Republic Bancorp [RBCAA] vs U.S. Bancorp [USB] Detailed Stock Comparison

Republic Bancorp

NASDAQ

U.S. Bancorp

NYSE

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Republic Bancorp wins in 12 metrics, U.S. Bancorp wins in 6 metrics, with 0 ties. Republic Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Republic Bancorp	U.S. Bancorp	Better
P/E Ratio (TTM)	11.97	11.55	U.S. Bancorp
Price-to-Book Ratio	1.40	1.38	U.S. Bancorp
Debt-to-Equity Ratio	0.46	1.34	Republic Bancorp
PEG Ratio	0.51	0.80	Republic Bancorp
Profit Margin (TTM)	33.67%	27.00%	Republic Bancorp
Operating Margin (TTM)	44.69%	37.33%	Republic Bancorp
EBITDA Margin (TTM)	44.69%	37.33%	Republic Bancorp
Return on Equity	12.34%	11.67%	Republic Bancorp
Return on Assets (TTM)	1.83%	1.01%	Republic Bancorp
Free Cash Flow (TTM)	$143.19M	$11.27B	U.S. Bancorp
Dividend Yield	2.87%	4.60%	U.S. Bancorp
1-Year Return	18.09%	6.37%	Republic Bancorp
Price-to-Sales Ratio (TTM)	4.03	2.94	U.S. Bancorp
Enterprise Value	$1.48B	$103.17B	U.S. Bancorp
EV/Revenue Ratio	4.02	4.04	Republic Bancorp
Revenue per Share (TTM)	$19	$16	Republic Bancorp
Earnings per Share (Diluted)	$6.37	$4.18	Republic Bancorp
Beta (Stock Volatility)	0.57	1.03	Republic Bancorp

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Republic Bancorp vs U.S. Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Republic Bancorp	5.03%	6.56%	2.92%	8.25%	16.95%	10.49%
U.S. Bancorp	4.57%	5.12%	4.59%	11.97%	5.85%	0.88%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Republic Bancorp	18.09%	73.92%	146.22%	209.38%	288.93%	280.39%
U.S. Bancorp	6.37%	3.85%	29.78%	13.36%	122.90%	65.85%

Performance Comparison

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Republic Bancorp (RBCAA): View Full Stock Overview

U.S. Bancorp (USB): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Republic Bancorp vs U.S. Bancorp

Metric	RBCAA	USB
Market Information
Market Cap i	$1.49B	$75.13B
Market Cap Category	Small cap	Large cap
10 Day Avg. Volume i	26,390	7,851,820
90 Day Avg. Volume i	31,140	9,983,033
Last Close	$76.23	$48.28
52 Week Range	$56.79 - $80.68	$35.18 - $53.98
% from 52W High	-5.52%	-10.56%
All-Time High	$80.68 (Nov 25, 2024)	$63.57 (Jan 10, 2022)
% from All-Time High	-5.52%	-24.05%
Growth Metrics
Quarterly Revenue Growth	0.13%	0.03%
Quarterly Earnings Growth	0.25%	0.13%
Financial Health
Profit Margin (TTM) i	0.34%	0.27%
Operating Margin (TTM) i	0.45%	0.37%
Return on Equity (TTM) i	0.12%	0.12%
Debt to Equity (MRQ) i	0.46	1.34
Cash & Liquidity
Book Value per Share (MRQ)	$54.29	$35.02
Cash per Share (MRQ)	$25.21	$39.85
Operating Cash Flow (TTM) i	$175.43M	$7.48B
Levered Free Cash Flow (TTM) i	$101.37M	$5.91B
Dividends
Last 12-Month Dividend Yield i	2.87%	4.60%
Last 12-Month Dividend i	$2.17	$1.99

Valuation & Enterprise Metrics Analysis: Republic Bancorp vs U.S. Bancorp

Metric	RBCAA	USB
Price Ratios
P/E Ratio (TTM) i	11.97	11.55
Forward P/E i	13.64	11.15
PEG Ratio i	0.51	0.80
Price to Sales (TTM) i	4.03	2.94
Price to Book (MRQ) i	1.40	1.38
Market Capitalization
Market Capitalization i	$1.49B	$75.13B
Enterprise Value i	$1.48B	$103.17B
Enterprise Value Metrics
Enterprise to Revenue i	4.02	4.04
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	0.57	1.03
Book Value per Share (MRQ) i	$54.29	$35.02

Financial Statements Comparison: Republic Bancorp vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	RBCAA	USB
Revenue/Sales i	$134.21M	$6.93B
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	$59.96M	$2.16B
Income Tax i	$12.69M	$443.00M
Net Income (Profit) i	$47.27M	$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	RBCAA	USB
Cash & Equivalents i	$793.02M	$50.01B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	$406.83M	$59.86B
Total Shareholders Equity i	$1.03B	$60.56B
Retained Earnings i	$889.69M	$77.69B
Property, Plant & Equipment i	$67.85M	N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	RBCAA	USB
Operating Cash Flow i	$77.72M	$-750.00M
Capital Expenditures i	$-1.63M	N/A
Free Cash Flow i	$91.56M	$-285.00M
Debt Repayment i	$-428.00M	$-2.10B
Common Stock Repurchase i	N/A	$-160.00M

Short Interest & Institutional Ownership Analysis

Metric	RBCAA	USB
Shares Short i	77,113	21.33M
Short Ratio i	1.59	1.70
Short % of Float i	0.01%	0.01%
Average Daily Volume (10 Day) i	26,390	7,851,820
Average Daily Volume (90 Day) i	31,140	9,983,033
Shares Outstanding i	19.45M	1.56B
Float Shares i	9.61M	1.55B
% Held by Insiders i	0.52%	0.00%
% Held by Institutions i	0.29%	0.82%

Dividend Analysis & Yield Comparison: Republic Bancorp vs U.S. Bancorp

Metric	RBCAA	USB
Last 12-Month Dividend i	$2.17	$1.99
Last 12-Month Dividend Yield i	2.87%	4.60%
3-Year Avg Annual Dividend i	$1.72	$1.78
3-Year Avg Dividend Yield i	0.74%	1.19%
3-Year Total Dividends i	$5.15	$5.35
Ex-Dividend Date	Sep 19, 2025	Mar 31, 2025

Republic Bancorp [RBCAA] vs U.S. Bancorp [USB] Detailed Stock Comparison