Palomar Holdings [PLMR] vs RLI [RLI] Detailed Stock Comparison
Palomar Holdings
NASDAQ
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RLI
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Palomar Holdings wins in 9 metrics, RLI wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Palomar Holdings | RLI | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 20.52 | 18.44 | RLI |
| Price-to-Book Ratio | 3.68 | 3.42 | RLI |
| Debt-to-Equity Ratio | 0.00 | 6.59 | Palomar Holdings |
| PEG Ratio | 0.30 | 0.36 | Palomar Holdings |
| EV/EBITDA | 15.18 | 14.09 | RLI |
| Profit Margin (TTM) | 22.71% | 17.81% | Palomar Holdings |
| Operating Margin (TTM) | 29.50% | 31.09% | RLI |
| EBITDA Margin (TTM) | 29.50% | 31.09% | RLI |
| Return on Equity | 22.45% | 19.49% | Palomar Holdings |
| Return on Assets (TTM) | 5.09% | 4.47% | Palomar Holdings |
| Free Cash Flow (TTM) | $252.62M | $555.51M | RLI |
| Dividend Yield | N/A | 3.21% | N/A |
| 1-Year Return | 20.04% | -17.37% | Palomar Holdings |
| Price-to-Sales Ratio (TTM) | 4.58 | 3.26 | RLI |
| Enterprise Value | $3.04B | $5.90B | RLI |
| EV/Revenue Ratio | 4.46 | 3.25 | RLI |
| Revenue per Share (TTM) | $26 | $20 | Palomar Holdings |
| Earnings per Share (Diluted) | $5.68 | $3.50 | Palomar Holdings |
| Beta (Stock Volatility) | 0.30 | 0.56 | Palomar Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Palomar Holdings vs RLI Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Palomar Holdings | 2.25% | -1.12% | -6.75% | -20.56% | -11.19% | 10.60% |
| RLI | 1.45% | -0.26% | -4.66% | -8.62% | -10.19% | -20.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Palomar Holdings | 20.04% | 24.67% | 26.77% | 524.00% | 524.00% | 524.00% |
| RLI | -17.37% | 18.64% | 53.93% | 128.73% | 344.03% | 484.98% |
News Based Sentiment: Palomar Holdings vs RLI
Palomar Holdings
News based Sentiment: MIXED
Palomar Holdings delivered impressive Q2 earnings, but this was countered by a price target reduction from Evercore ISI, significant insider selling, and stock price volatility. While institutional investment remains strong, the mixed signals create uncertainty about the company's near-term prospects.
RLI
News based Sentiment: MIXED
The month presented a mixed picture for RLI Corp., with a 'Hold' rating from Truist Securities countered by increasing institutional investment and a strong dividend history. The upcoming earnings release will be critical in resolving this ambiguity and shaping the investment narrative.
Performance & Financial Health Analysis: Palomar Holdings vs RLI
| Metric | PLMR | RLI |
|---|---|---|
| Market Information | ||
| Market Cap | $3.12B | $6.09B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 302,540 | 561,110 |
| 90 Day Avg. Volume | 309,210 | 570,440 |
| Last Close | $115.44 | $65.05 |
| 52 Week Range | $85.00 - $175.85 | $62.04 - $91.14 |
| % from 52W High | -34.35% | -28.63% |
| All-Time High | $175.85 (Jun 03, 2025) | $91.14 (Nov 25, 2024) |
| % from All-Time High | -34.35% | -28.63% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.55% | 0.20% |
| Quarterly Earnings Growth | 0.81% | 0.52% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.18% |
| Operating Margin (TTM) | 0.30% | 0.31% |
| Return on Equity (TTM) | 0.22% | 0.19% |
| Debt to Equity (MRQ) | 0.00 | 6.59 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.64 | $18.89 |
| Cash per Share (MRQ) | $3.04 | $1.49 |
| Operating Cash Flow (TTM) | $380.97M | $625.68M |
| Levered Free Cash Flow (TTM) | $414.63M | $368.63M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.21% |
| Last 12-Month Dividend | N/A | $2.29 |
Valuation & Enterprise Metrics Analysis: Palomar Holdings vs RLI
| Metric | PLMR | RLI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 20.52 | 18.44 |
| Forward P/E | 19.96 | 10.11 |
| PEG Ratio | 0.30 | 0.36 |
| Price to Sales (TTM) | 4.58 | 3.26 |
| Price to Book (MRQ) | 3.68 | 3.42 |
| Market Capitalization | ||
| Market Capitalization | $3.12B | $6.09B |
| Enterprise Value | $3.04B | $5.90B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.46 | 3.25 |
| Enterprise to EBITDA | 15.18 | 14.09 |
| Risk & Other Metrics | ||
| Beta | 0.30 | 0.56 |
| Book Value per Share (MRQ) | $31.64 | $18.89 |
Financial Statements Comparison: Palomar Holdings vs RLI
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PLMR | RLI |
|---|---|---|
| Revenue/Sales | $174.63M | $499.83M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $53.71M | $156.52M |
| Income Tax | $10.79M | $32.18M |
| Net Income (Profit) | $42.92M | $124.34M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PLMR | RLI |
|---|---|---|
| Cash & Equivalents | $119.31M | $27.06M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | N/A | $100.00M |
| Total Shareholders Equity | $790.45M | $1.60B |
| Retained Earnings | $305.14M | $1.77B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PLMR | RLI |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | $-35,000 | $-1.05M |
| Free Cash Flow | $85.76M | $102.46M |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | PLMR | RLI |
|---|---|---|
| Shares Short | 365,764 | 1.90M |
| Short Ratio | 1.31 | 3.90 |
| Short % of Float | 0.02% | 0.02% |
| Average Daily Volume (10 Day) | 302,540 | 561,110 |
| Average Daily Volume (90 Day) | 309,210 | 570,440 |
| Shares Outstanding | 26.53M | 91.74M |
| Float Shares | 26.15M | 79.72M |
| % Held by Insiders | 0.02% | 0.02% |
| % Held by Institutions | 0.94% | 0.85% |
Dividend Analysis & Yield Comparison: Palomar Holdings vs RLI
| Metric | PLMR | RLI |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.29 |
| Last 12-Month Dividend Yield | N/A | 3.21% |
| 3-Year Avg Annual Dividend | N/A | $2.49 |
| 3-Year Avg Dividend Yield | N/A | 1.05% |
| 3-Year Total Dividends | N/A | $7.47 |
| Ex-Dividend Date | N/A | Feb 28, 2025 |