Seacoast Banking [SBCF] vs Nu Holdings [NU] Detailed Stock Comparison
Seacoast Banking
Nu Holdings
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Seacoast Banking wins in 9 metrics, Nu Holdings wins in 8 metrics, with 0 ties. Seacoast Banking appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Seacoast Banking | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 19.46 | 32.19 | Seacoast Banking |
| Price-to-Book Ratio | 1.19 | 7.64 | Seacoast Banking |
| Debt-to-Equity Ratio | 0.46 | 0.36 | Nu Holdings |
| PEG Ratio | 0.50 | 1.09 | Seacoast Banking |
| Profit Margin (TTM) | 26.12% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 45.10% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 45.10% | 54.14% | Nu Holdings |
| Return on Equity | 6.31% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 0.90% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $175.87M | $2.22B | Nu Holdings |
| Dividend Yield | 2.90% | N/A | N/A |
| 1-Year Return | 17.54% | 12.11% | Seacoast Banking |
| Price-to-Sales Ratio (TTM) | 5.83 | 12.50 | Seacoast Banking |
| Enterprise Value | $3.43B | $62.48B | Nu Holdings |
| EV/Revenue Ratio | 6.45 | 10.68 | Seacoast Banking |
| Revenue per Share (TTM) | $6 | $1 | Seacoast Banking |
| Earnings per Share (Diluted) | $1.63 | $0.47 | Seacoast Banking |
| Beta (Stock Volatility) | 0.95 | 1.09 | Seacoast Banking |
Seacoast Banking vs Nu Holdings Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Seacoast Banking | -4.44% | 2.86% | 1.92% | 7.78% | 32.51% | 17.36% |
| Nu Holdings | -2.93% | 0.99% | -0.58% | 12.68% | 40.75% | 44.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Seacoast Banking | 17.54% | -0.51% | 57.52% | 109.93% | 363.70% | -71.42% |
| Nu Holdings | 12.11% | 273.06% | 29.70% | 29.70% | 29.70% | 29.70% |
News Based Sentiment: Seacoast Banking vs Nu Holdings
Seacoast Banking
News based Sentiment: POSITIVE
October was a pivotal month for Seacoast Banking, successfully completing the acquisition of Villages Bancorporation and receiving multiple analyst upgrades with increased price targets. This combination of strategic expansion and positive market sentiment significantly strengthens the investment case for the company, suggesting a positive outlook for future growth and profitability.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings demonstrated strong financial performance in Q2 2025 and made a significant strategic move by applying for a U.S. bank charter. These developments, coupled with continued customer growth and positive analyst sentiment, suggest a positive trajectory for the company, though the U.S. expansion introduces new risks.
Performance & Financial Health Analysis: Seacoast Banking vs Nu Holdings
| Metric | SBCF | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $2.78B | $74.71B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 558,440 | 48,849,330 |
| 90 Day Avg. Volume | 572,647 | 47,124,900 |
| Last Close | $29.91 | $14.92 |
| 52 Week Range | $21.36 - $32.33 | $9.01 - $16.42 |
| % from 52W High | -7.49% | -9.16% |
| All-Time High | $159.80 (Aug 28, 2006) | $16.42 (Sep 23, 2025) |
| % from All-Time High | -81.28% | -9.14% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.18% | 0.14% |
| Quarterly Earnings Growth | 0.41% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.39% |
| Operating Margin (TTM) | 0.45% | 0.54% |
| Return on Equity (TTM) | 0.06% | 0.28% |
| Debt to Equity (MRQ) | 0.46 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $26.76 | $1.98 |
| Cash per Share (MRQ) | $4.16 | $2.92 |
| Operating Cash Flow (TTM) | $201.70M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $120.99M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.90% | N/A |
| Last 12-Month Dividend | $0.72 | N/A |
Valuation & Enterprise Metrics Analysis: Seacoast Banking vs Nu Holdings
| Metric | SBCF | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 19.46 | 32.19 |
| Forward P/E | 19.82 | 24.40 |
| PEG Ratio | 0.50 | 1.09 |
| Price to Sales (TTM) | 5.83 | 12.50 |
| Price to Book (MRQ) | 1.19 | 7.64 |
| Market Capitalization | ||
| Market Capitalization | $2.78B | $74.71B |
| Enterprise Value | $3.43B | $62.48B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.45 | 10.68 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.95 | 1.09 |
| Book Value per Share (MRQ) | $26.76 | $1.98 |
Financial Statements Comparison: Seacoast Banking vs Nu Holdings
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SBCF | NU |
|---|---|---|
| Revenue/Sales | $140.70M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $40.85M | $795.07M |
| Income Tax | $9.39M | $237.87M |
| Net Income (Profit) | $31.46M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SBCF | NU |
|---|---|---|
| Cash & Equivalents | $502.07M | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $572.13M | $26.70M |
| Total Shareholders Equity | $2.23B | $8.61B |
| Retained Earnings | $542.67M | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SBCF | NU |
|---|---|---|
| Operating Cash Flow | $24.67M | $3.21B |
| Capital Expenditures | $-3.21M | $-2.40M |
| Free Cash Flow | $27.79M | $1.00B |
| Debt Repayment | $-190.00M | $-356.77M |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SBCF | NU |
|---|---|---|
| Shares Short | 2.76M | 115.89M |
| Short Ratio | 4.97 | 2.03 |
| Short % of Float | 0.04% | 0.03% |
| Average Daily Volume (10 Day) | 558,440 | 48,849,330 |
| Average Daily Volume (90 Day) | 572,647 | 47,124,900 |
| Shares Outstanding | 85.57M | 4.82B |
| Float Shares | 79.52M | 3.61B |
| % Held by Insiders | 0.01% | 0.05% |
| % Held by Institutions | 0.90% | 0.80% |
Dividend Analysis & Yield Comparison: Seacoast Banking vs Nu Holdings
| Metric | SBCF | NU |
|---|---|---|
| Last 12-Month Dividend | $0.72 | N/A |
| Last 12-Month Dividend Yield | 2.90% | N/A |
| 3-Year Avg Annual Dividend | $0.71 | N/A |
| 3-Year Avg Dividend Yield | 0.69% | N/A |
| 3-Year Total Dividends | $2.13 | N/A |
| Ex-Dividend Date | Jun 13, 2025 | N/A |