Premier Financial [PFC] vs Nicolet Bankshares [NIC] Detailed Stock Comparison
Premier Financial
NASDAQ
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Nicolet Bankshares
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Premier Financial wins in 3 metrics, Nicolet Bankshares wins in 14 metrics, with 0 ties. Nicolet Bankshares appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Premier Financial | Nicolet Bankshares | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.16 | 15.22 | Premier Financial |
| Price-to-Book Ratio | 1.00 | 1.67 | Premier Financial |
| Debt-to-Equity Ratio | 0.59 | 0.11 | Nicolet Bankshares |
| PEG Ratio | 13.16 | 0.68 | Nicolet Bankshares |
| Profit Margin (TTM) | 28.60% | 37.26% | Nicolet Bankshares |
| Operating Margin (TTM) | 46.72% | 49.93% | Nicolet Bankshares |
| EBITDA Margin (TTM) | 46.72% | 49.93% | Nicolet Bankshares |
| Return on Equity | 7.22% | 11.89% | Nicolet Bankshares |
| Return on Assets (TTM) | 0.83% | 1.55% | Nicolet Bankshares |
| Free Cash Flow (TTM) | $89.70M | $117.23M | Nicolet Bankshares |
| Dividend Yield | N/A | 0.72% | N/A |
| 1-Year Return | -54.10% | 36.08% | Nicolet Bankshares |
| Price-to-Sales Ratio (TTM) | 4.03 | 5.42 | Premier Financial |
| Enterprise Value | $1.48B | $1.69B | Nicolet Bankshares |
| EV/Revenue Ratio | 5.91 | 4.63 | Nicolet Bankshares |
| Revenue per Share (TTM) | $7 | $24 | Nicolet Bankshares |
| Earnings per Share (Diluted) | $1.98 | $8.73 | Nicolet Bankshares |
| Beta (Stock Volatility) | 1.22 | 0.73 | Nicolet Bankshares |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Premier Financial vs Nicolet Bankshares Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Premier Financial | 0.00% | 0.18% | 3.13% | 2.19% | 21.81% | 11.45% |
| Nicolet Bankshares | -2.28% | -0.01% | -2.83% | 1.42% | 22.96% | 27.76% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Premier Financial | -54.10% | -46.84% | -61.26% | 18.02% | -52.62% | 24.59% |
| Nicolet Bankshares | 36.08% | 78.21% | 121.49% | 317.75% | 722.44% | 722.44% |
News Based Sentiment: Premier Financial vs Nicolet Bankshares
Premier Financial
News sentiment data is not available for Premier Financial at this time.
Nicolet Bankshares
News based Sentiment: MIXED
Nicolet Bankshares is showing positive financial performance with strong Q2 results and increased institutional investment, but faces conflicting signals from technical analysis indicating potential bearish momentum and mixed valuation assessments. The upcoming Q3 earnings report will be a key catalyst for determining the stock's direction.
Performance & Financial Health Analysis: Premier Financial vs Nicolet Bankshares
| Metric | PFC | NIC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.01B | $2.01B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 442,672 | 73,220 |
| 90 Day Avg. Volume | 297,817 | 64,460 |
| Last Close | $28.04 | $128.59 |
| 52 Week Range | $18.63 - $29.64 | $92.76 - $141.92 |
| % from 52W High | -5.40% | -9.39% |
| All-Time High | $42.46 (Nov 30, 2015) | $141.97 (Jul 18, 2025) |
| % from All-Time High | -33.96% | -9.42% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.04% | 0.13% |
| Quarterly Earnings Growth | 0.04% | 0.23% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.37% |
| Operating Margin (TTM) | 0.47% | 0.50% |
| Return on Equity (TTM) | 0.07% | 0.12% |
| Debt to Equity (MRQ) | 0.59 | 0.11 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $27.95 | $79.74 |
| Cash per Share (MRQ) | $3.39 | $28.45 |
| Operating Cash Flow (TTM) | $89.51M | $153.72M |
| Levered Free Cash Flow (TTM) | $63.67M | $124.06M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.72% |
| Last 12-Month Dividend | N/A | $0.84 |
Valuation & Enterprise Metrics Analysis: Premier Financial vs Nicolet Bankshares
| Metric | PFC | NIC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.16 | 15.22 |
| Forward P/E | 13.16 | 16.72 |
| PEG Ratio | 13.16 | 0.68 |
| Price to Sales (TTM) | 4.03 | 5.42 |
| Price to Book (MRQ) | 1.00 | 1.67 |
| Market Capitalization | ||
| Market Capitalization | $1.01B | $2.01B |
| Enterprise Value | $1.48B | $1.69B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.91 | 4.63 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.22 | 0.73 |
| Book Value per Share (MRQ) | $27.95 | $79.74 |
Financial Statements Comparison: Premier Financial vs Nicolet Bankshares
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PFC | NIC |
|---|---|---|
| Revenue/Sales | $63.06M | $95.74M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $24.28M | $44.77M |
| Income Tax | $5.28M | $8.74M |
| Net Income (Profit) | $19.00M | $36.04M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PFC | NIC |
|---|---|---|
| Cash & Equivalents | $121.49M | $572.18M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $592.36M | $156.56M |
| Total Shareholders Equity | $1.00B | $1.18B |
| Retained Earnings | $596.93M | $594.07M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PFC | NIC |
|---|---|---|
| Operating Cash Flow | $24.69M | $41.35M |
| Capital Expenditures | $-1.65M | $-463,000 |
| Free Cash Flow | $23.78M | $41.33M |
| Debt Repayment | N/A | $-5.00M |
| Common Stock Repurchase | $0 | $-26.05M |
Short Interest & Institutional Ownership Analysis
| Metric | PFC | NIC |
|---|---|---|
| Shares Short | N/A | 234,097 |
| Short Ratio | N/A | 4.34 |
| Short % of Float | N/A | 0.02% |
| Average Daily Volume (10 Day) | 442,672 | 73,220 |
| Average Daily Volume (90 Day) | 297,817 | 64,460 |
| Shares Outstanding | 35.84M | 15.36M |
| Float Shares | 35.04M | 13.12M |
| % Held by Insiders | 0.02% | 0.12% |
| % Held by Institutions | 0.70% | 0.52% |
Dividend Analysis & Yield Comparison: Premier Financial vs Nicolet Bankshares
| Metric | PFC | NIC |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.84 |
| Last 12-Month Dividend Yield | N/A | 0.72% |
| 3-Year Avg Annual Dividend | N/A | $0.62 |
| 3-Year Avg Dividend Yield | N/A | 0.31% |
| 3-Year Total Dividends | N/A | $1.87 |
| Ex-Dividend Date | N/A | Mar 10, 2025 |