Safety Insurance [SAFT] vs Stewart Information [STC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Safety Insurance wins in 13 metrics, Stewart Information wins in 6 metrics, with 0 ties. Safety Insurance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSafety InsuranceStewart InformationBetter
P/E Ratio (TTM)14.2921.59Safety Insurance
Price-to-Book Ratio1.231.31Safety Insurance
Debt-to-Equity Ratio5.2539.81Safety Insurance
PEG Ratio11.2111.63Safety Insurance
EV/EBITDA10.0210.53Safety Insurance
Profit Margin (TTM)6.29%3.29%Safety Insurance
Operating Margin (TTM)9.40%7.32%Safety Insurance
EBITDA Margin (TTM)9.40%7.32%Safety Insurance
Return on Equity8.75%7.24%Safety Insurance
Return on Assets (TTM)2.65%3.48%Stewart Information
Free Cash Flow (TTM)$124.32M$95.14MSafety Insurance
Dividend Yield4.63%2.41%Safety Insurance
1-Year Return-11.78%-3.40%Stewart Information
Price-to-Sales Ratio (TTM)0.900.71Stewart Information
Enterprise Value$1.02B$2.24BStewart Information
EV/Revenue Ratio0.890.84Stewart Information
Revenue per Share (TTM)$78$96Stewart Information
Earnings per Share (Diluted)$4.90$3.12Safety Insurance
Beta (Stock Volatility)0.240.93Safety Insurance
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Safety Insurance vs Stewart Information Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Safety Insurance-0.35%2.38%-5.01%-9.10%-8.73%-14.03%
Stewart Information-0.41%2.76%4.33%4.45%1.05%2.40%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Safety Insurance-11.78%-25.06%-8.84%27.20%71.25%109.11%
Stewart Information-3.40%21.61%68.27%65.87%573.43%44.66%

Performance & Financial Health Analysis: Safety Insurance vs Stewart Information

MetricSAFTSTC
Market Information
Market Cap i$1.04B$1.88B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i71,660251,150
90 Day Avg. Volume i91,837228,303
Last Close$70.95$67.41
52 Week Range$68.76 - $90.00$56.39 - $78.44
% from 52W High-21.17%-14.06%
All-Time High$103.96 (Sep 23, 2019)$81.00 (Jan 03, 2022)
% from All-Time High-31.75%-16.78%
Growth Metrics
Quarterly Revenue Growth0.12%0.20%
Quarterly Earnings Growth0.09%0.84%
Financial Health
Profit Margin (TTM) i0.06%0.03%
Operating Margin (TTM) i0.09%0.07%
Return on Equity (TTM) i0.09%0.07%
Debt to Equity (MRQ) i5.2539.81
Cash & Liquidity
Book Value per Share (MRQ)$57.12$51.46
Cash per Share (MRQ)$4.35$8.01
Operating Cash Flow (TTM) i$153.00M$88.04M
Levered Free Cash Flow (TTM) i$197.75M$73.31M
Dividends
Last 12-Month Dividend Yield i4.63%2.41%
Last 12-Month Dividend i$3.60$1.50

Valuation & Enterprise Metrics Analysis: Safety Insurance vs Stewart Information

MetricSAFTSTC
Price Ratios
P/E Ratio (TTM) i14.2921.59
Forward P/E i11.2111.63
PEG Ratio i11.2111.63
Price to Sales (TTM) i0.900.71
Price to Book (MRQ) i1.231.31
Market Capitalization
Market Capitalization i$1.04B$1.88B
Enterprise Value i$1.02B$2.24B
Enterprise Value Metrics
Enterprise to Revenue i0.890.84
Enterprise to EBITDA i10.0210.53
Risk & Other Metrics
Beta i0.240.93
Book Value per Share (MRQ) i$57.12$51.46

Financial Statements Comparison: Safety Insurance vs Stewart Information

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SAFTSTC
Revenue/Sales i$299.64M$611.98M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$28.23M$5.90M
Income Tax i$6.33M$484,000
Net Income (Profit) i$21.90M$5.42M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SAFTSTC
Cash & Equivalents i$64.71M$148.51M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$14.67M$560.18M
Total Shareholders Equity i$850.67M$1.41B
Retained Earnings i$807.29M$1.08B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SAFTSTC
Operating Cash Flow i$-5.92M$-41.99M
Capital Expenditures i$-332,000$-10.78M
Free Cash Flow i$2.84M$-42.24M
Debt Repayment i$-30.00M$-1.12M
Common Stock Repurchase iN/A$-3.37M

Short Interest & Institutional Ownership Analysis

MetricSAFTSTC
Shares Short i132,320528,649
Short Ratio i1.262.24
Short % of Float i0.02%0.02%
Average Daily Volume (10 Day) i71,660251,150
Average Daily Volume (90 Day) i91,837228,303
Shares Outstanding i14.84M27.76M
Float Shares i14.54M27.36M
% Held by Insiders i0.02%0.02%
% Held by Institutions i0.85%1.03%

Dividend Analysis & Yield Comparison: Safety Insurance vs Stewart Information

MetricSAFTSTC
Last 12-Month Dividend i$3.60$1.50
Last 12-Month Dividend Yield i4.63%2.41%
3-Year Avg Annual Dividend i$3.60$1.73
3-Year Avg Dividend Yield i1.13%0.89%
3-Year Total Dividends i$10.80$5.18
Ex-Dividend DateJun 02, 2025Mar 17, 2025