Pinnacle Financial [PNFP] vs Webster Financial [WBS] Detailed Stock Comparison
Pinnacle Financial
NASDAQ
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Webster Financial
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Pinnacle Financial wins in 7 metrics, Webster Financial wins in 11 metrics, with 0 ties. Webster Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pinnacle Financial | Webster Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.41 | 12.12 | Webster Financial |
| Price-to-Book Ratio | 1.12 | 1.10 | Webster Financial |
| Debt-to-Equity Ratio | 0.37 | 0.52 | Pinnacle Financial |
| PEG Ratio | 0.06 | 0.25 | Pinnacle Financial |
| Profit Margin (TTM) | 32.93% | 34.45% | Webster Financial |
| Operating Margin (TTM) | 40.70% | 51.96% | Webster Financial |
| EBITDA Margin (TTM) | 40.70% | 51.96% | Webster Financial |
| Return on Equity | 9.32% | 9.44% | Webster Financial |
| Return on Assets (TTM) | 1.15% | 1.08% | Pinnacle Financial |
| Free Cash Flow (TTM) | $807.29M | $1.37B | Webster Financial |
| Dividend Yield | 0.98% | 2.33% | Webster Financial |
| 1-Year Return | -2.96% | 30.61% | Webster Financial |
| Price-to-Sales Ratio (TTM) | 3.99 | 3.98 | Webster Financial |
| Enterprise Value | $6.78B | $12.19B | Webster Financial |
| EV/Revenue Ratio | 3.74 | 4.90 | Pinnacle Financial |
| Revenue per Share (TTM) | $24 | $15 | Pinnacle Financial |
| Earnings per Share (Diluted) | $7.52 | $4.92 | Pinnacle Financial |
| Beta (Stock Volatility) | 1.02 | 1.04 | Pinnacle Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Pinnacle Financial vs Webster Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pinnacle Financial | 0.26% | -2.75% | -4.23% | -20.77% | 1.67% | -17.76% |
| Webster Financial | 3.09% | -0.38% | -3.50% | 1.58% | 35.63% | 8.76% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pinnacle Financial | -2.96% | 13.11% | 134.10% | 82.17% | 874.53% | 300.69% |
| Webster Financial | 30.61% | 27.73% | 97.71% | 58.58% | 230.98% | 33.74% |
News Based Sentiment: Pinnacle Financial vs Webster Financial
Pinnacle Financial
News based Sentiment: POSITIVE
October was a positive month for Pinnacle Financial Partners, marked by a planned merger with Synovus Financial, strong financial results, and optimistic analyst ratings. The upcoming earnings report on October 15th will be a key event to watch, but the overall narrative suggests a company on a solid growth trajectory.
Webster Financial
News based Sentiment: MIXED
October was a mixed month for Webster Financial, with a wave of analyst upgrades and a significant share repurchase program being countered by a downgrade and notable insider selling. While the overall sentiment remains positive, these conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess.
Performance & Financial Health Analysis: Pinnacle Financial vs Webster Financial
| Metric | PNFP | WBS |
|---|---|---|
| Market Information | ||
| Market Cap | $7.24B | $9.91B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 897,460 | 1,122,210 |
| 90 Day Avg. Volume | 1,089,217 | 1,321,993 |
| Last Close | $93.60 | $61.45 |
| 52 Week Range | $81.57 - $131.91 | $39.43 - $63.99 |
| % from 52W High | -29.04% | -3.97% |
| All-Time High | $131.91 (Nov 25, 2024) | $69.63 (Jul 23, 2018) |
| % from All-Time High | -29.04% | -11.75% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.43% | 0.21% |
| Quarterly Earnings Growth | 1.98% | 0.43% |
| Financial Health | ||
| Profit Margin (TTM) | 0.33% | 0.34% |
| Operating Margin (TTM) | 0.41% | 0.52% |
| Return on Equity (TTM) | 0.09% | 0.09% |
| Debt to Equity (MRQ) | 0.37 | 0.52 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $83.50 | $54.19 |
| Cash per Share (MRQ) | $40.08 | $17.19 |
| Operating Cash Flow (TTM) | $861.37M | $1.30B |
| Levered Free Cash Flow (TTM) | $459.86M | $744.08M |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.98% | 2.33% |
| Last 12-Month Dividend | $1.16 | $1.20 |
Valuation & Enterprise Metrics Analysis: Pinnacle Financial vs Webster Financial
| Metric | PNFP | WBS |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.41 | 12.12 |
| Forward P/E | 12.24 | 10.40 |
| PEG Ratio | 0.06 | 0.25 |
| Price to Sales (TTM) | 3.99 | 3.98 |
| Price to Book (MRQ) | 1.12 | 1.10 |
| Market Capitalization | ||
| Market Capitalization | $7.24B | $9.91B |
| Enterprise Value | $6.78B | $12.19B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.74 | 4.90 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.02 | 1.04 |
| Book Value per Share (MRQ) | $83.50 | $54.19 |
Financial Statements Comparison: Pinnacle Financial vs Webster Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PNFP | WBS |
|---|---|---|
| Revenue/Sales | $407.40M | $715.84M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $170.41M | $323.63M |
| Income Tax | $30.00M | $64.78M |
| Net Income (Profit) | $140.41M | $258.85M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PNFP | WBS |
|---|---|---|
| Cash & Equivalents | $3.76B | $2.51B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $2.31B | $917.42M |
| Total Shareholders Equity | $6.54B | $9.20B |
| Retained Earnings | $3.29B | $3.91B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PNFP | WBS |
|---|---|---|
| Operating Cash Flow | $-60.30M | $183.53M |
| Capital Expenditures | N/A | $-6.88M |
| Free Cash Flow | $-43.04M | $86.58M |
| Debt Repayment | $-127,000 | $0 |
| Common Stock Repurchase | N/A | $-180.99M |
Short Interest & Institutional Ownership Analysis
| Metric | PNFP | WBS |
|---|---|---|
| Shares Short | 2.44M | 3.45M |
| Short Ratio | 2.18 | 2.96 |
| Short % of Float | 0.03% | 0.02% |
| Average Daily Volume (10 Day) | 897,460 | 1,122,210 |
| Average Daily Volume (90 Day) | 1,089,217 | 1,321,993 |
| Shares Outstanding | 77.24M | 171.39M |
| Float Shares | 75.58M | 164.42M |
| % Held by Insiders | 0.02% | 0.01% |
| % Held by Institutions | 0.88% | 0.92% |
Dividend Analysis & Yield Comparison: Pinnacle Financial vs Webster Financial
| Metric | PNFP | WBS |
|---|---|---|
| Last 12-Month Dividend | $1.16 | $1.20 |
| Last 12-Month Dividend Yield | 0.98% | 2.33% |
| 3-Year Avg Annual Dividend | $0.97 | $1.47 |
| 3-Year Avg Dividend Yield | 0.27% | 0.86% |
| 3-Year Total Dividends | $2.92 | $4.40 |
| Ex-Dividend Date | Aug 01, 2025 | Feb 10, 2025 |