Pagaya Technologies [PGY] vs Klaviyo [KVYO] Detailed Stock Comparison
Pagaya Technologies
NASDAQ
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Klaviyo
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Pagaya Technologies wins in 7 metrics, Klaviyo wins in 10 metrics, with 0 ties. Klaviyo appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pagaya Technologies | Klaviyo | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 16.00 | -179.00 | Klaviyo |
| Price-to-Book Ratio | 6.49 | 8.75 | Pagaya Technologies |
| Debt-to-Equity Ratio | 140.85 | 9.04 | Klaviyo |
| PEG Ratio | -0.13 | -0.51 | Klaviyo |
| EV/EBITDA | 16.20 | -96.17 | Klaviyo |
| Profit Margin (TTM) | -24.36% | -6.19% | Klaviyo |
| Operating Margin (TTM) | 17.30% | -10.69% | Pagaya Technologies |
| EBITDA Margin (TTM) | 17.30% | N/A | N/A |
| Return on Equity | -50.70% | -6.42% | Klaviyo |
| Return on Assets (TTM) | 7.12% | -5.05% | Pagaya Technologies |
| Free Cash Flow (TTM) | $43.28M | $148.73M | Klaviyo |
| 1-Year Return | 128.12% | -2.14% | Pagaya Technologies |
| Price-to-Sales Ratio (TTM) | 2.08 | 8.91 | Pagaya Technologies |
| Enterprise Value | $3.13B | $8.77B | Klaviyo |
| EV/Revenue Ratio | 2.71 | 8.13 | Pagaya Technologies |
| Gross Profit Margin (TTM) | 39.74% | 75.70% | Klaviyo |
| Revenue per Share (TTM) | $15 | $4 | Pagaya Technologies |
| Earnings per Share (Diluted) | $-3.96 | $-0.24 | Klaviyo |
| Beta (Stock Volatility) | 5.99 | N/A | N/A |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Pagaya Technologies vs Klaviyo Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pagaya Technologies | 13.37% | -11.19% | -4.92% | 111.89% | 105.31% | 209.14% |
| Klaviyo | 2.47% | 3.06% | -1.63% | -3.12% | -23.58% | -23.20% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pagaya Technologies | 128.12% | -82.05% | -58.02% | -58.02% | -58.02% | -58.02% |
| Klaviyo | -2.14% | -4.22% | -4.22% | -4.22% | -4.22% | -4.22% |
Performance & Financial Health Analysis: Pagaya Technologies vs Klaviyo
| Metric | PGY | KVYO |
|---|---|---|
| Market Information | ||
| Market Cap | $2.39B | $9.61B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 4,801,980 | 3,615,530 |
| 90 Day Avg. Volume | 3,846,157 | 2,018,393 |
| Last Close | $33.75 | $32.77 |
| 52 Week Range | $8.20 - $41.48 | $23.77 - $49.55 |
| % from 52W High | -18.64% | -33.86% |
| All-Time High | $414.00 (Aug 01, 2022) | $49.55 (Feb 10, 2025) |
| % from All-Time High | -91.85% | -33.86% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.30% | 0.32% |
| Quarterly Earnings Growth | 0.31% | 0.32% |
| Financial Health | ||
| Profit Margin (TTM) | -0.24% | -0.06% |
| Operating Margin (TTM) | 0.17% | -0.11% |
| Return on Equity (TTM) | -0.51% | -0.06% |
| Debt to Equity (MRQ) | 140.85 | 9.04 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $4.82 | $3.66 |
| Cash per Share (MRQ) | $2.67 | $3.12 |
| Operating Cash Flow (TTM) | $131.29M | $168.96M |
| Levered Free Cash Flow (TTM) | $165.11M | $186.32M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: Pagaya Technologies vs Klaviyo
| Metric | PGY | KVYO |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 16.00 | -179.00 |
| Forward P/E | 62.48 | 57.18 |
| PEG Ratio | -0.13 | -0.51 |
| Price to Sales (TTM) | 2.08 | 8.91 |
| Price to Book (MRQ) | 6.49 | 8.75 |
| Market Capitalization | ||
| Market Capitalization | $2.39B | $9.61B |
| Enterprise Value | $3.13B | $8.77B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.71 | 8.13 |
| Enterprise to EBITDA | 16.20 | -96.17 |
| Risk & Other Metrics | ||
| Beta | 5.99 | N/A |
| Book Value per Share (MRQ) | $4.82 | $3.66 |
Financial Statements Comparison: Pagaya Technologies vs Klaviyo
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PGY | KVYO |
|---|---|---|
| Revenue/Sales | $282.70M | $293.12M |
| Cost of Goods Sold | $167.08M | $71.24M |
| Gross Profit | $115.62M | $221.88M |
| Research & Development | $19.44M | $72.46M |
| Operating Income (EBIT) | $40.40M | $-31.33M |
| EBITDA | $48.51M | $-27.40M |
| Pre-Tax Income | $-48,000 | $-22.48M |
| Income Tax | $-2.54M | $1.80M |
| Net Income (Profit) | $2.49M | $-24.28M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PGY | KVYO |
|---|---|---|
| Cash & Equivalents | $186.80M | $888.43M |
| Total Current Assets | $355.56M | $1.01B |
| Total Current Liabilities | $198.70M | $192.82M |
| Long-Term Debt | $536.36M | $84.12M |
| Total Shareholders Equity | $440.80M | $1.06B |
| Retained Earnings | $-936.15M | $-859.27M |
| Property, Plant & Equipment | $71.51M | $90.82M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PGY | KVYO |
|---|---|---|
| Operating Cash Flow | $13.96M | $36.85M |
| Capital Expenditures | $-3.78M | $-2.69M |
| Free Cash Flow | $30.65M | $6.62M |
| Debt Repayment | $-51.36M | $0 |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | PGY | KVYO |
|---|---|---|
| Shares Short | 11.34M | 5.50M |
| Short Ratio | 3.38 | 4.80 |
| Short % of Float | 0.25% | 0.05% |
| Average Daily Volume (10 Day) | 4,801,980 | 3,615,530 |
| Average Daily Volume (90 Day) | 3,846,157 | 2,018,393 |
| Shares Outstanding | 73.88M | 272.76M |
| Float Shares | 49.76M | 4.99M |
| % Held by Insiders | 0.15% | 0.00% |
| % Held by Institutions | 0.65% | 1.10% |
Dividend Analysis & Yield Comparison: Pagaya Technologies vs Klaviyo
| Metric | PGY | KVYO |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |