OceanFirst Financial [OCFC] vs Customers Bancorp [CUBI] Detailed Stock Comparison

OceanFirst Financial

NASDAQ

Customers Bancorp

NYSE

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: OceanFirst Financial wins in 7 metrics, Customers Bancorp wins in 10 metrics, with 0 ties. Customers Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	OceanFirst Financial	Customers Bancorp	Better
P/E Ratio (TTM)	11.57	15.32	OceanFirst Financial
Price-to-Book Ratio	0.57	1.10	OceanFirst Financial
Debt-to-Equity Ratio	0.70	0.79	OceanFirst Financial
PEG Ratio	10.14	10.10	Customers Bancorp
Profit Margin (TTM)	23.29%	24.73%	Customers Bancorp
Operating Margin (TTM)	29.75%	48.95%	Customers Bancorp
EBITDA Margin (TTM)	29.75%	48.95%	Customers Bancorp
Return on Equity	5.29%	8.17%	Customers Bancorp
Return on Assets (TTM)	0.66%	0.68%	Customers Bancorp
Free Cash Flow (TTM)	$84.68M	$79.87M	OceanFirst Financial
Dividend Yield	5.74%	N/A	N/A
1-Year Return	4.79%	36.40%	Customers Bancorp
Price-to-Sales Ratio (TTM)	2.49	3.29	OceanFirst Financial
Enterprise Value	$1.96B	$16.43M	OceanFirst Financial
EV/Revenue Ratio	5.22	0.03	Customers Bancorp
Revenue per Share (TTM)	$6	$19	Customers Bancorp
Earnings per Share (Diluted)	$1.41	$4.05	Customers Bancorp
Beta (Stock Volatility)	1.02	1.60	OceanFirst Financial

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

OceanFirst Financial vs Customers Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
OceanFirst Financial	0.18%	0.31%	-12.57%	-1.74%	-10.23%	-7.91%
Customers Bancorp	2.34%	0.71%	-2.14%	21.21%	10.07%	32.04%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
OceanFirst Financial	4.79%	-23.21%	-3.19%	-13.36%	40.38%	-29.42%
Customers Bancorp	36.40%	57.06%	361.68%	151.91%	575.84%	575.84%

Performance Comparison

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OceanFirst Financial (OCFC): View Full Stock Overview

Customers Bancorp (CUBI): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: OceanFirst Financial vs Customers Bancorp

Metric	OCFC	CUBI
Market Information
Market Cap i	$936.53M	$1.96B
Market Cap Category	Small cap	Small cap
10 Day Avg. Volume i	312,910	453,070
90 Day Avg. Volume i	298,830	407,940
Last Close	$16.41	$62.64
52 Week Range	$14.29 - $21.87	$40.75 - $67.19
% from 52W High	-24.97%	-6.77%
All-Time High	$30.90 (Jun 18, 2018)	$76.13 (Jan 03, 2022)
% from All-Time High	-46.89%	-17.72%
Growth Metrics
Quarterly Revenue Growth	0.07%	0.03%
Quarterly Earnings Growth	-0.22%	0.05%
Financial Health
Profit Margin (TTM) i	0.23%	0.25%
Operating Margin (TTM) i	0.30%	0.49%
Return on Equity (TTM) i	0.05%	0.08%
Debt to Equity (MRQ) i	0.70	0.79
Cash & Liquidity
Book Value per Share (MRQ)	$28.70	$56.36
Cash per Share (MRQ)	$2.98	$110.85
Operating Cash Flow (TTM) i	$93.21M	$74.13M
Levered Free Cash Flow (TTM) i	$96.05M	$166.43M
Dividends
Last 12-Month Dividend Yield i	5.74%	N/A
Last 12-Month Dividend i	$1.00	N/A

Valuation & Enterprise Metrics Analysis: OceanFirst Financial vs Customers Bancorp

Metric	OCFC	CUBI
Price Ratios
P/E Ratio (TTM) i	11.57	15.32
Forward P/E i	10.14	10.10
PEG Ratio i	10.14	10.10
Price to Sales (TTM) i	2.49	3.29
Price to Book (MRQ) i	0.57	1.10
Market Capitalization
Market Capitalization i	$936.53M	$1.96B
Enterprise Value i	$1.96B	$16.43M
Enterprise Value Metrics
Enterprise to Revenue i	5.22	0.03
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	1.02	1.60
Book Value per Share (MRQ) i	$28.70	$56.36

Financial Statements Comparison: OceanFirst Financial vs Customers Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	OCFC	CUBI
Revenue/Sales i	$96.74M	$138.33M
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	$28.27M	$11.89M
Income Tax i	$6.81M	$-1.02M
Net Income (Profit) i	$21.46M	$12.91M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	OCFC	CUBI
Cash & Equivalents i	$163.72M	$3.43B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	$1.09B	$1.32B
Total Shareholders Equity i	$1.71B	$1.86B
Retained Earnings i	$650.55M	$1.34B
Property, Plant & Equipment i	N/A	N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	OCFC	CUBI
Operating Cash Flow i	$-4.00M	$19.80M
Capital Expenditures i	$-1.86M	$-16.67M
Free Cash Flow i	$-3.64M	$77.04M
Debt Repayment i	$-181.59M	$-100.00M
Common Stock Repurchase i	$-6.90M	$-5.64M

Short Interest & Institutional Ownership Analysis

Metric	OCFC	CUBI
Shares Short i	882,727	1.39M
Short Ratio i	2.83	3.54
Short % of Float i	0.02%	0.06%
Average Daily Volume (10 Day) i	312,910	453,070
Average Daily Volume (90 Day) i	298,830	407,940
Shares Outstanding i	58.55M	31.35M
Float Shares i	55.22M	29.38M
% Held by Insiders i	0.03%	0.08%
% Held by Institutions i	0.79%	0.92%

Dividend Analysis & Yield Comparison: OceanFirst Financial vs Customers Bancorp

Metric	OCFC	CUBI
Last 12-Month Dividend i	$1.00	N/A
Last 12-Month Dividend Yield i	5.74%	N/A
3-Year Avg Annual Dividend i	$0.87	N/A
3-Year Avg Dividend Yield i	1.16%	N/A
3-Year Total Dividends i	$2.60	N/A
Ex-Dividend Date	Aug 04, 2025	N/A

OceanFirst Financial [OCFC] vs Customers Bancorp [CUBI] Detailed Stock Comparison