Sezzle [SEZL] vs Mastercard [MA] Detailed Stock Comparison
Sezzle
NASDAQ
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Mastercard
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Sezzle wins in 9 metrics, Mastercard wins in 10 metrics, with 0 ties. Mastercard appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Sezzle | Mastercard | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 29.09 | 39.11 | Sezzle |
| Price-to-Book Ratio | 22.31 | 66.96 | Sezzle |
| Debt-to-Equity Ratio | 100.76 | 240.92 | Sezzle |
| PEG Ratio | -4.63 | 2.41 | Sezzle |
| EV/EBITDA | 14.00 | 28.46 | Sezzle |
| Profit Margin (TTM) | 28.13% | 44.93% | Mastercard |
| Operating Margin (TTM) | 57.48% | 59.92% | Mastercard |
| EBITDA Margin (TTM) | 57.48% | 59.92% | Mastercard |
| Return on Equity | 115.76% | 176.95% | Mastercard |
| Return on Assets (TTM) | 46.87% | 23.68% | Sezzle |
| Free Cash Flow (TTM) | $39.44M | $13.59B | Mastercard |
| Dividend Yield | N/A | 0.53% | N/A |
| 1-Year Return | 188.15% | 15.24% | Sezzle |
| Price-to-Sales Ratio (TTM) | 7.83 | 17.35 | Sezzle |
| Enterprise Value | $2.96B | $534.36B | Mastercard |
| EV/Revenue Ratio | 7.95 | 17.67 | Sezzle |
| Gross Profit Margin (TTM) | 73.74% | 77.23% | Mastercard |
| Revenue per Share (TTM) | $11 | $33 | Mastercard |
| Earnings per Share (Diluted) | $2.94 | $14.84 | Mastercard |
| Beta (Stock Volatility) | 8.76 | 0.97 | Mastercard |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Sezzle vs Mastercard Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Sezzle | 0.94% | 6.06% | -1.90% | -52.44% | 182.49% | -68.35% |
| Mastercard | -0.28% | 1.88% | -1.33% | 2.42% | 19.21% | 10.80% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Sezzle | 188.15% | 6.48% | 6.48% | 6.48% | 6.48% | 6.48% |
| Mastercard | 15.24% | 100.50% | 70.54% | 492.80% | 2,376.72% | 12,791.09% |
News Based Sentiment: Sezzle vs Mastercard
Sezzle
News based Sentiment: MIXED
Sezzle reported impressive revenue growth in October, exceeding analyst expectations, but also faced challenges with increasing credit loss provisions and stock volatility. While analysts remain optimistic with high price targets, the mixed signals create a cautiously optimistic investment outlook.
Mastercard
News based Sentiment: POSITIVE
Mastercard delivered strong Q2 earnings, launched new initiatives in advertising and digital identity, and expanded support for small businesses. These developments, combined with positive stock performance, indicate a positive trajectory for the company, though valuation remains a consideration.
Performance & Financial Health Analysis: Sezzle vs Mastercard
| Metric | SEZL | MA |
|---|---|---|
| Market Information | ||
| Market Cap | $2.91B | $524.73B |
| Market Cap Category | Mid cap | Mega cap |
| 10 Day Avg. Volume | 908,092 | 2,763,400 |
| 90 Day Avg. Volume | 885,527 | 2,666,430 |
| Last Close | $86.33 | $578.81 |
| 52 Week Range | $24.86 - $186.74 | $465.59 - $601.77 |
| % from 52W High | -53.77% | -3.82% |
| All-Time High | $186.74 (Jul 08, 2025) | $601.77 (Aug 22, 2025) |
| % from All-Time High | -53.77% | -3.82% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.76% | 0.17% |
| Quarterly Earnings Growth | -0.07% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.28% | 0.45% |
| Operating Margin (TTM) | 0.57% | 0.60% |
| Return on Equity (TTM) | 1.16% | 1.77% |
| Debt to Equity (MRQ) | 100.76 | 240.92 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $3.83 | $8.67 |
| Cash per Share (MRQ) | $2.61 | $10.36 |
| Operating Cash Flow (TTM) | $29.20M | $16.95B |
| Levered Free Cash Flow (TTM) | $35.44M | $15.46B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.53% |
| Last 12-Month Dividend | N/A | $2.84 |
Valuation & Enterprise Metrics Analysis: Sezzle vs Mastercard
| Metric | SEZL | MA |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 29.09 | 39.11 |
| Forward P/E | 6.90 | 35.44 |
| PEG Ratio | -4.63 | 2.41 |
| Price to Sales (TTM) | 7.83 | 17.35 |
| Price to Book (MRQ) | 22.31 | 66.96 |
| Market Capitalization | ||
| Market Capitalization | $2.91B | $524.73B |
| Enterprise Value | $2.96B | $534.36B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.95 | 17.67 |
| Enterprise to EBITDA | 14.00 | 28.46 |
| Risk & Other Metrics | ||
| Beta | 8.76 | 0.97 |
| Book Value per Share (MRQ) | $3.83 | $8.67 |
Financial Statements Comparison: Sezzle vs Mastercard
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SEZL | MA |
|---|---|---|
| Revenue/Sales | $98.70M | $7.25B |
| Cost of Goods Sold | $25.92M | $1.69B |
| Gross Profit | $72.78M | $5.56B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $36.09M | $4.30B |
| EBITDA | $36.50M | $4.58B |
| Pre-Tax Income | $32.67M | $4.03B |
| Income Tax | $5.07M | $751.00M |
| Net Income (Profit) | $27.60M | $3.28B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SEZL | MA |
|---|---|---|
| Cash & Equivalents | $88.89M | $7.58B |
| Total Current Assets | $265.95M | $19.80B |
| Total Current Liabilities | $101.60M | $17.83B |
| Long-Term Debt | $70.68M | $18.80B |
| Total Shareholders Equity | $125.76M | $6.70B |
| Retained Earnings | $-53.61M | $75.50B |
| Property, Plant & Equipment | $768,000 | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SEZL | MA |
|---|---|---|
| Operating Cash Flow | $40.93M | $4.47B |
| Capital Expenditures | $-27,000 | $-159.00M |
| Free Cash Flow | $58.53M | $2.02B |
| Debt Repayment | $-49.20M | $-750.00M |
| Common Stock Repurchase | $-2.44M | $-2.55B |
Short Interest & Institutional Ownership Analysis
| Metric | SEZL | MA |
|---|---|---|
| Shares Short | 3.48M | 5.88M |
| Short Ratio | 3.90 | 2.55 |
| Short % of Float | 0.20% | 0.01% |
| Average Daily Volume (10 Day) | 908,092 | 2,763,400 |
| Average Daily Volume (90 Day) | 885,527 | 2,666,430 |
| Shares Outstanding | 33.74M | 913.40M |
| Float Shares | 17.51M | 896.00M |
| % Held by Insiders | 0.52% | 0.01% |
| % Held by Institutions | 0.32% | 0.90% |
Dividend Analysis & Yield Comparison: Sezzle vs Mastercard
| Metric | SEZL | MA |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.84 |
| Last 12-Month Dividend Yield | N/A | 0.53% |
| 3-Year Avg Annual Dividend | N/A | $2.09 |
| 3-Year Avg Dividend Yield | N/A | 0.15% |
| 3-Year Total Dividends | N/A | $6.28 |
| Ex-Dividend Date | N/A | Apr 09, 2025 |