Safety Insurance [SAFT] vs Progressive [PGR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Safety Insurance wins in 8 metrics, Progressive wins in 11 metrics, with 0 ties. Progressive appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSafety InsuranceProgressiveBetter
P/E Ratio (TTM)14.2913.60Progressive
Price-to-Book Ratio1.234.34Safety Insurance
Debt-to-Equity Ratio5.2521.15Safety Insurance
PEG Ratio11.2117.51Safety Insurance
EV/EBITDA10.0210.69Safety Insurance
Profit Margin (TTM)6.29%12.66%Progressive
Operating Margin (TTM)9.40%18.42%Progressive
EBITDA Margin (TTM)9.40%18.42%Progressive
Return on Equity8.75%37.29%Progressive
Return on Assets (TTM)2.65%7.86%Progressive
Free Cash Flow (TTM)$124.32M$14.83BProgressive
Dividend Yield4.63%1.84%Safety Insurance
1-Year Return-12.43%11.63%Progressive
Price-to-Sales Ratio (TTM)0.901.72Safety Insurance
Enterprise Value$1.02B$146.41BProgressive
EV/Revenue Ratio0.891.78Safety Insurance
Revenue per Share (TTM)$78$141Progressive
Earnings per Share (Diluted)$4.90$17.76Progressive
Beta (Stock Volatility)0.240.33Safety Insurance
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Safety Insurance vs Progressive Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Safety Insurance-0.46%1.21%-5.88%-7.54%-8.81%-13.73%
Progressive0.42%1.35%-3.25%-14.34%-2.11%1.94%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Safety Insurance-12.43%-25.62%-9.52%26.25%69.97%107.54%
Progressive11.63%103.27%178.21%697.68%1,190.51%939.56%

Performance & Financial Health Analysis: Safety Insurance vs Progressive

MetricSAFTPGR
Market Information
Market Cap i$1.04B$141.62B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i71,6603,365,350
90 Day Avg. Volume i91,8373,993,617
Last Close$70.87$246.35
52 Week Range$68.76 - $90.00$214.99 - $292.99
% from 52W High-21.26%-15.92%
All-Time High$103.96 (Sep 23, 2019)$292.99 (Mar 17, 2025)
% from All-Time High-31.83%-15.92%
Growth Metrics
Quarterly Revenue Growth0.12%0.21%
Quarterly Earnings Growth0.09%1.18%
Financial Health
Profit Margin (TTM) i0.06%0.13%
Operating Margin (TTM) i0.09%0.18%
Return on Equity (TTM) i0.09%0.37%
Debt to Equity (MRQ) i5.2521.15
Cash & Liquidity
Book Value per Share (MRQ)$57.12$55.62
Cash per Share (MRQ)$4.35$3.59
Operating Cash Flow (TTM) i$153.00M$7.10B
Levered Free Cash Flow (TTM) i$197.75M$8.46B
Dividends
Last 12-Month Dividend Yield i4.63%1.84%
Last 12-Month Dividend i$3.60$4.80

Valuation & Enterprise Metrics Analysis: Safety Insurance vs Progressive

MetricSAFTPGR
Price Ratios
P/E Ratio (TTM) i14.2913.60
Forward P/E i11.2117.51
PEG Ratio i11.2117.51
Price to Sales (TTM) i0.901.72
Price to Book (MRQ) i1.234.34
Market Capitalization
Market Capitalization i$1.04B$141.62B
Enterprise Value i$1.02B$146.41B
Enterprise Value Metrics
Enterprise to Revenue i0.891.78
Enterprise to EBITDA i10.0210.69
Risk & Other Metrics
Beta i0.240.33
Book Value per Share (MRQ) i$57.12$55.62

Financial Statements Comparison: Safety Insurance vs Progressive

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SAFTPGR
Revenue/Sales i$299.64M$20.40B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$28.23M$3.24B
Income Tax i$6.33M$669.00M
Net Income (Profit) i$21.90M$2.57B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SAFTPGR
Cash & Equivalents i$64.71M$195.00M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$14.67M$6.89B
Total Shareholders Equity i$850.67M$28.95B
Retained Earnings i$807.29M$26.73B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SAFTPGR
Operating Cash Flow i$-5.92M$1.42B
Capital Expenditures i$-332,000$-46.00M
Free Cash Flow i$2.84M$5.08B
Debt Repayment i$-30.00MN/A
Common Stock Repurchase iN/A$-54.00M

Short Interest & Institutional Ownership Analysis

MetricSAFTPGR
Shares Short i132,3206.26M
Short Ratio i1.261.41
Short % of Float i0.02%0.01%
Average Daily Volume (10 Day) i71,6603,365,350
Average Daily Volume (90 Day) i91,8373,993,617
Shares Outstanding i14.84M586.00M
Float Shares i14.54M583.89M
% Held by Insiders i0.02%0.00%
% Held by Institutions i0.85%0.88%

Dividend Analysis & Yield Comparison: Safety Insurance vs Progressive

MetricSAFTPGR
Last 12-Month Dividend i$3.60$4.80
Last 12-Month Dividend Yield i4.63%1.84%
3-Year Avg Annual Dividend i$3.60$2.08
3-Year Avg Dividend Yield i1.13%0.24%
3-Year Total Dividends i$10.80$6.25
Ex-Dividend DateJun 02, 2025Apr 03, 2025