Palomar Holdings [PLMR] vs Progressive [PGR] Detailed Stock Comparison
Palomar Holdings
NASDAQ
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Progressive
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Palomar Holdings wins in 7 metrics, Progressive wins in 11 metrics, with 0 ties. Progressive appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Palomar Holdings | Progressive | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 20.52 | 13.84 | Progressive |
| Price-to-Book Ratio | 3.68 | 4.42 | Palomar Holdings |
| Debt-to-Equity Ratio | 0.00 | 21.15 | Palomar Holdings |
| PEG Ratio | 0.30 | 0.12 | Progressive |
| EV/EBITDA | 15.18 | 10.85 | Progressive |
| Profit Margin (TTM) | 22.71% | 12.66% | Palomar Holdings |
| Operating Margin (TTM) | 29.50% | 18.42% | Palomar Holdings |
| EBITDA Margin (TTM) | 29.50% | 18.42% | Palomar Holdings |
| Return on Equity | 22.45% | 37.29% | Progressive |
| Return on Assets (TTM) | 5.09% | 7.86% | Progressive |
| Free Cash Flow (TTM) | $252.62M | $14.83B | Progressive |
| Dividend Yield | N/A | 1.84% | N/A |
| 1-Year Return | 20.04% | -4.01% | Palomar Holdings |
| Price-to-Sales Ratio (TTM) | 4.58 | 1.75 | Progressive |
| Enterprise Value | $3.04B | $148.70B | Progressive |
| EV/Revenue Ratio | 4.46 | 1.81 | Progressive |
| Revenue per Share (TTM) | $26 | $141 | Progressive |
| Earnings per Share (Diluted) | $5.68 | $17.75 | Progressive |
| Beta (Stock Volatility) | 0.30 | 0.32 | Palomar Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Palomar Holdings vs Progressive Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Palomar Holdings | 2.25% | -1.12% | -6.75% | -20.56% | -11.19% | 10.60% |
| Progressive | 1.41% | -1.24% | -0.83% | -3.81% | -4.46% | 1.35% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Palomar Holdings | 20.04% | 24.67% | 26.77% | 524.00% | 524.00% | 524.00% |
| Progressive | -4.01% | 110.45% | 152.68% | 649.97% | 1,077.64% | 758.16% |
News Based Sentiment: Palomar Holdings vs Progressive
Palomar Holdings
News based Sentiment: MIXED
Palomar Holdings delivered impressive Q2 earnings, but this was countered by a price target reduction from Evercore ISI, significant insider selling, and stock price volatility. While institutional investment remains strong, the mixed signals create uncertainty about the company's near-term prospects.
Progressive
News based Sentiment: MIXED
October was a month of contrasts for Progressive, showcasing strong financial performance alongside growing concerns about future profitability due to AI competition. While the company is currently delivering impressive results, the analyst downgrades and insider selling introduce uncertainty, making it a significant but complex month for investors.
Performance & Financial Health Analysis: Palomar Holdings vs Progressive
| Metric | PLMR | PGR |
|---|---|---|
| Market Information | ||
| Market Cap | $3.12B | $144.79B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 302,540 | 2,715,670 |
| 90 Day Avg. Volume | 309,210 | 2,686,717 |
| Last Close | $115.44 | $243.89 |
| 52 Week Range | $85.00 - $175.85 | $228.54 - $292.99 |
| % from 52W High | -34.35% | -16.76% |
| All-Time High | $175.85 (Jun 03, 2025) | $292.99 (Mar 17, 2025) |
| % from All-Time High | -34.35% | -16.76% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.55% | 0.21% |
| Quarterly Earnings Growth | 0.81% | 1.18% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.13% |
| Operating Margin (TTM) | 0.30% | 0.18% |
| Return on Equity (TTM) | 0.22% | 0.37% |
| Debt to Equity (MRQ) | 0.00 | 21.15 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.64 | $55.62 |
| Cash per Share (MRQ) | $3.04 | $3.80 |
| Operating Cash Flow (TTM) | $380.97M | $16.80B |
| Levered Free Cash Flow (TTM) | $414.63M | $13.72B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.84% |
| Last 12-Month Dividend | N/A | $4.80 |
Valuation & Enterprise Metrics Analysis: Palomar Holdings vs Progressive
| Metric | PLMR | PGR |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 20.52 | 13.84 |
| Forward P/E | 19.96 | 17.80 |
| PEG Ratio | 0.30 | 0.12 |
| Price to Sales (TTM) | 4.58 | 1.75 |
| Price to Book (MRQ) | 3.68 | 4.42 |
| Market Capitalization | ||
| Market Capitalization | $3.12B | $144.79B |
| Enterprise Value | $3.04B | $148.70B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.46 | 1.81 |
| Enterprise to EBITDA | 15.18 | 10.85 |
| Risk & Other Metrics | ||
| Beta | 0.30 | 0.32 |
| Book Value per Share (MRQ) | $31.64 | $55.62 |
Financial Statements Comparison: Palomar Holdings vs Progressive
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PLMR | PGR |
|---|---|---|
| Revenue/Sales | $174.63M | $22.00B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $53.71M | $3.98B |
| Income Tax | $10.79M | $807.00M |
| Net Income (Profit) | $42.92M | $3.18B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PLMR | PGR |
|---|---|---|
| Cash & Equivalents | $119.31M | $125.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | N/A | $6.90B |
| Total Shareholders Equity | $790.45M | $32.60B |
| Retained Earnings | $305.14M | $29.92B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PLMR | PGR |
|---|---|---|
| Operating Cash Flow | N/A | $1.42B |
| Capital Expenditures | $-35,000 | $-46.00M |
| Free Cash Flow | $85.76M | $5.08B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | $-54.00M |
Short Interest & Institutional Ownership Analysis
| Metric | PLMR | PGR |
|---|---|---|
| Shares Short | 365,764 | 6.82M |
| Short Ratio | 1.31 | 2.67 |
| Short % of Float | 0.02% | 0.01% |
| Average Daily Volume (10 Day) | 302,540 | 2,715,670 |
| Average Daily Volume (90 Day) | 309,210 | 2,686,717 |
| Shares Outstanding | 26.53M | 586.00M |
| Float Shares | 26.15M | 583.96M |
| % Held by Insiders | 0.02% | 0.00% |
| % Held by Institutions | 0.94% | 0.88% |
Dividend Analysis & Yield Comparison: Palomar Holdings vs Progressive
| Metric | PLMR | PGR |
|---|---|---|
| Last 12-Month Dividend | N/A | $4.80 |
| Last 12-Month Dividend Yield | N/A | 1.84% |
| 3-Year Avg Annual Dividend | N/A | $2.08 |
| 3-Year Avg Dividend Yield | N/A | 0.24% |
| 3-Year Total Dividends | N/A | $6.25 |
| Ex-Dividend Date | N/A | Apr 03, 2025 |