Premier Financial [PFC] vs U.S. Bancorp [USB] Detailed Stock Comparison

Premier Financial

NASDAQ
Loading...

U.S. Bancorp

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Premier Financial wins in 5 metrics, U.S. Bancorp wins in 12 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Premier Financial U.S. Bancorp Better
P/E Ratio (TTM) 14.16 11.36 U.S. Bancorp
Price-to-Book Ratio 1.00 1.36 Premier Financial
Debt-to-Equity Ratio 0.59 1.34 Premier Financial
PEG Ratio 13.16 0.79 U.S. Bancorp
Profit Margin (TTM) 28.60% 27.00% Premier Financial
Operating Margin (TTM) 46.72% 37.33% Premier Financial
EBITDA Margin (TTM) 46.72% 37.33% Premier Financial
Return on Equity 7.22% 11.67% U.S. Bancorp
Return on Assets (TTM) 0.83% 1.01% U.S. Bancorp
Free Cash Flow (TTM) $89.70M $11.27B U.S. Bancorp
Dividend Yield N/A 4.60% N/A
1-Year Return -54.10% 1.82% U.S. Bancorp
Price-to-Sales Ratio (TTM) 4.03 2.91 U.S. Bancorp
Enterprise Value $1.48B $101.95B U.S. Bancorp
EV/Revenue Ratio 5.91 3.99 U.S. Bancorp
Revenue per Share (TTM) $7 $16 U.S. Bancorp
Earnings per Share (Diluted) $1.98 $4.18 U.S. Bancorp
Beta (Stock Volatility) 1.22 1.08 U.S. Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Premier Financial vs U.S. Bancorp Stock Performance Analysis

Loading Price Chart...

Premier Financial
U.S. Bancorp
Premier Financial Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Premier Financial0.00%0.18%3.13%2.19%21.81%11.45%
U.S. Bancorp-3.86%-1.69%-4.60%-0.42%19.85%-1.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Premier Financial-54.10%-46.84%-61.26%18.02%-52.62%24.59%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: Premier Financial vs U.S. Bancorp

Premier Financial

News sentiment data is not available for Premier Financial at this time.

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Premier Financial vs U.S. Bancorp

MetricPFCUSB
Market Information
Market Cap i$1.01B$73.46B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i442,6728,391,430
90 Day Avg. Volume i297,8179,701,660
Last Close$28.04$45.28
52 Week Range$18.63 - $29.64$35.18 - $53.98
% from 52W High-5.40%-16.12%
All-Time High$42.46 (Nov 30, 2015)$63.57 (Jan 10, 2022)
% from All-Time High-33.96%-28.77%
Growth Metrics
Quarterly Revenue Growth0.04%0.03%
Quarterly Earnings Growth0.04%0.13%
Financial Health
Profit Margin (TTM) i0.29%0.27%
Operating Margin (TTM) i0.47%0.37%
Return on Equity (TTM) i0.07%0.12%
Debt to Equity (MRQ) i0.591.34
Cash & Liquidity
Book Value per Share (MRQ)$27.95$35.02
Cash per Share (MRQ)$3.39$39.85
Operating Cash Flow (TTM) i$89.51M$7.48B
Levered Free Cash Flow (TTM) i$63.67M$5.91B
Dividends
Last 12-Month Dividend Yield iN/A4.60%
Last 12-Month Dividend iN/A$1.99

Valuation & Enterprise Metrics Analysis: Premier Financial vs U.S. Bancorp

MetricPFCUSB
Price Ratios
P/E Ratio (TTM) i14.1611.36
Forward P/E i13.1610.97
PEG Ratio i13.160.79
Price to Sales (TTM) i4.032.91
Price to Book (MRQ) i1.001.36
Market Capitalization
Market Capitalization i$1.01B$73.46B
Enterprise Value i$1.48B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i5.913.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.221.08
Book Value per Share (MRQ) i$27.95$35.02

Financial Statements Comparison: Premier Financial vs U.S. Bancorp

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PFCUSB
Revenue/Sales i$63.06M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$24.28M$2.16B
Income Tax i$5.28M$443.00M
Net Income (Profit) i$19.00M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PFCUSB
Cash & Equivalents i$121.49M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$592.36M$59.86B
Total Shareholders Equity i$1.00B$60.56B
Retained Earnings i$596.93M$77.69B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PFCUSB
Operating Cash Flow i$24.69M$-750.00M
Capital Expenditures i$-1.65MN/A
Free Cash Flow i$23.78M$-285.00M
Debt Repayment iN/A$-2.10B
Common Stock Repurchase i$0$-160.00M

Short Interest & Institutional Ownership Analysis

MetricPFCUSB
Shares Short iN/A22.01M
Short Ratio iN/A2.51
Short % of Float iN/A0.01%
Average Daily Volume (10 Day) i442,6728,391,430
Average Daily Volume (90 Day) i297,8179,701,660
Shares Outstanding i35.84M1.56B
Float Shares i35.04M1.55B
% Held by Insiders i0.02%0.00%
% Held by Institutions i0.70%0.82%

Dividend Analysis & Yield Comparison: Premier Financial vs U.S. Bancorp

MetricPFCUSB
Last 12-Month Dividend iN/A$1.99
Last 12-Month Dividend Yield iN/A4.60%
3-Year Avg Annual Dividend iN/A$1.78
3-Year Avg Dividend Yield iN/A1.19%
3-Year Total Dividends iN/A$5.35
Ex-Dividend DateN/AMar 31, 2025