QCR Holdings [QCRH] vs LendingClub [LC] Detailed Stock Comparison
QCR Holdings
NASDAQ
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LendingClub
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: QCR Holdings wins in 14 metrics, LendingClub wins in 3 metrics, with 0 ties. QCR Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | QCR Holdings | LendingClub | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.35 | 24.06 | QCR Holdings |
| Price-to-Book Ratio | 1.21 | 1.26 | QCR Holdings |
| Debt-to-Equity Ratio | 0.68 | 1.59 | QCR Holdings |
| PEG Ratio | -9.82 | 0.16 | QCR Holdings |
| EV/EBITDA | N/A | 6.01 | N/A |
| Profit Margin (TTM) | 34.94% | 5.93% | QCR Holdings |
| Operating Margin (TTM) | 41.47% | 16.30% | QCR Holdings |
| EBITDA Margin (TTM) | 41.47% | 16.30% | QCR Holdings |
| Return on Equity | 11.36% | 5.50% | QCR Holdings |
| Return on Assets (TTM) | 1.25% | 0.61% | QCR Holdings |
| Free Cash Flow (TTM) | $400.05M | $-2.69B | QCR Holdings |
| Dividend Yield | 0.38% | N/A | N/A |
| 1-Year Return | -7.41% | 28.32% | LendingClub |
| Price-to-Sales Ratio (TTM) | 3.94 | 1.42 | LendingClub |
| Enterprise Value | $1.49B | $969.13M | QCR Holdings |
| EV/Revenue Ratio | 4.61 | 0.78 | LendingClub |
| Revenue per Share (TTM) | $19 | $11 | QCR Holdings |
| Earnings per Share (Diluted) | $6.63 | $0.64 | QCR Holdings |
| Beta (Stock Volatility) | 0.83 | 2.49 | QCR Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
QCR Holdings vs LendingClub Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| QCR Holdings | -3.18% | -4.16% | -7.58% | -0.81% | 6.96% | -9.10% |
| LendingClub | -6.14% | 6.55% | -3.22% | 27.60% | 60.62% | -1.12% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| QCR Holdings | -7.41% | 30.43% | 143.04% | 233.15% | 674.84% | 255.85% |
| LendingClub | 28.32% | 45.66% | 220.28% | -77.79% | -87.08% | -87.08% |
News Based Sentiment: QCR Holdings vs LendingClub
QCR Holdings
News based Sentiment: MIXED
October brought a mix of positive and negative signals for QCR Holdings. While the company is preparing to release its Q3 earnings and maintains a generally positive analyst outlook, a downgrade from StockInvest.us and decreasing trading volume introduce caution. This creates a balanced, rather than definitively positive or negative, investment narrative.
LendingClub
News based Sentiment: MIXED
October was a mixed month for LendingClub, with an analyst downgrade and insider selling countered by an undervaluation assessment and strong Q2 earnings. The conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess the company's trajectory.
Performance & Financial Health Analysis: QCR Holdings vs LendingClub
| Metric | QCRH | LC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.27B | $1.83B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 89,195 | 1,498,682 |
| 90 Day Avg. Volume | 96,308 | 1,429,601 |
| Last Close | $69.77 | $14.97 |
| 52 Week Range | $60.83 - $96.08 | $7.90 - $18.75 |
| % from 52W High | -27.38% | -20.16% |
| All-Time High | $96.08 (Nov 25, 2024) | $146.45 (Dec 15, 2014) |
| % from All-Time High | -27.38% | -89.78% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.02% | 0.19% |
| Quarterly Earnings Growth | 0.00% | 1.56% |
| Financial Health | ||
| Profit Margin (TTM) | 0.35% | 0.06% |
| Operating Margin (TTM) | 0.41% | 0.16% |
| Return on Equity (TTM) | 0.11% | 0.06% |
| Debt to Equity (MRQ) | 0.68 | 1.59 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $62.04 | $12.25 |
| Cash per Share (MRQ) | $30.60 | $6.56 |
| Operating Cash Flow (TTM) | $454.13M | $-1,907,550,976 |
| Levered Free Cash Flow (TTM) | $113.85M | $-621,227,136 |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.38% | N/A |
| Last 12-Month Dividend | $0.30 | N/A |
Valuation & Enterprise Metrics Analysis: QCR Holdings vs LendingClub
| Metric | QCRH | LC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.35 | 24.06 |
| Forward P/E | 10.83 | 18.33 |
| PEG Ratio | -9.82 | 0.16 |
| Price to Sales (TTM) | 3.94 | 1.42 |
| Price to Book (MRQ) | 1.21 | 1.26 |
| Market Capitalization | ||
| Market Capitalization | $1.27B | $1.83B |
| Enterprise Value | $1.49B | $969.13M |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.61 | 0.78 |
| Enterprise to EBITDA | N/A | 6.01 |
| Risk & Other Metrics | ||
| Beta | 0.83 | 2.49 |
| Book Value per Share (MRQ) | $62.04 | $12.25 |
Financial Statements Comparison: QCR Holdings vs LendingClub
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | QCRH | LC |
|---|---|---|
| Revenue/Sales | $74.62M | $217.71M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $26.11M | $15.70M |
| Income Tax | $308,000 | $4.02M |
| Net Income (Profit) | $25.80M | $11.67M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | QCRH | LC |
|---|---|---|
| Cash & Equivalents | $315.81M | $895.52M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $427.87M | $25.57M |
| Total Shareholders Equity | $1.02B | $1.36B |
| Retained Earnings | $689.95M | $-325.81M |
| Property, Plant & Equipment | N/A | $19.27M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | QCRH | LC |
|---|---|---|
| Operating Cash Flow | $-10.62M | $-386.43M |
| Capital Expenditures | $-9.12M | $-13.07M |
| Free Cash Flow | $-12.67M | $-352.32M |
| Debt Repayment | $-140.00M | $0 |
| Common Stock Repurchase | $-1.13M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | QCRH | LC |
|---|---|---|
| Shares Short | 228,630 | 5.56M |
| Short Ratio | 2.65 | 3.91 |
| Short % of Float | 0.01% | 0.05% |
| Average Daily Volume (10 Day) | 89,195 | 1,498,682 |
| Average Daily Volume (90 Day) | 96,308 | 1,429,601 |
| Shares Outstanding | 16.88M | 113.38M |
| Float Shares | 16.30M | 105.45M |
| % Held by Insiders | 0.04% | 0.03% |
| % Held by Institutions | 0.78% | 0.81% |
Dividend Analysis & Yield Comparison: QCR Holdings vs LendingClub
| Metric | QCRH | LC |
|---|---|---|
| Last 12-Month Dividend | $0.30 | N/A |
| Last 12-Month Dividend Yield | 0.38% | N/A |
| 3-Year Avg Annual Dividend | $0.26 | N/A |
| 3-Year Avg Dividend Yield | 0.10% | N/A |
| 3-Year Total Dividends | $0.78 | N/A |
| Ex-Dividend Date | Sep 18, 2025 | N/A |