Republic Bancorp [RBCAA] vs Nu Holdings [NU] Detailed Stock Comparison

Republic Bancorp

NASDAQ
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Nu Holdings

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Republic Bancorp wins in 8 metrics, Nu Holdings wins in 9 metrics, with 0 ties. Nu Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Republic Bancorp Nu Holdings Better
P/E Ratio (TTM) 11.18 32.19 Republic Bancorp
Price-to-Book Ratio 1.31 7.64 Republic Bancorp
Debt-to-Equity Ratio 0.46 0.36 Nu Holdings
PEG Ratio 0.47 1.09 Republic Bancorp
Profit Margin (TTM) 33.67% 39.32% Nu Holdings
Operating Margin (TTM) 44.69% 54.14% Nu Holdings
EBITDA Margin (TTM) 44.69% 54.14% Nu Holdings
Return on Equity 12.34% 27.88% Nu Holdings
Return on Assets (TTM) 1.83% 4.28% Nu Holdings
Free Cash Flow (TTM) $143.19M $2.22B Nu Holdings
Dividend Yield 2.87% N/A N/A
1-Year Return 7.74% 12.11% Nu Holdings
Price-to-Sales Ratio (TTM) 3.77 12.50 Republic Bancorp
Enterprise Value $1.41B $62.48B Nu Holdings
EV/Revenue Ratio 3.81 10.68 Republic Bancorp
Revenue per Share (TTM) $19 $1 Republic Bancorp
Earnings per Share (Diluted) $6.37 $0.47 Republic Bancorp
Beta (Stock Volatility) 0.55 1.09 Republic Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Republic Bancorp vs Nu Holdings Stock Performance Analysis

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Republic Bancorp
Nu Holdings
Republic Bancorp Stock Overview | Nu Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Republic Bancorp-2.80%-0.21%-6.92%-6.39%12.35%2.48%
Nu Holdings-2.93%0.99%-0.58%12.68%40.75%44.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Republic Bancorp7.74%73.88%115.29%177.47%235.71%279.50%
Nu Holdings12.11%273.06%29.70%29.70%29.70%29.70%

News Based Sentiment: Republic Bancorp vs Nu Holdings

Republic Bancorp

News based Sentiment: MIXED

The month featured a notable contrast between significant insider buying activity across multiple executive levels and a declining stock price accompanied by negative technical signals. This mixed picture creates uncertainty and warrants close monitoring of the upcoming earnings announcement to determine the company's future direction.

View Republic Bancorp News Sentiment Analysis

Nu Holdings

News based Sentiment: POSITIVE

Nu Holdings demonstrated strong financial performance in Q2 2025 and made a significant strategic move by applying for a U.S. bank charter. These developments, coupled with continued customer growth and positive analyst sentiment, suggest a positive trajectory for the company, though the U.S. expansion introduces new risks.

View Nu Holdings News Sentiment Analysis

Performance & Financial Health Analysis: Republic Bancorp vs Nu Holdings

MetricRBCAANU
Market Information
Market Cap i$1.39B$74.71B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i20,72948,849,330
90 Day Avg. Volume i22,16347,124,900
Last Close$68.72$14.92
52 Week Range$56.79 - $80.68$9.01 - $16.42
% from 52W High-14.82%-9.16%
All-Time High$80.68 (Nov 25, 2024)$16.42 (Sep 23, 2025)
% from All-Time High-14.82%-9.14%
Growth Metrics
Quarterly Revenue Growth0.13%0.14%
Quarterly Earnings Growth0.25%0.31%
Financial Health
Profit Margin (TTM) i0.34%0.39%
Operating Margin (TTM) i0.45%0.54%
Return on Equity (TTM) i0.12%0.28%
Debt to Equity (MRQ) i0.460.36
Cash & Liquidity
Book Value per Share (MRQ)$54.29$1.98
Cash per Share (MRQ)$25.21$2.92
Operating Cash Flow (TTM) i$175.43M$-7,625,014,784
Levered Free Cash Flow (TTM) i$101.37M$1.97B
Dividends
Last 12-Month Dividend Yield i2.87%N/A
Last 12-Month Dividend i$2.17N/A

Valuation & Enterprise Metrics Analysis: Republic Bancorp vs Nu Holdings

MetricRBCAANU
Price Ratios
P/E Ratio (TTM) i11.1832.19
Forward P/E i12.7424.40
PEG Ratio i0.471.09
Price to Sales (TTM) i3.7712.50
Price to Book (MRQ) i1.317.64
Market Capitalization
Market Capitalization i$1.39B$74.71B
Enterprise Value i$1.41B$62.48B
Enterprise Value Metrics
Enterprise to Revenue i3.8110.68
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.551.09
Book Value per Share (MRQ) i$54.29$1.98

Financial Statements Comparison: Republic Bancorp vs Nu Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)RBCAANU
Revenue/Sales i$134.21M$2.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$59.96M$795.07M
Income Tax i$12.69M$237.87M
Net Income (Profit) i$47.27M$557.21M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)RBCAANU
Cash & Equivalents i$793.02M$14.93B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$406.83M$26.70M
Total Shareholders Equity i$1.03B$8.61B
Retained Earnings i$889.69M$4.03B
Property, Plant & Equipment i$67.85M$46.08M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)RBCAANU
Operating Cash Flow i$77.72M$3.21B
Capital Expenditures i$-1.63M$-2.40M
Free Cash Flow i$91.56M$1.00B
Debt Repayment i$-428.00M$-356.77M
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricRBCAANU
Shares Short i92,634115.89M
Short Ratio i4.482.03
Short % of Float i0.01%0.03%
Average Daily Volume (10 Day) i20,72948,849,330
Average Daily Volume (90 Day) i22,16347,124,900
Shares Outstanding i19.45M4.82B
Float Shares i9.61M3.61B
% Held by Insiders i0.52%0.05%
% Held by Institutions i0.29%0.80%

Dividend Analysis & Yield Comparison: Republic Bancorp vs Nu Holdings

MetricRBCAANU
Last 12-Month Dividend i$2.17N/A
Last 12-Month Dividend Yield i2.87%N/A
3-Year Avg Annual Dividend i$1.72N/A
3-Year Avg Dividend Yield i0.74%N/A
3-Year Total Dividends i$5.15N/A
Ex-Dividend DateSep 19, 2025N/A