Northwest Bancshares [NWBI] vs OFG Bancorp [OFG] Detailed Stock Comparison
Northwest Bancshares
NASDAQ
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OFG Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Northwest Bancshares wins in 6 metrics, OFG Bancorp wins in 12 metrics, with 0 ties. OFG Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Northwest Bancshares | OFG Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.13 | 10.04 | OFG Bancorp |
| Price-to-Book Ratio | 0.97 | 1.43 | Northwest Bancshares |
| Debt-to-Equity Ratio | 0.29 | 0.38 | Northwest Bancshares |
| PEG Ratio | 0.02 | 1.82 | Northwest Bancshares |
| Profit Margin (TTM) | 25.54% | 31.43% | OFG Bancorp |
| Operating Margin (TTM) | 37.47% | 43.08% | OFG Bancorp |
| EBITDA Margin (TTM) | 37.47% | 43.08% | OFG Bancorp |
| Return on Equity | 8.97% | 15.20% | OFG Bancorp |
| Return on Assets (TTM) | 0.99% | 1.66% | OFG Bancorp |
| Free Cash Flow (TTM) | $125.36M | $210.79M | OFG Bancorp |
| Dividend Yield | 8.55% | 2.57% | Northwest Bancshares |
| 1-Year Return | -5.35% | -2.22% | OFG Bancorp |
| Price-to-Sales Ratio (TTM) | 3.25 | 3.07 | OFG Bancorp |
| Enterprise Value | $2.00B | $1.55B | Northwest Bancshares |
| EV/Revenue Ratio | 3.56 | 2.50 | OFG Bancorp |
| Revenue per Share (TTM) | $4 | $14 | OFG Bancorp |
| Earnings per Share (Diluted) | $1.12 | $4.25 | OFG Bancorp |
| Beta (Stock Volatility) | 0.66 | 0.81 | Northwest Bancshares |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Northwest Bancshares vs OFG Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Northwest Bancshares | 0.72% | 1.05% | -1.41% | -5.78% | 13.15% | -3.09% |
| OFG Bancorp | 1.22% | -1.73% | -2.66% | -3.05% | 23.73% | 3.77% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Northwest Bancshares | -5.35% | -10.86% | 22.66% | -4.56% | 21.94% | 43.87% |
| OFG Bancorp | -2.22% | 60.07% | 206.82% | 385.06% | 219.07% | 283.73% |
News Based Sentiment: Northwest Bancshares vs OFG Bancorp
Northwest Bancshares
News based Sentiment: POSITIVE
Northwest Bancshares demonstrated strong Q2 earnings, appointed a key leader to drive wealth management growth, and maintains a consistent dividend, all contributing to a positive investment narrative. Analyst sentiment is improving, and the stock is showing positive momentum, suggesting a strengthening outlook.
OFG Bancorp
News based Sentiment: MIXED
October saw a mix of positive analyst sentiment regarding OFG Bancorp's valuation and growth potential, alongside cautions about economic reliance and competition. The upcoming earnings report on October 22nd will be a key event to watch, making this a moderately significant month for investors.
Performance & Financial Health Analysis: Northwest Bancshares vs OFG Bancorp
| Metric | NWBI | OFG |
|---|---|---|
| Market Information | ||
| Market Cap | $1.85B | $1.98B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 646,052 | 196,237 |
| 90 Day Avg. Volume | 796,484 | 223,516 |
| Last Close | $12.56 | $43.17 |
| 52 Week Range | $10.75 - $15.42 | $33.15 - $47.66 |
| % from 52W High | -18.55% | -9.42% |
| All-Time High | $19.10 (Dec 05, 2016) | $47.66 (Nov 25, 2024) |
| % from All-Time High | -34.24% | -9.42% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.44% | -0.02% |
| Quarterly Earnings Growth | 6.09% | 0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.31% |
| Operating Margin (TTM) | 0.37% | 0.43% |
| Return on Equity (TTM) | 0.09% | 0.15% |
| Debt to Equity (MRQ) | 0.29 | 0.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $12.84 | $29.83 |
| Cash per Share (MRQ) | $2.05 | $19.13 |
| Operating Cash Flow (TTM) | $121.60M | $215.43M |
| Levered Free Cash Flow (TTM) | $100.15M | $198.17M |
| Dividends | ||
| Last 12-Month Dividend Yield | 8.55% | 2.57% |
| Last 12-Month Dividend | $1.00 | $1.05 |
Valuation & Enterprise Metrics Analysis: Northwest Bancshares vs OFG Bancorp
| Metric | NWBI | OFG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.13 | 10.04 |
| Forward P/E | 12.23 | 10.80 |
| PEG Ratio | 0.02 | 1.82 |
| Price to Sales (TTM) | 3.25 | 3.07 |
| Price to Book (MRQ) | 0.97 | 1.43 |
| Market Capitalization | ||
| Market Capitalization | $1.85B | $1.98B |
| Enterprise Value | $2.00B | $1.55B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.56 | 2.50 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.66 | 0.81 |
| Book Value per Share (MRQ) | $12.84 | $29.83 |
Financial Statements Comparison: Northwest Bancshares vs OFG Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | NWBI | OFG |
|---|---|---|
| Revenue/Sales | $149.54M | $166.68M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $44.10M | $59.45M |
| Income Tax | $10.42M | $13.88M |
| Net Income (Profit) | $33.68M | $45.57M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | NWBI | OFG |
|---|---|---|
| Cash & Equivalents | $353.20M | $235.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $244.52M | $275.80M |
| Total Shareholders Equity | $1.63B | $1.30B |
| Retained Earnings | $691.07M | $802.02M |
| Property, Plant & Equipment | N/A | $122.24M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | NWBI | OFG |
|---|---|---|
| Operating Cash Flow | $100.84M | $44.63M |
| Capital Expenditures | $-1.82M | $-4.35M |
| Free Cash Flow | $105.79M | $78.72M |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | $-23.39M |
Short Interest & Institutional Ownership Analysis
| Metric | NWBI | OFG |
|---|---|---|
| Shares Short | 4.32M | 664,670 |
| Short Ratio | 5.86 | 3.48 |
| Short % of Float | 0.04% | 0.02% |
| Average Daily Volume (10 Day) | 646,052 | 196,237 |
| Average Daily Volume (90 Day) | 796,484 | 223,516 |
| Shares Outstanding | 127.51M | 45.44M |
| Float Shares | 144.65M | 43.97M |
| % Held by Insiders | 0.01% | 0.01% |
| % Held by Institutions | 0.64% | 0.98% |
Dividend Analysis & Yield Comparison: Northwest Bancshares vs OFG Bancorp
| Metric | NWBI | OFG |
|---|---|---|
| Last 12-Month Dividend | $1.00 | $1.05 |
| Last 12-Month Dividend Yield | 8.55% | 2.57% |
| 3-Year Avg Annual Dividend | $0.87 | $0.91 |
| 3-Year Avg Dividend Yield | 1.59% | 0.71% |
| 3-Year Total Dividends | $2.60 | $2.73 |
| Ex-Dividend Date | Aug 08, 2025 | Mar 31, 2025 |