Republic Bancorp [RBCAA] vs U.S. Bancorp [USB] Detailed Stock Comparison

Republic Bancorp

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Republic Bancorp wins in 14 metrics, U.S. Bancorp wins in 4 metrics, with 0 ties. Republic Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Republic Bancorp U.S. Bancorp Better
P/E Ratio (TTM) 11.18 11.36 Republic Bancorp
Price-to-Book Ratio 1.31 1.36 Republic Bancorp
Debt-to-Equity Ratio 0.46 1.34 Republic Bancorp
PEG Ratio 0.47 0.79 Republic Bancorp
Profit Margin (TTM) 33.67% 27.00% Republic Bancorp
Operating Margin (TTM) 44.69% 37.33% Republic Bancorp
EBITDA Margin (TTM) 44.69% 37.33% Republic Bancorp
Return on Equity 12.34% 11.67% Republic Bancorp
Return on Assets (TTM) 1.83% 1.01% Republic Bancorp
Free Cash Flow (TTM) $143.19M $11.27B U.S. Bancorp
Dividend Yield 2.87% 4.60% U.S. Bancorp
1-Year Return 7.74% 1.82% Republic Bancorp
Price-to-Sales Ratio (TTM) 3.77 2.91 U.S. Bancorp
Enterprise Value $1.41B $101.95B U.S. Bancorp
EV/Revenue Ratio 3.81 3.99 Republic Bancorp
Revenue per Share (TTM) $19 $16 Republic Bancorp
Earnings per Share (Diluted) $6.37 $4.18 Republic Bancorp
Beta (Stock Volatility) 0.55 1.08 Republic Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Republic Bancorp vs U.S. Bancorp Stock Performance Analysis

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Republic Bancorp
U.S. Bancorp
Republic Bancorp Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Republic Bancorp-2.80%-0.21%-6.92%-6.39%12.35%2.48%
U.S. Bancorp-3.86%-1.69%-4.60%-0.42%19.85%-1.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Republic Bancorp7.74%73.88%115.29%177.47%235.71%279.50%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: Republic Bancorp vs U.S. Bancorp

Republic Bancorp

News based Sentiment: MIXED

The month featured a notable contrast between significant insider buying activity across multiple executive levels and a declining stock price accompanied by negative technical signals. This mixed picture creates uncertainty and warrants close monitoring of the upcoming earnings announcement to determine the company's future direction.

View Republic Bancorp News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Republic Bancorp vs U.S. Bancorp

MetricRBCAAUSB
Market Information
Market Cap i$1.39B$73.46B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i20,7298,391,430
90 Day Avg. Volume i22,1639,701,660
Last Close$68.72$45.28
52 Week Range$56.79 - $80.68$35.18 - $53.98
% from 52W High-14.82%-16.12%
All-Time High$80.68 (Nov 25, 2024)$63.57 (Jan 10, 2022)
% from All-Time High-14.82%-28.77%
Growth Metrics
Quarterly Revenue Growth0.13%0.03%
Quarterly Earnings Growth0.25%0.13%
Financial Health
Profit Margin (TTM) i0.34%0.27%
Operating Margin (TTM) i0.45%0.37%
Return on Equity (TTM) i0.12%0.12%
Debt to Equity (MRQ) i0.461.34
Cash & Liquidity
Book Value per Share (MRQ)$54.29$35.02
Cash per Share (MRQ)$25.21$39.85
Operating Cash Flow (TTM) i$175.43M$7.48B
Levered Free Cash Flow (TTM) i$101.37M$5.91B
Dividends
Last 12-Month Dividend Yield i2.87%4.60%
Last 12-Month Dividend i$2.17$1.99

Valuation & Enterprise Metrics Analysis: Republic Bancorp vs U.S. Bancorp

MetricRBCAAUSB
Price Ratios
P/E Ratio (TTM) i11.1811.36
Forward P/E i12.7410.97
PEG Ratio i0.470.79
Price to Sales (TTM) i3.772.91
Price to Book (MRQ) i1.311.36
Market Capitalization
Market Capitalization i$1.39B$73.46B
Enterprise Value i$1.41B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i3.813.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.551.08
Book Value per Share (MRQ) i$54.29$35.02

Financial Statements Comparison: Republic Bancorp vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)RBCAAUSB
Revenue/Sales i$134.21M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$59.96M$2.16B
Income Tax i$12.69M$443.00M
Net Income (Profit) i$47.27M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)RBCAAUSB
Cash & Equivalents i$793.02M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$406.83M$59.86B
Total Shareholders Equity i$1.03B$60.56B
Retained Earnings i$889.69M$77.69B
Property, Plant & Equipment i$67.85MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)RBCAAUSB
Operating Cash Flow i$77.72M$-750.00M
Capital Expenditures i$-1.63MN/A
Free Cash Flow i$91.56M$-285.00M
Debt Repayment i$-428.00M$-2.10B
Common Stock Repurchase iN/A$-160.00M

Short Interest & Institutional Ownership Analysis

MetricRBCAAUSB
Shares Short i92,63422.01M
Short Ratio i4.482.51
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i20,7298,391,430
Average Daily Volume (90 Day) i22,1639,701,660
Shares Outstanding i19.45M1.56B
Float Shares i9.61M1.55B
% Held by Insiders i0.52%0.00%
% Held by Institutions i0.29%0.82%

Dividend Analysis & Yield Comparison: Republic Bancorp vs U.S. Bancorp

MetricRBCAAUSB
Last 12-Month Dividend i$2.17$1.99
Last 12-Month Dividend Yield i2.87%4.60%
3-Year Avg Annual Dividend i$1.72$1.78
3-Year Avg Dividend Yield i0.74%1.19%
3-Year Total Dividends i$5.15$5.35
Ex-Dividend DateSep 19, 2025Mar 31, 2025