PayPal Holdings [PYPL] vs Visa [V] Detailed Stock Comparison
PayPal Holdings
NASDAQ
Loading...
Visa
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: PayPal Holdings wins in 8 metrics, Visa wins in 11 metrics, with 0 ties. Visa appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | PayPal Holdings | Visa | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.68 | 32.89 | PayPal Holdings |
| Price-to-Book Ratio | 3.26 | 17.20 | PayPal Holdings |
| Debt-to-Equity Ratio | 60.25 | 65.02 | PayPal Holdings |
| PEG Ratio | 14.02 | 26.60 | PayPal Holdings |
| EV/EBITDA | 10.48 | 24.08 | PayPal Holdings |
| Profit Margin (TTM) | 14.49% | 52.16% | Visa |
| Operating Margin (TTM) | 19.29% | 66.77% | Visa |
| EBITDA Margin (TTM) | 19.29% | 66.77% | Visa |
| Return on Equity | 22.92% | 51.76% | Visa |
| Return on Assets (TTM) | 4.61% | 17.05% | Visa |
| Free Cash Flow (TTM) | $6.77B | $18.69B | Visa |
| Dividend Yield | N/A | 0.50% | N/A |
| 1-Year Return | 4.53% | 29.65% | Visa |
| Price-to-Sales Ratio (TTM) | 2.03 | 16.81 | PayPal Holdings |
| Enterprise Value | $68.49B | $655.73B | Visa |
| EV/Revenue Ratio | 2.12 | 16.86 | PayPal Holdings |
| Gross Profit Margin (TTM) | 46.38% | 80.60% | Visa |
| Revenue per Share (TTM) | $33 | $21 | PayPal Holdings |
| Earnings per Share (Diluted) | $4.67 | $10.24 | Visa |
| Beta (Stock Volatility) | 1.42 | 0.94 | Visa |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
PayPal Holdings vs Visa Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| PayPal Holdings | -0.84% | 0.80% | -9.84% | -4.02% | -13.54% | -21.50% |
| Visa | 1.41% | -0.76% | -5.01% | -4.13% | -4.11% | 7.12% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| PayPal Holdings | 4.53% | -33.09% | -64.67% | 77.37% | 95.01% | 95.01% |
| Visa | 29.65% | 59.36% | 71.27% | 353.76% | 1,765.82% | 1,993.10% |
Performance & Financial Health Analysis: PayPal Holdings vs Visa
| Metric | PYPL | V |
|---|---|---|
| Market Information | ||
| Market Cap | $65.51B | $653.67B |
| Market Cap Category | Large cap | Mega cap |
| 10 Day Avg. Volume | 15,308,137 | 7,619,740 |
| 90 Day Avg. Volume | 11,302,299 | 6,273,287 |
| Last Close | $67.65 | $336.78 |
| 52 Week Range | $55.85 - $93.66 | $257.92 - $375.51 |
| % from 52W High | -27.77% | -10.31% |
| All-Time High | $310.16 (Jul 26, 2021) | $375.51 (Jun 11, 2025) |
| % from All-Time High | -78.19% | -10.31% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.05% | 0.14% |
| Quarterly Earnings Growth | 0.12% | 0.08% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.52% |
| Operating Margin (TTM) | 0.19% | 0.67% |
| Return on Equity (TTM) | 0.23% | 0.52% |
| Debt to Equity (MRQ) | 60.25 | 65.02 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $21.04 | $19.58 |
| Cash per Share (MRQ) | $10.48 | $9.95 |
| Operating Cash Flow (TTM) | $6.07B | $23.48B |
| Levered Free Cash Flow (TTM) | $1.01B | $18.05B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.50% |
| Last 12-Month Dividend | N/A | $1.70 |
Valuation & Enterprise Metrics Analysis: PayPal Holdings vs Visa
| Metric | PYPL | V |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.68 | 32.89 |
| Forward P/E | 14.02 | 26.60 |
| PEG Ratio | 14.02 | 26.60 |
| Price to Sales (TTM) | 2.03 | 16.81 |
| Price to Book (MRQ) | 3.26 | 17.20 |
| Market Capitalization | ||
| Market Capitalization | $65.51B | $653.67B |
| Enterprise Value | $68.49B | $655.73B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.12 | 16.86 |
| Enterprise to EBITDA | 10.48 | 24.08 |
| Risk & Other Metrics | ||
| Beta | 1.42 | 0.94 |
| Book Value per Share (MRQ) | $21.04 | $19.58 |
Financial Statements Comparison: PayPal Holdings vs Visa
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PYPL | V |
|---|---|---|
| Revenue/Sales | $7.79B | $9.59B |
| Cost of Goods Sold | $4.08B | $1.88B |
| Gross Profit | $3.72B | $7.71B |
| Research & Development | $731.00M | N/A |
| Operating Income (EBIT) | $1.60B | $6.44B |
| EBITDA | $1.97B | $6.74B |
| Pre-Tax Income | $1.60B | $5.44B |
| Income Tax | $316.00M | $861.00M |
| Net Income (Profit) | $1.29B | $4.58B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PYPL | V |
|---|---|---|
| Cash & Equivalents | $7.45B | $11.73B |
| Total Current Assets | $60.61B | $32.93B |
| Total Current Liabilities | $46.62B | $30.38B |
| Long-Term Debt | $11.42B | $16.81B |
| Total Shareholders Equity | $20.25B | $38.03B |
| Retained Earnings | $28.65B | $16.52B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PYPL | V |
|---|---|---|
| Operating Cash Flow | $1.24B | $4.22B |
| Capital Expenditures | $-194.00M | $-327.00M |
| Free Cash Flow | $964.00M | $4.37B |
| Debt Repayment | $0 | N/A |
| Common Stock Repurchase | $-1.50B | $-4.60B |
Short Interest & Institutional Ownership Analysis
| Metric | PYPL | V |
|---|---|---|
| Shares Short | 32.44M | 27.30M |
| Short Ratio | 3.18 | 3.56 |
| Short % of Float | 0.03% | 0.02% |
| Average Daily Volume (10 Day) | 15,308,137 | 7,619,740 |
| Average Daily Volume (90 Day) | 11,302,299 | 6,273,287 |
| Shares Outstanding | 993.00M | 1.98B |
| Float Shares | 952.26M | 1.76B |
| % Held by Insiders | 0.00% | 0.01% |
| % Held by Institutions | 0.81% | 0.91% |
Dividend Analysis & Yield Comparison: PayPal Holdings vs Visa
| Metric | PYPL | V |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.70 |
| Last 12-Month Dividend Yield | N/A | 0.50% |
| 3-Year Avg Annual Dividend | N/A | $1.81 |
| 3-Year Avg Dividend Yield | N/A | 0.19% |
| 3-Year Total Dividends | N/A | $5.44 |
| Ex-Dividend Date | N/A | Feb 11, 2025 |