Seacoast Banking [SBCF] vs U.S. Bancorp [USB] Detailed Stock Comparison
Seacoast Banking
U.S. Bancorp
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Seacoast Banking wins in 7 metrics, U.S. Bancorp wins in 11 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Seacoast Banking | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 19.46 | 11.36 | U.S. Bancorp |
| Price-to-Book Ratio | 1.19 | 1.36 | Seacoast Banking |
| Debt-to-Equity Ratio | 0.46 | 1.34 | Seacoast Banking |
| PEG Ratio | 0.50 | 0.79 | Seacoast Banking |
| Profit Margin (TTM) | 26.12% | 27.00% | U.S. Bancorp |
| Operating Margin (TTM) | 45.10% | 37.33% | Seacoast Banking |
| EBITDA Margin (TTM) | 45.10% | 37.33% | Seacoast Banking |
| Return on Equity | 6.31% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 0.90% | 1.01% | U.S. Bancorp |
| Free Cash Flow (TTM) | $175.87M | $11.27B | U.S. Bancorp |
| Dividend Yield | 2.90% | 4.60% | U.S. Bancorp |
| 1-Year Return | 17.54% | 1.82% | Seacoast Banking |
| Price-to-Sales Ratio (TTM) | 5.83 | 2.91 | U.S. Bancorp |
| Enterprise Value | $3.43B | $101.95B | U.S. Bancorp |
| EV/Revenue Ratio | 6.45 | 3.99 | U.S. Bancorp |
| Revenue per Share (TTM) | $6 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $1.63 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.95 | 1.08 | Seacoast Banking |
Seacoast Banking vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Seacoast Banking | -4.44% | 2.86% | 1.92% | 7.78% | 32.51% | 17.36% |
| U.S. Bancorp | -3.86% | -1.69% | -4.60% | -0.42% | 19.85% | -1.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Seacoast Banking | 17.54% | -0.51% | 57.52% | 109.93% | 363.70% | -71.42% |
| U.S. Bancorp | 1.82% | 10.15% | 20.34% | 15.53% | 108.96% | 68.45% |
News Based Sentiment: Seacoast Banking vs U.S. Bancorp
Seacoast Banking
News based Sentiment: POSITIVE
October was a pivotal month for Seacoast Banking, successfully completing the acquisition of Villages Bancorporation and receiving multiple analyst upgrades with increased price targets. This combination of strategic expansion and positive market sentiment significantly strengthens the investment case for the company, suggesting a positive outlook for future growth and profitability.
U.S. Bancorp
News based Sentiment: MIXED
October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.
Performance & Financial Health Analysis: Seacoast Banking vs U.S. Bancorp
| Metric | SBCF | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $2.78B | $73.46B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 558,440 | 8,391,430 |
| 90 Day Avg. Volume | 572,647 | 9,701,660 |
| Last Close | $29.91 | $45.28 |
| 52 Week Range | $21.36 - $32.33 | $35.18 - $53.98 |
| % from 52W High | -7.49% | -16.12% |
| All-Time High | $159.80 (Aug 28, 2006) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -81.28% | -28.77% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.18% | 0.03% |
| Quarterly Earnings Growth | 0.41% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.27% |
| Operating Margin (TTM) | 0.45% | 0.37% |
| Return on Equity (TTM) | 0.06% | 0.12% |
| Debt to Equity (MRQ) | 0.46 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $26.76 | $35.02 |
| Cash per Share (MRQ) | $4.16 | $39.85 |
| Operating Cash Flow (TTM) | $201.70M | $7.48B |
| Levered Free Cash Flow (TTM) | $120.99M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.90% | 4.60% |
| Last 12-Month Dividend | $0.72 | $1.99 |
Valuation & Enterprise Metrics Analysis: Seacoast Banking vs U.S. Bancorp
| Metric | SBCF | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 19.46 | 11.36 |
| Forward P/E | 19.82 | 10.97 |
| PEG Ratio | 0.50 | 0.79 |
| Price to Sales (TTM) | 5.83 | 2.91 |
| Price to Book (MRQ) | 1.19 | 1.36 |
| Market Capitalization | ||
| Market Capitalization | $2.78B | $73.46B |
| Enterprise Value | $3.43B | $101.95B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.45 | 3.99 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.95 | 1.08 |
| Book Value per Share (MRQ) | $26.76 | $35.02 |
Financial Statements Comparison: Seacoast Banking vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SBCF | USB |
|---|---|---|
| Revenue/Sales | $140.70M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $40.85M | $2.16B |
| Income Tax | $9.39M | $443.00M |
| Net Income (Profit) | $31.46M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SBCF | USB |
|---|---|---|
| Cash & Equivalents | $502.07M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $572.13M | $59.86B |
| Total Shareholders Equity | $2.23B | $60.56B |
| Retained Earnings | $542.67M | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SBCF | USB |
|---|---|---|
| Operating Cash Flow | $24.67M | $-750.00M |
| Capital Expenditures | $-3.21M | N/A |
| Free Cash Flow | $27.79M | $-285.00M |
| Debt Repayment | $-190.00M | $-2.10B |
| Common Stock Repurchase | N/A | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SBCF | USB |
|---|---|---|
| Shares Short | 2.76M | 22.01M |
| Short Ratio | 4.97 | 2.51 |
| Short % of Float | 0.04% | 0.01% |
| Average Daily Volume (10 Day) | 558,440 | 8,391,430 |
| Average Daily Volume (90 Day) | 572,647 | 9,701,660 |
| Shares Outstanding | 85.57M | 1.56B |
| Float Shares | 79.52M | 1.55B |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.90% | 0.82% |
Dividend Analysis & Yield Comparison: Seacoast Banking vs U.S. Bancorp
| Metric | SBCF | USB |
|---|---|---|
| Last 12-Month Dividend | $0.72 | $1.99 |
| Last 12-Month Dividend Yield | 2.90% | 4.60% |
| 3-Year Avg Annual Dividend | $0.71 | $1.78 |
| 3-Year Avg Dividend Yield | 0.69% | 1.19% |
| 3-Year Total Dividends | $2.13 | $5.35 |
| Ex-Dividend Date | Jun 13, 2025 | Mar 31, 2025 |