Sezzle [SEZL] vs SLM [SLM] Detailed Stock Comparison

Sezzle

NASDAQ
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SLM

NASDAQ
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sezzle wins in 10 metrics, SLM wins in 7 metrics, with 0 ties. Sezzle appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSezzleSLMBetter
P/E Ratio (TTM)29.0913.37SLM
Price-to-Book Ratio22.312.70SLM
Debt-to-Equity Ratio100.76269.94Sezzle
PEG Ratio-4.63-0.19Sezzle
EV/EBITDA14.00N/AN/A
Profit Margin (TTM)28.13%36.64%SLM
Operating Margin (TTM)57.48%34.38%Sezzle
EBITDA Margin (TTM)57.48%34.38%Sezzle
Return on Equity115.76%18.99%Sezzle
Return on Assets (TTM)46.87%1.51%Sezzle
Free Cash Flow (TTM)$39.44M$-329.40MSezzle
Dividend YieldN/A1.92%N/A
1-Year Return188.15%16.54%Sezzle
Price-to-Sales Ratio (TTM)7.834.76SLM
Enterprise Value$2.96B$8.26BSLM
EV/Revenue Ratio7.956.85SLM
Gross Profit Margin (TTM)73.74%N/AN/A
Revenue per Share (TTM)$11$6Sezzle
Earnings per Share (Diluted)$2.94$2.06Sezzle
Beta (Stock Volatility)8.761.12SLM
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Sezzle vs SLM Stock Performance Analysis

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Sezzle
SLM
Sezzle Stock Overview | SLM Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sezzle0.94%6.06%-1.90%-52.44%182.49%-68.35%
SLM-1.56%-3.25%-10.91%-21.16%8.78%-0.84%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sezzle188.15%6.48%6.48%6.48%6.48%6.48%
SLM16.54%79.37%188.20%291.34%576.31%44.41%

News Based Sentiment: Sezzle vs SLM

Sezzle

News based Sentiment: MIXED

Sezzle reported impressive revenue growth in October, exceeding analyst expectations, but also faced challenges with increasing credit loss provisions and stock volatility. While analysts remain optimistic with high price targets, the mixed signals create a cautiously optimistic investment outlook.

View Sezzle News Sentiment Analysis

SLM

News based Sentiment: MIXED

October was a month of conflicting signals for SLM, with an earnings miss offset by a revenue beat, a strategic shift towards higher-quality loans, and a generally positive analyst outlook tempered by insider selling and a declining stock price. The company is navigating a challenging environment, making it a cautiously optimistic investment.

View SLM News Sentiment Analysis

Performance & Financial Health Analysis: Sezzle vs SLM

MetricSEZLSLM
Market Information
Market Cap i$2.91B$5.85B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i908,0923,219,710
90 Day Avg. Volume i885,5272,976,910
Last Close$86.33$27.12
52 Week Range$24.86 - $186.74$21.10 - $34.97
% from 52W High-53.77%-22.45%
All-Time High$186.74 (Jul 08, 2025)$34.97 (Jul 08, 2025)
% from All-Time High-53.77%-22.45%
Growth Metrics
Quarterly Revenue Growth0.76%-0.49%
Quarterly Earnings Growth-0.07%-0.72%
Financial Health
Profit Margin (TTM) i0.28%0.37%
Operating Margin (TTM) i0.57%0.34%
Return on Equity (TTM) i1.16%0.19%
Debt to Equity (MRQ) i100.76269.94
Cash & Liquidity
Book Value per Share (MRQ)$3.83$10.19
Cash per Share (MRQ)$2.61$19.87
Operating Cash Flow (TTM) i$29.20M$-393,662,016
Levered Free Cash Flow (TTM) i$35.44M$590.03M
Dividends
Last 12-Month Dividend Yield iN/A1.92%
Last 12-Month Dividend iN/A$0.63

Valuation & Enterprise Metrics Analysis: Sezzle vs SLM

MetricSEZLSLM
Price Ratios
P/E Ratio (TTM) i29.0913.37
Forward P/E i6.909.18
PEG Ratio i-4.63-0.19
Price to Sales (TTM) i7.834.76
Price to Book (MRQ) i22.312.70
Market Capitalization
Market Capitalization i$2.91B$5.85B
Enterprise Value i$2.96B$8.26B
Enterprise Value Metrics
Enterprise to Revenue i7.956.85
Enterprise to EBITDA i14.00N/A
Risk & Other Metrics
Beta i8.761.12
Book Value per Share (MRQ) i$3.83$10.19

Financial Statements Comparison: Sezzle vs SLM

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SEZLSLM
Revenue/Sales i$98.70M$403.60M
Cost of Goods Sold i$25.92MN/A
Gross Profit i$72.78MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i$36.09MN/A
EBITDA i$36.50MN/A
Pre-Tax Income i$32.67M$87.63M
Income Tax i$5.07M$16.36M
Net Income (Profit) i$27.60M$71.27M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SEZLSLM
Cash & Equivalents i$88.89M$3.70B
Total Current Assets i$265.95MN/A
Total Current Liabilities i$101.60MN/A
Long-Term Debt i$70.68M$6.15B
Total Shareholders Equity i$125.76M$2.40B
Retained Earnings i$-53.61M$4.39B
Property, Plant & Equipment i$768,000N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SEZLSLM
Operating Cash Flow i$40.93M$16.04M
Capital Expenditures i$-27,000N/A
Free Cash Flow i$58.53M$-146.05M
Debt Repayment i$-49.20M$-788.84M
Common Stock Repurchase i$-2.44M$-29.70M

Short Interest & Institutional Ownership Analysis

MetricSEZLSLM
Shares Short i3.48M14.28M
Short Ratio i3.905.58
Short % of Float i0.20%0.08%
Average Daily Volume (10 Day) i908,0923,219,710
Average Daily Volume (90 Day) i885,5272,976,910
Shares Outstanding i33.74M210.38M
Float Shares i17.51M206.28M
% Held by Insiders i0.52%0.01%
% Held by Institutions i0.32%1.11%

Dividend Analysis & Yield Comparison: Sezzle vs SLM

MetricSEZLSLM
Last 12-Month Dividend iN/A$0.63
Last 12-Month Dividend Yield iN/A1.92%
3-Year Avg Annual Dividend iN/A$0.50
3-Year Avg Dividend Yield iN/A0.58%
3-Year Total Dividends iN/A$1.51
Ex-Dividend DateN/ASep 04, 2025