Pinnacle Financial [PNFP] vs Western Alliance [WAL] Detailed Stock Comparison
Pinnacle Financial
NASDAQ
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Western Alliance
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Pinnacle Financial wins in 8 metrics, Western Alliance wins in 10 metrics, with 0 ties. Western Alliance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pinnacle Financial | Western Alliance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.41 | 11.40 | Western Alliance |
| Price-to-Book Ratio | 1.12 | 1.39 | Pinnacle Financial |
| Debt-to-Equity Ratio | 0.37 | 0.93 | Pinnacle Financial |
| PEG Ratio | 0.06 | 0.60 | Pinnacle Financial |
| Profit Margin (TTM) | 32.93% | 27.12% | Pinnacle Financial |
| Operating Margin (TTM) | 40.70% | 40.78% | Western Alliance |
| EBITDA Margin (TTM) | 40.70% | 40.78% | Western Alliance |
| Return on Equity | 9.32% | 12.42% | Western Alliance |
| Return on Assets (TTM) | 1.15% | 1.02% | Pinnacle Financial |
| Free Cash Flow (TTM) | $807.29M | $-2.83B | Pinnacle Financial |
| Dividend Yield | 0.98% | 1.56% | Western Alliance |
| 1-Year Return | -2.96% | 2.77% | Western Alliance |
| Price-to-Sales Ratio (TTM) | 3.99 | 3.07 | Western Alliance |
| Enterprise Value | $6.78B | $13.75B | Western Alliance |
| EV/Revenue Ratio | 3.74 | 4.41 | Pinnacle Financial |
| Revenue per Share (TTM) | $24 | $29 | Western Alliance |
| Earnings per Share (Diluted) | $7.52 | $7.61 | Western Alliance |
| Beta (Stock Volatility) | 1.02 | 1.34 | Pinnacle Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Pinnacle Financial vs Western Alliance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pinnacle Financial | 0.26% | -2.75% | -4.23% | -20.77% | 1.67% | -17.76% |
| Western Alliance | 0.77% | -1.72% | -3.11% | 1.94% | 32.91% | 4.64% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pinnacle Financial | -2.96% | 13.11% | 134.10% | 82.17% | 874.53% | 300.69% |
| Western Alliance | 2.77% | 32.81% | 131.03% | 165.53% | 1,220.40% | 212.05% |
News Based Sentiment: Pinnacle Financial vs Western Alliance
Pinnacle Financial
News based Sentiment: POSITIVE
October was a positive month for Pinnacle Financial Partners, marked by a planned merger with Synovus Financial, strong financial results, and optimistic analyst ratings. The upcoming earnings report on October 15th will be a key event to watch, but the overall narrative suggests a company on a solid growth trajectory.
Western Alliance
News based Sentiment: MIXED
October presented a mixed bag for Western Alliance, with bullish analyst upgrades from JPMorgan and DA Davidson countered by a downgrade from Wells Fargo and concerns about valuation. The strategic expansion into California and growing institutional interest add complexity, making the upcoming earnings release a critical event for investors.
Performance & Financial Health Analysis: Pinnacle Financial vs Western Alliance
| Metric | PNFP | WAL |
|---|---|---|
| Market Information | ||
| Market Cap | $7.24B | $9.83B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 897,460 | 855,060 |
| 90 Day Avg. Volume | 1,089,217 | 1,111,077 |
| Last Close | $93.60 | $87.42 |
| 52 Week Range | $81.57 - $131.91 | $57.05 - $98.10 |
| % from 52W High | -29.04% | -10.89% |
| All-Time High | $131.91 (Nov 25, 2024) | $124.93 (Jan 10, 2022) |
| % from All-Time High | -29.04% | -30.02% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.43% | 0.10% |
| Quarterly Earnings Growth | 1.98% | 0.19% |
| Financial Health | ||
| Profit Margin (TTM) | 0.33% | 0.27% |
| Operating Margin (TTM) | 0.41% | 0.41% |
| Return on Equity (TTM) | 0.09% | 0.12% |
| Debt to Equity (MRQ) | 0.37 | 0.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $83.50 | $62.57 |
| Cash per Share (MRQ) | $40.08 | $29.45 |
| Operating Cash Flow (TTM) | $861.37M | $-3,701,400,064 |
| Levered Free Cash Flow (TTM) | $459.86M | $774.90M |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.98% | 1.56% |
| Last 12-Month Dividend | $1.16 | $1.13 |
Valuation & Enterprise Metrics Analysis: Pinnacle Financial vs Western Alliance
| Metric | PNFP | WAL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.41 | 11.40 |
| Forward P/E | 12.24 | 9.65 |
| PEG Ratio | 0.06 | 0.60 |
| Price to Sales (TTM) | 3.99 | 3.07 |
| Price to Book (MRQ) | 1.12 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $7.24B | $9.83B |
| Enterprise Value | $6.78B | $13.75B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.74 | 4.41 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.02 | 1.34 |
| Book Value per Share (MRQ) | $83.50 | $62.57 |
Financial Statements Comparison: Pinnacle Financial vs Western Alliance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PNFP | WAL |
|---|---|---|
| Revenue/Sales | $407.40M | $825.80M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $170.41M | $291.30M |
| Income Tax | $30.00M | $53.50M |
| Net Income (Profit) | $140.41M | $237.80M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PNFP | WAL |
|---|---|---|
| Cash & Equivalents | $3.76B | $3.28B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $2.31B | $2.67B |
| Total Shareholders Equity | $6.54B | $7.22B |
| Retained Earnings | $3.29B | $4.98B |
| Property, Plant & Equipment | N/A | $486.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PNFP | WAL |
|---|---|---|
| Operating Cash Flow | $-60.30M | $-1.64B |
| Capital Expenditures | N/A | $-16.60M |
| Free Cash Flow | $-43.04M | $-1.67B |
| Debt Repayment | $-127,000 | $-2.01B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | PNFP | WAL |
|---|---|---|
| Shares Short | 2.44M | 5.20M |
| Short Ratio | 2.18 | 5.12 |
| Short % of Float | 0.03% | 0.05% |
| Average Daily Volume (10 Day) | 897,460 | 855,060 |
| Average Daily Volume (90 Day) | 1,089,217 | 1,111,077 |
| Shares Outstanding | 77.24M | 110.05M |
| Float Shares | 75.58M | 103.16M |
| % Held by Insiders | 0.02% | 0.03% |
| % Held by Institutions | 0.88% | 0.90% |
Dividend Analysis & Yield Comparison: Pinnacle Financial vs Western Alliance
| Metric | PNFP | WAL |
|---|---|---|
| Last 12-Month Dividend | $1.16 | $1.13 |
| Last 12-Month Dividend Yield | 0.98% | 1.56% |
| 3-Year Avg Annual Dividend | $0.97 | $1.35 |
| 3-Year Avg Dividend Yield | 0.27% | 0.61% |
| 3-Year Total Dividends | $2.92 | $4.04 |
| Ex-Dividend Date | Aug 01, 2025 | Feb 14, 2025 |