OceanFirst Financial [OCFC] vs PNC Financial [PNC] Detailed Stock Comparison
OceanFirst Financial
NASDAQ
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PNC Financial
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: OceanFirst Financial wins in 8 metrics, PNC Financial wins in 10 metrics, with 0 ties. PNC Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | OceanFirst Financial | PNC Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.57 | 12.56 | OceanFirst Financial |
| Price-to-Book Ratio | 0.57 | 1.39 | OceanFirst Financial |
| Debt-to-Equity Ratio | 0.70 | 1.12 | OceanFirst Financial |
| PEG Ratio | 10.14 | 11.84 | OceanFirst Financial |
| Profit Margin (TTM) | 23.29% | 28.75% | PNC Financial |
| Operating Margin (TTM) | 29.75% | 35.28% | PNC Financial |
| EBITDA Margin (TTM) | 29.75% | 35.28% | PNC Financial |
| Return on Equity | 5.29% | 11.33% | PNC Financial |
| Return on Assets (TTM) | 0.66% | 1.09% | PNC Financial |
| Free Cash Flow (TTM) | $84.68M | $7.88B | PNC Financial |
| Dividend Yield | 5.74% | 2.74% | OceanFirst Financial |
| 1-Year Return | 4.79% | 11.66% | PNC Financial |
| Price-to-Sales Ratio (TTM) | 2.49 | 3.35 | OceanFirst Financial |
| Enterprise Value | $1.96B | $128.31B | PNC Financial |
| EV/Revenue Ratio | 5.22 | 6.11 | OceanFirst Financial |
| Revenue per Share (TTM) | $6 | $53 | PNC Financial |
| Earnings per Share (Diluted) | $1.41 | $14.15 | PNC Financial |
| Beta (Stock Volatility) | 1.02 | 1.07 | OceanFirst Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
OceanFirst Financial vs PNC Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| OceanFirst Financial | 0.18% | 0.31% | -12.57% | -1.74% | -10.23% | -7.91% |
| PNC Financial | 1.40% | 2.08% | -4.17% | 13.80% | -3.82% | -0.86% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| OceanFirst Financial | 4.79% | -23.21% | -3.19% | -13.36% | 40.38% | -29.42% |
| PNC Financial | 11.66% | 8.65% | 69.79% | 94.43% | 244.42% | 238.82% |
Performance & Financial Health Analysis: OceanFirst Financial vs PNC Financial
| Metric | OCFC | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $936.53M | $70.31B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 312,910 | 1,904,080 |
| 90 Day Avg. Volume | 298,830 | 1,960,760 |
| Last Close | $16.41 | $189.74 |
| 52 Week Range | $14.29 - $21.87 | $145.12 - $216.26 |
| % from 52W High | -24.97% | -12.26% |
| All-Time High | $30.90 (Jun 18, 2018) | $228.14 (Jan 10, 2022) |
| % from All-Time High | -46.89% | -16.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.05% |
| Quarterly Earnings Growth | -0.22% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.29% |
| Operating Margin (TTM) | 0.30% | 0.35% |
| Return on Equity (TTM) | 0.05% | 0.11% |
| Debt to Equity (MRQ) | 0.70 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $28.70 | $127.98 |
| Cash per Share (MRQ) | $2.98 | $27.54 |
| Operating Cash Flow (TTM) | $93.21M | $5.61B |
| Levered Free Cash Flow (TTM) | $96.05M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | 5.74% | 2.74% |
| Last 12-Month Dividend | $1.00 | $4.80 |
Valuation & Enterprise Metrics Analysis: OceanFirst Financial vs PNC Financial
| Metric | OCFC | PNC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.57 | 12.56 |
| Forward P/E | 10.14 | 11.84 |
| PEG Ratio | 10.14 | 11.84 |
| Price to Sales (TTM) | 2.49 | 3.35 |
| Price to Book (MRQ) | 0.57 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $936.53M | $70.31B |
| Enterprise Value | $1.96B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.22 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.02 | 1.07 |
| Book Value per Share (MRQ) | $28.70 | $127.98 |
Financial Statements Comparison: OceanFirst Financial vs PNC Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | OCFC | PNC |
|---|---|---|
| Revenue/Sales | $96.74M | $5.45B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $28.27M | $1.85B |
| Income Tax | $6.81M | $347.00M |
| Net Income (Profit) | $21.46M | $1.50B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | OCFC | PNC |
|---|---|---|
| Cash & Equivalents | $163.72M | $38.40B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $1.09B | $60.72B |
| Total Shareholders Equity | $1.71B | $56.45B |
| Retained Earnings | $650.55M | $60.05B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | OCFC | PNC |
|---|---|---|
| Operating Cash Flow | $-4.00M | $2.73B |
| Capital Expenditures | $-1.86M | N/A |
| Free Cash Flow | $-3.64M | $1.80B |
| Debt Repayment | $-181.59M | $-10.81B |
| Common Stock Repurchase | $-6.90M | $-721.00M |
Short Interest & Institutional Ownership Analysis
| Metric | OCFC | PNC |
|---|---|---|
| Shares Short | 882,727 | 4.98M |
| Short Ratio | 2.83 | 2.41 |
| Short % of Float | 0.02% | 0.01% |
| Average Daily Volume (10 Day) | 312,910 | 1,904,080 |
| Average Daily Volume (90 Day) | 298,830 | 1,960,760 |
| Shares Outstanding | 58.55M | 395.94M |
| Float Shares | 55.22M | 392.38M |
| % Held by Insiders | 0.03% | 0.00% |
| % Held by Institutions | 0.79% | 0.85% |
Dividend Analysis & Yield Comparison: OceanFirst Financial vs PNC Financial
| Metric | OCFC | PNC |
|---|---|---|
| Last 12-Month Dividend | $1.00 | $4.80 |
| Last 12-Month Dividend Yield | 5.74% | 2.74% |
| 3-Year Avg Annual Dividend | $0.87 | $5.67 |
| 3-Year Avg Dividend Yield | 1.16% | 1.03% |
| 3-Year Total Dividends | $2.60 | $17.00 |
| Ex-Dividend Date | Aug 04, 2025 | Jan 15, 2025 |