Sandy Spring [SASR] vs OFG Bancorp [OFG] Detailed Stock Comparison
Sandy Spring
NASDAQ
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OFG Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Sandy Spring wins in 3 metrics, OFG Bancorp wins in 14 metrics, with 0 ties. OFG Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Sandy Spring | OFG Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 63.52 | 10.04 | OFG Bancorp |
| Price-to-Book Ratio | 0.81 | 1.43 | Sandy Spring |
| Debt-to-Equity Ratio | 0.48 | 0.38 | OFG Bancorp |
| PEG Ratio | 10.96 | 1.82 | OFG Bancorp |
| Profit Margin (TTM) | 5.08% | 31.43% | OFG Bancorp |
| Operating Margin (TTM) | 31.90% | 43.08% | OFG Bancorp |
| EBITDA Margin (TTM) | 31.90% | 43.08% | OFG Bancorp |
| Return on Equity | 1.27% | 15.20% | OFG Bancorp |
| Return on Assets (TTM) | 0.14% | 1.66% | OFG Bancorp |
| Free Cash Flow (TTM) | $67.56M | $210.79M | OFG Bancorp |
| Dividend Yield | N/A | 2.57% | N/A |
| 1-Year Return | 31.92% | -2.22% | Sandy Spring |
| Price-to-Sales Ratio (TTM) | 3.22 | 3.07 | OFG Bancorp |
| Enterprise Value | $1.97B | $1.55B | Sandy Spring |
| EV/Revenue Ratio | 5.01 | 2.50 | OFG Bancorp |
| Revenue per Share (TTM) | $9 | $14 | OFG Bancorp |
| Earnings per Share (Diluted) | $0.44 | $4.25 | OFG Bancorp |
| Beta (Stock Volatility) | 0.94 | 0.81 | OFG Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Sandy Spring vs OFG Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Sandy Spring | 1.38% | -5.54% | -12.48% | -17.00% | -10.98% | -14.62% |
| OFG Bancorp | 1.22% | -1.73% | -2.66% | -3.05% | 23.73% | 3.77% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Sandy Spring | 31.92% | -34.33% | 15.33% | 8.24% | 68.35% | -11.26% |
| OFG Bancorp | -2.22% | 60.07% | 206.82% | 385.06% | 219.07% | 283.73% |
News Based Sentiment: Sandy Spring vs OFG Bancorp
Sandy Spring
News sentiment data is not available for Sandy Spring at this time.
OFG Bancorp
News based Sentiment: MIXED
October saw a mix of positive analyst sentiment regarding OFG Bancorp's valuation and growth potential, alongside cautions about economic reliance and competition. The upcoming earnings report on October 22nd will be a key event to watch, making this a moderately significant month for investors.
Performance & Financial Health Analysis: Sandy Spring vs OFG Bancorp
| Metric | SASR | OFG |
|---|---|---|
| Market Information | ||
| Market Cap | $1.26B | $1.98B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 442,267 | 196,237 |
| 90 Day Avg. Volume | 311,866 | 223,516 |
| Last Close | $27.98 | $43.17 |
| 52 Week Range | $19.52 - $39.55 | $33.15 - $47.66 |
| % from 52W High | -29.25% | -9.42% |
| All-Time High | $52.04 (Jan 10, 2022) | $47.66 (Nov 25, 2024) |
| % from All-Time High | -46.23% | -9.42% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | -0.02% |
| Quarterly Earnings Growth | 0.10% | 0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.05% | 0.31% |
| Operating Margin (TTM) | 0.32% | 0.43% |
| Return on Equity (TTM) | 0.01% | 0.15% |
| Debt to Equity (MRQ) | 0.48 | 0.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $34.52 | $29.83 |
| Cash per Share (MRQ) | $1.02 | $19.13 |
| Operating Cash Flow (TTM) | $83.71M | $215.43M |
| Levered Free Cash Flow (TTM) | $19.90M | $198.17M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 2.57% |
| Last 12-Month Dividend | N/A | $1.05 |
Valuation & Enterprise Metrics Analysis: Sandy Spring vs OFG Bancorp
| Metric | SASR | OFG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 63.52 | 10.04 |
| Forward P/E | 10.96 | 10.80 |
| PEG Ratio | 10.96 | 1.82 |
| Price to Sales (TTM) | 3.22 | 3.07 |
| Price to Book (MRQ) | 0.81 | 1.43 |
| Market Capitalization | ||
| Market Capitalization | $1.26B | $1.98B |
| Enterprise Value | $1.97B | $1.55B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.01 | 2.50 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.94 | 0.81 |
| Book Value per Share (MRQ) | $34.52 | $29.83 |
Financial Statements Comparison: Sandy Spring vs OFG Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SASR | OFG |
|---|---|---|
| Revenue/Sales | $105.51M | $166.68M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $-30.98M | $59.45M |
| Income Tax | $8.48M | $13.88M |
| Net Income (Profit) | $-39.45M | $45.57M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SASR | OFG |
|---|---|---|
| Cash & Equivalents | $518.96M | $235.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $621.40M | $275.80M |
| Total Shareholders Equity | $1.56B | $1.30B |
| Retained Earnings | $856.61M | $802.02M |
| Property, Plant & Equipment | $50.01M | $122.24M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SASR | OFG |
|---|---|---|
| Operating Cash Flow | $-34.37M | $44.63M |
| Capital Expenditures | N/A | $-4.35M |
| Free Cash Flow | $27.15M | $78.72M |
| Debt Repayment | $-200.00M | N/A |
| Common Stock Repurchase | $-1.99M | $-23.39M |
Short Interest & Institutional Ownership Analysis
| Metric | SASR | OFG |
|---|---|---|
| Shares Short | N/A | 664,670 |
| Short Ratio | N/A | 3.48 |
| Short % of Float | N/A | 0.02% |
| Average Daily Volume (10 Day) | 442,267 | 196,237 |
| Average Daily Volume (90 Day) | 311,866 | 223,516 |
| Shares Outstanding | 45.14M | 45.44M |
| Float Shares | 43.46M | 43.97M |
| % Held by Insiders | 0.03% | 0.01% |
| % Held by Institutions | 0.73% | 0.98% |
Dividend Analysis & Yield Comparison: Sandy Spring vs OFG Bancorp
| Metric | SASR | OFG |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.05 |
| Last 12-Month Dividend Yield | N/A | 2.57% |
| 3-Year Avg Annual Dividend | N/A | $0.91 |
| 3-Year Avg Dividend Yield | N/A | 0.71% |
| 3-Year Total Dividends | N/A | $2.73 |
| Ex-Dividend Date | N/A | Mar 31, 2025 |