Pinnacle Financial [PNFP] vs Western Alliance [WAL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Pinnacle Financial wins in 7 metrics, Western Alliance wins in 11 metrics, with 0 ties. Western Alliance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPinnacle FinancialWestern AllianceBetter
P/E Ratio (TTM)11.9610.27Western Alliance
Price-to-Book Ratio1.081.27Pinnacle Financial
Debt-to-Equity Ratio0.370.96Pinnacle Financial
PEG Ratio11.798.81Western Alliance
Profit Margin (TTM)32.93%27.12%Pinnacle Financial
Operating Margin (TTM)40.74%40.78%Western Alliance
EBITDA Margin (TTM)40.74%40.78%Western Alliance
Return on Equity9.32%12.42%Western Alliance
Return on Assets (TTM)1.15%1.02%Pinnacle Financial
Free Cash Flow (TTM)$807.29M$-2.83BPinnacle Financial
Dividend Yield0.98%1.56%Western Alliance
1-Year Return3.39%6.80%Western Alliance
Price-to-Sales Ratio (TTM)3.852.80Western Alliance
Enterprise Value$6.61B$12.92BWestern Alliance
EV/Revenue Ratio3.654.14Pinnacle Financial
Revenue per Share (TTM)$24$29Western Alliance
Earnings per Share (Diluted)$7.52$7.71Western Alliance
Beta (Stock Volatility)1.031.32Pinnacle Financial
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Pinnacle Financial vs Western Alliance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pinnacle Financial2.46%4.40%-23.89%-16.38%-26.49%-20.79%
Western Alliance1.37%3.72%-6.46%5.63%-9.62%-4.50%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pinnacle Financial3.39%5.27%104.69%72.29%892.49%272.03%
Western Alliance6.80%-7.44%105.69%139.69%1,076.37%177.79%

Performance & Financial Health Analysis: Pinnacle Financial vs Western Alliance

MetricPNFPWAL
Market Information
Market Cap i$6.97B$8.74B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i2,317,500860,770
90 Day Avg. Volume i1,620,7901,099,650
Last Close$89.92$79.17
52 Week Range$81.57 - $131.91$57.05 - $98.10
% from 52W High-31.83%-19.30%
All-Time High$131.91 (Nov 25, 2024)$124.93 (Jan 10, 2022)
% from All-Time High-31.83%-36.63%
Growth Metrics
Quarterly Revenue Growth0.43%0.10%
Quarterly Earnings Growth1.98%0.19%
Financial Health
Profit Margin (TTM) i0.33%0.27%
Operating Margin (TTM) i0.41%0.41%
Return on Equity (TTM) i0.09%0.12%
Debt to Equity (MRQ) i0.370.96
Cash & Liquidity
Book Value per Share (MRQ)$83.58$62.57
Cash per Share (MRQ)$38.67$29.45
Operating Cash Flow (TTM) i$687.03M$-3,701,400,064
Levered Free Cash Flow (TTM) i$459.86M$774.90M
Dividends
Last 12-Month Dividend Yield i0.98%1.56%
Last 12-Month Dividend i$1.16$1.13

Valuation & Enterprise Metrics Analysis: Pinnacle Financial vs Western Alliance

MetricPNFPWAL
Price Ratios
P/E Ratio (TTM) i11.9610.27
Forward P/E i11.798.81
PEG Ratio i11.798.81
Price to Sales (TTM) i3.852.80
Price to Book (MRQ) i1.081.27
Market Capitalization
Market Capitalization i$6.97B$8.74B
Enterprise Value i$6.61B$12.92B
Enterprise Value Metrics
Enterprise to Revenue i3.654.14
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.031.32
Book Value per Share (MRQ) i$83.58$62.57

Financial Statements Comparison: Pinnacle Financial vs Western Alliance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PNFPWAL
Revenue/Sales i$407.40M$778.00M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$170.41M$246.40M
Income Tax i$30.00M$47.30M
Net Income (Profit) i$140.41M$199.10M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PNFPWAL
Cash & Equivalents i$3.76B$3.28B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$2.31B$2.67B
Total Shareholders Equity i$6.54B$7.22B
Retained Earnings i$3.29B$4.98B
Property, Plant & Equipment iN/A$486.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PNFPWAL
Operating Cash Flow i$-60.30M$-1.64B
Capital Expenditures iN/A$-16.60M
Free Cash Flow i$-43.04M$-1.67B
Debt Repayment i$-127,000$-2.01B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPNFPWAL
Shares Short i1.35M4.44M
Short Ratio i2.505.04
Short % of Float i0.02%0.04%
Average Daily Volume (10 Day) i2,317,500860,770
Average Daily Volume (90 Day) i1,620,7901,099,650
Shares Outstanding i77.24M110.05M
Float Shares i75.50M103.16M
% Held by Insiders i0.02%0.03%
% Held by Institutions i0.88%0.90%

Dividend Analysis & Yield Comparison: Pinnacle Financial vs Western Alliance

MetricPNFPWAL
Last 12-Month Dividend i$1.16$1.13
Last 12-Month Dividend Yield i0.98%1.56%
3-Year Avg Annual Dividend i$0.97$1.35
3-Year Avg Dividend Yield i0.27%0.61%
3-Year Total Dividends i$2.92$4.04
Ex-Dividend DateAug 01, 2025Feb 14, 2025