Pacific Premier [PPBI] vs U.S. Bancorp [USB] Detailed Stock Comparison

Pacific Premier

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Pacific Premier wins in 6 metrics, U.S. Bancorp wins in 12 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Pacific Premier U.S. Bancorp Better
P/E Ratio (TTM) 17.13 11.36 U.S. Bancorp
Price-to-Book Ratio 0.80 1.36 Pacific Premier
Debt-to-Equity Ratio 0.06 1.34 Pacific Premier
PEG Ratio -0.74 0.79 Pacific Premier
Profit Margin (TTM) 23.61% 27.00% U.S. Bancorp
Operating Margin (TTM) 36.33% 37.33% U.S. Bancorp
EBITDA Margin (TTM) 36.33% 37.33% U.S. Bancorp
Return on Equity 4.68% 11.67% U.S. Bancorp
Return on Assets (TTM) 0.76% 1.01% U.S. Bancorp
Free Cash Flow (TTM) $222.80M $11.27B U.S. Bancorp
Dividend Yield 7.31% 4.60% Pacific Premier
1-Year Return 2.64% 1.82% Pacific Premier
Price-to-Sales Ratio (TTM) 4.07 2.91 U.S. Bancorp
Enterprise Value $1.76B $101.95B U.S. Bancorp
EV/Revenue Ratio 3.01 3.99 Pacific Premier
Revenue per Share (TTM) $6 $16 U.S. Bancorp
Earnings per Share (Diluted) $1.43 $4.18 U.S. Bancorp
Beta (Stock Volatility) 1.16 1.08 U.S. Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Pacific Premier vs U.S. Bancorp Stock Performance Analysis

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Pacific Premier
U.S. Bancorp
Pacific Premier Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pacific Premier0.00%-0.57%12.70%15.79%4.75%-0.08%
U.S. Bancorp-3.86%-5.80%-7.97%-4.81%21.56%-5.39%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pacific Premier2.64%-25.27%13.85%22.02%520.00%87.66%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: Pacific Premier vs U.S. Bancorp

Pacific Premier

News based Sentiment: POSITIVE

The successful completion of the Columbia and Pacific Premier merger, coupled with multiple analyst upgrades and increased price targets, signals a positive shift in the investment outlook for Columbia Banking System. The market's reaction suggests confidence in the combined entity's future performance and strategic direction.

View Pacific Premier News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Pacific Premier vs U.S. Bancorp

MetricPPBIUSB
Market Information
Market Cap i$2.38B$73.46B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i2,865,1388,391,430
90 Day Avg. Volume i1,611,0869,701,660
Last Close$24.49$45.28
52 Week Range$18.06 - $30.28$35.18 - $53.98
% from 52W High-19.12%-16.12%
All-Time High$130.62 (Apr 13, 1998)$63.57 (Jan 10, 2022)
% from All-Time High-81.25%-28.77%
Growth Metrics
Quarterly Revenue Growth-0.05%0.03%
Quarterly Earnings Growth-0.24%0.13%
Financial Health
Profit Margin (TTM) i0.24%0.27%
Operating Margin (TTM) i0.36%0.37%
Return on Equity (TTM) i0.05%0.12%
Debt to Equity (MRQ) i0.061.34
Cash & Liquidity
Book Value per Share (MRQ)$30.67$35.02
Cash per Share (MRQ)$8.32$39.85
Operating Cash Flow (TTM) i$180.83M$7.48B
Levered Free Cash Flow (TTM) i$155.94M$5.91B
Dividends
Last 12-Month Dividend Yield i7.31%4.60%
Last 12-Month Dividend i$1.65$1.99

Valuation & Enterprise Metrics Analysis: Pacific Premier vs U.S. Bancorp

MetricPPBIUSB
Price Ratios
P/E Ratio (TTM) i17.1311.36
Forward P/E i18.5510.97
PEG Ratio i-0.740.79
Price to Sales (TTM) i4.072.91
Price to Book (MRQ) i0.801.36
Market Capitalization
Market Capitalization i$2.38B$73.46B
Enterprise Value i$1.76B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i3.013.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.161.08
Book Value per Share (MRQ) i$30.67$35.02

Financial Statements Comparison: Pacific Premier vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PPBIUSB
Revenue/Sales i$131.16M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$48.26M$2.16B
Income Tax i$12.24M$443.00M
Net Income (Profit) i$36.02M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PPBIUSB
Cash & Equivalents i$769.45M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$272.58M$59.86B
Total Shareholders Equity i$2.97B$60.56B
Retained Earnings i$639.32M$77.69B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PPBIUSB
Operating Cash Flow i$58.71M$-750.00M
Capital Expenditures i$-1.21MN/A
Free Cash Flow i$20.45M$-285.00M
Debt Repayment i$0$-2.10B
Common Stock Repurchase iN/A$-160.00M

Short Interest & Institutional Ownership Analysis

MetricPPBIUSB
Shares Short i1.65M22.01M
Short Ratio i1.522.51
Short % of Float i0.02%0.01%
Average Daily Volume (10 Day) i2,865,1388,391,430
Average Daily Volume (90 Day) i1,611,0869,701,660
Shares Outstanding i96.44M1.56B
Float Shares i94.48M1.55B
% Held by Insiders i0.02%0.00%
% Held by Institutions i0.95%0.82%

Dividend Analysis & Yield Comparison: Pacific Premier vs U.S. Bancorp

MetricPPBIUSB
Last 12-Month Dividend i$1.65$1.99
Last 12-Month Dividend Yield i7.31%4.60%
3-Year Avg Annual Dividend i$1.43$1.78
3-Year Avg Dividend Yield i1.32%1.19%
3-Year Total Dividends i$4.29$5.35
Ex-Dividend DateAug 05, 2025Mar 31, 2025