Pinnacle Financial [PNFP] vs Nu Holdings [NU] Detailed Stock Comparison

Pinnacle Financial

NASDAQ
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Nu Holdings

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Pinnacle Financial wins in 8 metrics, Nu Holdings wins in 9 metrics, with 0 ties. Nu Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPinnacle FinancialNu HoldingsBetter
P/E Ratio (TTM)12.4132.57Pinnacle Financial
Price-to-Book Ratio1.127.73Pinnacle Financial
Debt-to-Equity Ratio0.370.36Nu Holdings
PEG Ratio0.061.10Pinnacle Financial
Profit Margin (TTM)32.93%39.32%Nu Holdings
Operating Margin (TTM)40.70%54.14%Nu Holdings
EBITDA Margin (TTM)40.70%54.14%Nu Holdings
Return on Equity9.32%27.88%Nu Holdings
Return on Assets (TTM)1.15%4.28%Nu Holdings
Free Cash Flow (TTM)$807.29M$2.22BNu Holdings
Dividend Yield0.98%N/AN/A
1-Year Return-2.96%15.72%Nu Holdings
Price-to-Sales Ratio (TTM)3.9912.65Pinnacle Financial
Enterprise Value$6.78B$63.35BNu Holdings
EV/Revenue Ratio3.7410.83Pinnacle Financial
Revenue per Share (TTM)$24$1Pinnacle Financial
Earnings per Share (Diluted)$7.52$0.47Pinnacle Financial
Beta (Stock Volatility)1.021.09Pinnacle Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Pinnacle Financial vs Nu Holdings Stock Performance Analysis

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Pinnacle Financial
Nu Holdings
Pinnacle Financial Stock Overview | Nu Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pinnacle Financial0.26%-2.75%-4.23%-20.77%1.67%-17.76%
Nu Holdings0.46%-2.98%2.75%12.57%49.07%44.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pinnacle Financial-2.96%13.11%134.10%82.17%874.53%300.69%
Nu Holdings15.72%248.75%29.20%29.20%29.20%29.20%

News Based Sentiment: Pinnacle Financial vs Nu Holdings

Pinnacle Financial

News based Sentiment: POSITIVE

October was a positive month for Pinnacle Financial Partners, marked by a planned merger with Synovus Financial, strong financial results, and optimistic analyst ratings. The upcoming earnings report on October 15th will be a key event to watch, but the overall narrative suggests a company on a solid growth trajectory.

View Pinnacle Financial News Sentiment Analysis

Nu Holdings

News based Sentiment: POSITIVE

Nu Holdings is demonstrating strong financial performance and ambitious growth plans, including expansion into the U.S. market. While there's some market volatility and valuation concerns, positive analyst ratings and strong financial health metrics suggest a generally positive outlook for the company.

View Nu Holdings News Sentiment Analysis

Performance & Financial Health Analysis: Pinnacle Financial vs Nu Holdings

MetricPNFPNU
Market Information
Market Cap i$7.24B$77.68B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i897,46047,687,610
90 Day Avg. Volume i1,089,21747,656,550
Last Close$93.60$15.38
52 Week Range$81.57 - $131.91$9.01 - $16.42
% from 52W High-29.04%-6.36%
All-Time High$131.91 (Nov 25, 2024)$16.42 (Sep 23, 2025)
% from All-Time High-29.04%-6.33%
Growth Metrics
Quarterly Revenue Growth0.43%0.14%
Quarterly Earnings Growth1.98%0.31%
Financial Health
Profit Margin (TTM) i0.33%0.39%
Operating Margin (TTM) i0.41%0.54%
Return on Equity (TTM) i0.09%0.28%
Debt to Equity (MRQ) i0.370.36
Cash & Liquidity
Book Value per Share (MRQ)$83.50$1.98
Cash per Share (MRQ)$40.08$2.92
Operating Cash Flow (TTM) i$861.37M$-7,625,014,784
Levered Free Cash Flow (TTM) i$459.86M$1.97B
Dividends
Last 12-Month Dividend Yield i0.98%N/A
Last 12-Month Dividend i$1.16N/A

Valuation & Enterprise Metrics Analysis: Pinnacle Financial vs Nu Holdings

MetricPNFPNU
Price Ratios
P/E Ratio (TTM) i12.4132.57
Forward P/E i12.2424.69
PEG Ratio i0.061.10
Price to Sales (TTM) i3.9912.65
Price to Book (MRQ) i1.127.73
Market Capitalization
Market Capitalization i$7.24B$77.68B
Enterprise Value i$6.78B$63.35B
Enterprise Value Metrics
Enterprise to Revenue i3.7410.83
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.021.09
Book Value per Share (MRQ) i$83.50$1.98

Financial Statements Comparison: Pinnacle Financial vs Nu Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PNFPNU
Revenue/Sales i$407.40M$2.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$170.41M$795.07M
Income Tax i$30.00M$237.87M
Net Income (Profit) i$140.41M$557.21M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PNFPNU
Cash & Equivalents i$3.76B$14.93B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$2.31B$26.70M
Total Shareholders Equity i$6.54B$8.61B
Retained Earnings i$3.29B$4.03B
Property, Plant & Equipment iN/A$46.08M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PNFPNU
Operating Cash Flow i$-60.30M$3.21B
Capital Expenditures iN/A$-2.40M
Free Cash Flow i$-43.04M$1.00B
Debt Repayment i$-127,000$-356.77M
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPNFPNU
Shares Short i2.44M115.89M
Short Ratio i2.182.03
Short % of Float i0.03%0.03%
Average Daily Volume (10 Day) i897,46047,687,610
Average Daily Volume (90 Day) i1,089,21747,656,550
Shares Outstanding i77.24M4.82B
Float Shares i75.58M3.61B
% Held by Insiders i0.02%0.05%
% Held by Institutions i0.88%0.80%

Dividend Analysis & Yield Comparison: Pinnacle Financial vs Nu Holdings

MetricPNFPNU
Last 12-Month Dividend i$1.16N/A
Last 12-Month Dividend Yield i0.98%N/A
3-Year Avg Annual Dividend i$0.97N/A
3-Year Avg Dividend Yield i0.27%N/A
3-Year Total Dividends i$2.92N/A
Ex-Dividend DateAug 01, 2025N/A