PayPal Holdings [PYPL] vs Mastercard [MA] Detailed Stock Comparison
PayPal Holdings
NASDAQ
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Mastercard
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: PayPal Holdings wins in 7 metrics, Mastercard wins in 12 metrics, with 0 ties. Mastercard appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | PayPal Holdings | Mastercard | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.68 | 38.33 | PayPal Holdings |
| Price-to-Book Ratio | 3.26 | 65.66 | PayPal Holdings |
| Debt-to-Equity Ratio | 60.25 | 240.92 | PayPal Holdings |
| PEG Ratio | 14.02 | 34.75 | PayPal Holdings |
| EV/EBITDA | 10.48 | 27.92 | PayPal Holdings |
| Profit Margin (TTM) | 14.49% | 44.93% | Mastercard |
| Operating Margin (TTM) | 19.29% | 59.92% | Mastercard |
| EBITDA Margin (TTM) | 19.29% | 59.92% | Mastercard |
| Return on Equity | 22.92% | 176.95% | Mastercard |
| Return on Assets (TTM) | 4.61% | 23.68% | Mastercard |
| Free Cash Flow (TTM) | $6.77B | $13.59B | Mastercard |
| Dividend Yield | N/A | 0.53% | N/A |
| 1-Year Return | 4.53% | 25.75% | Mastercard |
| Price-to-Sales Ratio (TTM) | 2.03 | 17.01 | PayPal Holdings |
| Enterprise Value | $68.49B | $524.12B | Mastercard |
| EV/Revenue Ratio | 2.12 | 17.33 | PayPal Holdings |
| Gross Profit Margin (TTM) | 46.38% | 77.23% | Mastercard |
| Revenue per Share (TTM) | $33 | $33 | Mastercard |
| Earnings per Share (Diluted) | $4.67 | $14.85 | Mastercard |
| Beta (Stock Volatility) | 1.42 | 1.03 | Mastercard |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
PayPal Holdings vs Mastercard Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| PayPal Holdings | -0.84% | 0.80% | -9.84% | -4.02% | -13.54% | -21.50% |
| Mastercard | 2.33% | 2.58% | 2.11% | 1.27% | 1.56% | 9.94% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| PayPal Holdings | 4.53% | -33.09% | -64.67% | 77.37% | 95.01% | 95.01% |
| Mastercard | 25.75% | 62.14% | 75.77% | 486.80% | 2,627.54% | 12,693.32% |
Performance & Financial Health Analysis: PayPal Holdings vs Mastercard
| Metric | PYPL | MA |
|---|---|---|
| Market Information | ||
| Market Cap | $65.51B | $514.50B |
| Market Cap Category | Large cap | Mega cap |
| 10 Day Avg. Volume | 15,308,137 | 2,710,550 |
| 90 Day Avg. Volume | 11,302,299 | 2,779,497 |
| Last Close | $67.65 | $574.32 |
| 52 Week Range | $55.85 - $93.66 | $451.03 - $594.71 |
| % from 52W High | -27.77% | -3.43% |
| All-Time High | $310.16 (Jul 26, 2021) | $594.71 (Jun 11, 2025) |
| % from All-Time High | -78.19% | -3.43% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.05% | 0.17% |
| Quarterly Earnings Growth | 0.12% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.45% |
| Operating Margin (TTM) | 0.19% | 0.60% |
| Return on Equity (TTM) | 0.23% | 1.77% |
| Debt to Equity (MRQ) | 60.25 | 240.92 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $21.04 | $8.67 |
| Cash per Share (MRQ) | $10.48 | $10.36 |
| Operating Cash Flow (TTM) | $6.07B | $16.95B |
| Levered Free Cash Flow (TTM) | $1.01B | $15.46B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.53% |
| Last 12-Month Dividend | N/A | $2.84 |
Valuation & Enterprise Metrics Analysis: PayPal Holdings vs Mastercard
| Metric | PYPL | MA |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.68 | 38.33 |
| Forward P/E | 14.02 | 34.75 |
| PEG Ratio | 14.02 | 34.75 |
| Price to Sales (TTM) | 2.03 | 17.01 |
| Price to Book (MRQ) | 3.26 | 65.66 |
| Market Capitalization | ||
| Market Capitalization | $65.51B | $514.50B |
| Enterprise Value | $68.49B | $524.12B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.12 | 17.33 |
| Enterprise to EBITDA | 10.48 | 27.92 |
| Risk & Other Metrics | ||
| Beta | 1.42 | 1.03 |
| Book Value per Share (MRQ) | $21.04 | $8.67 |
Financial Statements Comparison: PayPal Holdings vs Mastercard
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PYPL | MA |
|---|---|---|
| Revenue/Sales | $7.79B | $7.25B |
| Cost of Goods Sold | $4.08B | $1.69B |
| Gross Profit | $3.72B | $5.56B |
| Research & Development | $731.00M | N/A |
| Operating Income (EBIT) | $1.60B | $4.30B |
| EBITDA | $1.97B | $4.58B |
| Pre-Tax Income | $1.60B | $4.03B |
| Income Tax | $316.00M | $751.00M |
| Net Income (Profit) | $1.29B | $3.28B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PYPL | MA |
|---|---|---|
| Cash & Equivalents | $7.45B | $7.58B |
| Total Current Assets | $60.61B | $19.80B |
| Total Current Liabilities | $46.62B | $17.83B |
| Long-Term Debt | $11.42B | $18.80B |
| Total Shareholders Equity | $20.25B | $6.70B |
| Retained Earnings | $28.65B | $75.50B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PYPL | MA |
|---|---|---|
| Operating Cash Flow | $1.24B | $4.47B |
| Capital Expenditures | $-194.00M | $-159.00M |
| Free Cash Flow | $964.00M | $2.02B |
| Debt Repayment | $0 | $-750.00M |
| Common Stock Repurchase | $-1.50B | $-2.55B |
Short Interest & Institutional Ownership Analysis
| Metric | PYPL | MA |
|---|---|---|
| Shares Short | 32.44M | 5.15M |
| Short Ratio | 3.18 | 1.45 |
| Short % of Float | 0.03% | 0.01% |
| Average Daily Volume (10 Day) | 15,308,137 | 2,710,550 |
| Average Daily Volume (90 Day) | 11,302,299 | 2,779,497 |
| Shares Outstanding | 993.00M | 913.40M |
| Float Shares | 952.26M | 896.04M |
| % Held by Insiders | 0.00% | 0.01% |
| % Held by Institutions | 0.81% | 0.90% |
Dividend Analysis & Yield Comparison: PayPal Holdings vs Mastercard
| Metric | PYPL | MA |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.84 |
| Last 12-Month Dividend Yield | N/A | 0.53% |
| 3-Year Avg Annual Dividend | N/A | $2.09 |
| 3-Year Avg Dividend Yield | N/A | 0.15% |
| 3-Year Total Dividends | N/A | $6.28 |
| Ex-Dividend Date | N/A | Apr 09, 2025 |