PayPal Holdings [PYPL] vs Visa [V] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PayPal Holdings wins in 8 metrics, Visa wins in 11 metrics, with 0 ties. Visa appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPayPal HoldingsVisaBetter
P/E Ratio (TTM)14.4933.60PayPal Holdings
Price-to-Book Ratio3.2217.58PayPal Holdings
Debt-to-Equity Ratio60.2565.02PayPal Holdings
PEG Ratio0.712.78PayPal Holdings
EV/EBITDA10.2224.42PayPal Holdings
Profit Margin (TTM)14.49%52.16%Visa
Operating Margin (TTM)19.29%66.77%Visa
EBITDA Margin (TTM)19.29%66.77%Visa
Return on Equity22.92%51.76%Visa
Return on Assets (TTM)4.61%17.05%Visa
Free Cash Flow (TTM)$6.77B$18.69BVisa
Dividend YieldN/A0.50%N/A
1-Year Return-14.30%21.72%Visa
Price-to-Sales Ratio (TTM)2.0217.19PayPal Holdings
Enterprise Value$66.82B$665.04BVisa
EV/Revenue Ratio2.0717.10PayPal Holdings
Gross Profit Margin (TTM)46.38%80.60%Visa
Revenue per Share (TTM)$33$21PayPal Holdings
Earnings per Share (Diluted)$4.67$10.25Visa
Beta (Stock Volatility)1.440.92Visa
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

PayPal Holdings vs Visa Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PayPal Holdings-1.65%-2.60%-3.94%-8.66%-5.81%-22.56%
Visa-1.11%-0.96%-3.98%-2.99%-2.81%6.53%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PayPal Holdings-14.30%-22.46%-65.22%103.29%92.39%92.39%
Visa21.72%88.53%66.25%373.94%1,727.22%1,981.60%

News Based Sentiment: PayPal Holdings vs Visa

PayPal Holdings

News based Sentiment: MIXED

September brought a significant partnership with Google and positive financial results, but also regulatory concerns and mixed investor activity. These developments create a complex investment picture, making it a noteworthy but not entirely positive month for PayPal.

View PayPal Holdings News Sentiment Analysis

Visa

News based Sentiment: MIXED

September presented a mixed bag for Visa, with robust earnings and positive trends in digital payments offset by a downgrade from Freedom Capital Markets due to litigation concerns and notable insider selling. While the company continues to innovate and expand, these headwinds create uncertainty and warrant a cautious approach for investors.

View Visa News Sentiment Analysis

Performance & Financial Health Analysis: PayPal Holdings vs Visa

MetricPYPLV
Market Information
Market Cap i$64.82B$657.40B
Market Cap CategoryLarge capMega cap
10 Day Avg. Volume i12,673,4906,354,638
90 Day Avg. Volume i10,408,6575,627,789
Last Close$66.74$334.93
52 Week Range$55.85 - $93.66$268.23 - $375.51
% from 52W High-28.74%-10.81%
All-Time High$310.16 (Jul 26, 2021)$375.51 (Jun 11, 2025)
% from All-Time High-78.48%-10.81%
Growth Metrics
Quarterly Revenue Growth0.05%0.14%
Quarterly Earnings Growth0.12%0.08%
Financial Health
Profit Margin (TTM) i0.14%0.52%
Operating Margin (TTM) i0.19%0.67%
Return on Equity (TTM) i0.23%0.52%
Debt to Equity (MRQ) i60.2565.02
Cash & Liquidity
Book Value per Share (MRQ)$21.04$19.58
Cash per Share (MRQ)$10.48$9.95
Operating Cash Flow (TTM) i$6.07B$23.48B
Levered Free Cash Flow (TTM) i$1.01B$18.05B
Dividends
Last 12-Month Dividend Yield iN/A0.50%
Last 12-Month Dividend iN/A$1.70

Valuation & Enterprise Metrics Analysis: PayPal Holdings vs Visa

MetricPYPLV
Price Ratios
P/E Ratio (TTM) i14.4933.60
Forward P/E i13.8427.20
PEG Ratio i0.712.78
Price to Sales (TTM) i2.0217.19
Price to Book (MRQ) i3.2217.58
Market Capitalization
Market Capitalization i$64.82B$657.40B
Enterprise Value i$66.82B$665.04B
Enterprise Value Metrics
Enterprise to Revenue i2.0717.10
Enterprise to EBITDA i10.2224.42
Risk & Other Metrics
Beta i1.440.92
Book Value per Share (MRQ) i$21.04$19.58

Financial Statements Comparison: PayPal Holdings vs Visa

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PYPLV
Revenue/Sales i$7.79B$9.59B
Cost of Goods Sold i$4.08B$1.88B
Gross Profit i$3.72B$7.71B
Research & Development i$731.00MN/A
Operating Income (EBIT) i$1.60B$6.44B
EBITDA i$1.97B$6.74B
Pre-Tax Income i$1.60B$5.44B
Income Tax i$316.00M$861.00M
Net Income (Profit) i$1.29B$4.58B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PYPLV
Cash & Equivalents i$7.45B$11.73B
Total Current Assets i$60.61B$32.93B
Total Current Liabilities i$46.62B$30.38B
Long-Term Debt i$11.42B$16.81B
Total Shareholders Equity i$20.25B$38.03B
Retained Earnings i$28.65B$16.52B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PYPLV
Operating Cash Flow i$1.24B$4.22B
Capital Expenditures i$-194.00M$-327.00M
Free Cash Flow i$964.00M$4.37B
Debt Repayment i$0N/A
Common Stock Repurchase i$-1.50B$-4.60B

Short Interest & Institutional Ownership Analysis

MetricPYPLV
Shares Short i30.97M26.02M
Short Ratio i2.654.06
Short % of Float i0.03%0.02%
Average Daily Volume (10 Day) i12,673,4906,354,638
Average Daily Volume (90 Day) i10,408,6575,627,789
Shares Outstanding i993.00M1.98B
Float Shares i952.18M1.76B
% Held by Insiders i0.00%0.01%
% Held by Institutions i0.80%0.91%

Dividend Analysis & Yield Comparison: PayPal Holdings vs Visa

MetricPYPLV
Last 12-Month Dividend iN/A$1.70
Last 12-Month Dividend Yield iN/A0.50%
3-Year Avg Annual Dividend iN/A$1.81
3-Year Avg Dividend Yield iN/A0.19%
3-Year Total Dividends iN/A$5.44
Ex-Dividend DateN/AFeb 11, 2025