Root [ROOT] vs Horace Mann [HMN] Detailed Stock Comparison
Root
NASDAQ
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Horace Mann
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Root wins in 9 metrics, Horace Mann wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Root | Horace Mann | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.13 | 13.21 | Horace Mann |
| Price-to-Book Ratio | 5.55 | 1.34 | Horace Mann |
| Debt-to-Equity Ratio | 56.13 | 40.25 | Horace Mann |
| PEG Ratio | -0.05 | 0.02 | Root |
| EV/EBITDA | 8.31 | 9.17 | Root |
| Profit Margin (TTM) | 5.98% | 8.50% | Horace Mann |
| Operating Margin (TTM) | 7.16% | 10.96% | Horace Mann |
| EBITDA Margin (TTM) | 7.16% | 10.96% | Horace Mann |
| Return on Equity | 27.53% | 10.91% | Root |
| Return on Assets (TTM) | 4.89% | 0.90% | Root |
| Free Cash Flow (TTM) | $183.90M | $452.10M | Horace Mann |
| Dividend Yield | N/A | 2.45% | N/A |
| 1-Year Return | 87.59% | 31.81% | Root |
| Price-to-Sales Ratio (TTM) | 1.00 | 1.10 | Root |
| Enterprise Value | $1.03B | $2.17B | Horace Mann |
| EV/Revenue Ratio | 0.75 | 1.32 | Root |
| Revenue per Share (TTM) | $90 | $40 | Root |
| Earnings per Share (Diluted) | $5.14 | $3.38 | Root |
| Beta (Stock Volatility) | 2.26 | 0.29 | Horace Mann |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Root vs Horace Mann Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Root | 1.53% | -1.64% | -27.52% | -30.04% | -12.09% | 19.96% |
| Horace Mann | -0.11% | 0.71% | 10.86% | 5.26% | 14.12% | 17.37% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Root | 87.59% | 558.86% | -79.58% | -79.58% | -79.58% | -79.58% |
| Horace Mann | 31.81% | 23.36% | 16.14% | 36.49% | 174.55% | 136.76% |
Performance & Financial Health Analysis: Root vs Horace Mann
| Metric | ROOT | HMN |
|---|---|---|
| Market Information | ||
| Market Cap | $1.36B | $1.82B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 1,089,430 | 226,530 |
| 90 Day Avg. Volume | 607,123 | 263,930 |
| Last Close | $88.09 | $45.41 |
| 52 Week Range | $34.04 - $181.14 | $33.00 - $45.68 |
| % from 52W High | -51.37% | -0.59% |
| All-Time High | $530.64 (Oct 26, 2020) | $48.15 (Sep 09, 2019) |
| % from All-Time High | -83.40% | -5.69% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.32% | 0.06% |
| Quarterly Earnings Growth | 0.32% | 6.74% |
| Financial Health | ||
| Profit Margin (TTM) | 0.06% | 0.09% |
| Operating Margin (TTM) | 0.07% | 0.11% |
| Return on Equity (TTM) | 0.28% | 0.11% |
| Debt to Equity (MRQ) | 56.13 | 40.25 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $15.88 | $33.31 |
| Cash per Share (MRQ) | $41.75 | $4.77 |
| Operating Cash Flow (TTM) | $197.40M | $609.50M |
| Levered Free Cash Flow (TTM) | $124.61M | $175.68M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 2.45% |
| Last 12-Month Dividend | N/A | $1.03 |
Valuation & Enterprise Metrics Analysis: Root vs Horace Mann
| Metric | ROOT | HMN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.13 | 13.21 |
| Forward P/E | -49.19 | 12.10 |
| PEG Ratio | -0.05 | 0.02 |
| Price to Sales (TTM) | 1.00 | 1.10 |
| Price to Book (MRQ) | 5.55 | 1.34 |
| Market Capitalization | ||
| Market Capitalization | $1.36B | $1.82B |
| Enterprise Value | $1.03B | $2.17B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.75 | 1.32 |
| Enterprise to EBITDA | 8.31 | 9.17 |
| Risk & Other Metrics | ||
| Beta | 2.26 | 0.29 |
| Book Value per Share (MRQ) | $15.88 | $33.31 |
Financial Statements Comparison: Root vs Horace Mann
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | ROOT | HMN |
|---|---|---|
| Revenue/Sales | $382.90M | $391.60M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $22.00M | $36.50M |
| Income Tax | $0 | $7.10M |
| Net Income (Profit) | $22.00M | $29.40M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | ROOT | HMN |
|---|---|---|
| Cash & Equivalents | $609.40M | $29.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $200.00M | $547.20M |
| Total Shareholders Equity | $228.70M | $1.34B |
| Retained Earnings | $-1.66B | $1.57B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | ROOT | HMN |
|---|---|---|
| Operating Cash Flow | $-51.20M | $95.00M |
| Capital Expenditures | $0 | N/A |
| Free Cash Flow | $24.80M | $140.80M |
| Debt Repayment | N/A | $-287.00M |
| Common Stock Repurchase | N/A | $-200,000 |
Short Interest & Institutional Ownership Analysis
| Metric | ROOT | HMN |
|---|---|---|
| Shares Short | 1.65M | 603,600 |
| Short Ratio | 4.65 | 2.19 |
| Short % of Float | 0.13% | 0.02% |
| Average Daily Volume (10 Day) | 1,089,430 | 226,530 |
| Average Daily Volume (90 Day) | 607,123 | 263,930 |
| Shares Outstanding | 15.10M | 40.86M |
| Float Shares | 12.38M | 40.47M |
| % Held by Insiders | 0.05% | 0.02% |
| % Held by Institutions | 0.69% | 1.04% |
Dividend Analysis & Yield Comparison: Root vs Horace Mann
| Metric | ROOT | HMN |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.03 |
| Last 12-Month Dividend Yield | N/A | 2.45% |
| 3-Year Avg Annual Dividend | N/A | $1.00 |
| 3-Year Avg Dividend Yield | N/A | 0.95% |
| 3-Year Total Dividends | N/A | $3.01 |
| Ex-Dividend Date | N/A | Mar 17, 2025 |