Sezzle [SEZL] vs Mastercard [MA] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sezzle wins in 9 metrics, Mastercard wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

MetricSezzleMastercardBetter
P/E Ratio (TTM)31.2539.22Sezzle
Price-to-Book Ratio23.9667.11Sezzle
Debt-to-Equity Ratio100.76240.92Sezzle
PEG Ratio-4.9735.51Sezzle
EV/EBITDA15.0028.52Sezzle
Profit Margin (TTM)28.13%44.93%Mastercard
Operating Margin (TTM)57.48%59.92%Mastercard
EBITDA Margin (TTM)57.48%59.92%Mastercard
Return on Equity115.76%176.95%Mastercard
Return on Assets (TTM)46.87%23.68%Sezzle
Free Cash Flow (TTM)$39.44M$13.59BMastercard
Dividend YieldN/A0.53%N/A
1-Year Return316.74%25.53%Sezzle
Price-to-Sales Ratio (TTM)8.4117.39Sezzle
Enterprise Value$3.17B$535.49BMastercard
EV/Revenue Ratio8.5217.71Sezzle
Gross Profit Margin (TTM)73.74%77.23%Mastercard
Revenue per Share (TTM)$11$33Mastercard
Earnings per Share (Diluted)$2.94$14.83Mastercard
Beta (Stock Volatility)N/A1.03N/A
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Sezzle vs Mastercard Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sezzle-4.70%-0.33%-34.66%-10.03%61.19%-67.43%
Mastercard0.23%1.97%5.56%-0.15%2.99%12.08%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sezzle316.74%9.58%9.58%9.58%9.58%9.58%
Mastercard25.53%76.38%59.92%522.35%2,734.03%12,940.31%

Performance & Financial Health Analysis: Sezzle vs Mastercard

MetricSEZLMA
Market Information
Market Cap i$3.13B$525.86B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i1,789,3202,596,980
90 Day Avg. Volume i1,246,9202,594,607
Last Close$88.85$585.51
52 Week Range$19.89 - $186.74$461.90 - $594.71
% from 52W High-52.42%-1.55%
All-Time High$186.74 (Jul 08, 2025)$594.71 (Jun 11, 2025)
% from All-Time High-52.42%-1.55%
Growth Metrics
Quarterly Revenue Growth0.76%0.17%
Quarterly Earnings Growth-0.07%0.14%
Financial Health
Profit Margin (TTM) i0.28%0.45%
Operating Margin (TTM) i0.57%0.60%
Return on Equity (TTM) i1.16%1.77%
Debt to Equity (MRQ) i100.76240.92
Cash & Liquidity
Book Value per Share (MRQ)$3.83$8.67
Cash per Share (MRQ)$2.61$10.36
Operating Cash Flow (TTM) i$29.20M$16.95B
Levered Free Cash Flow (TTM) i$35.44M$15.46B
Dividends
Last 12-Month Dividend Yield iN/A0.53%
Last 12-Month Dividend iN/A$2.84

Valuation & Enterprise Metrics Analysis: Sezzle vs Mastercard

MetricSEZLMA
Price Ratios
P/E Ratio (TTM) i31.2539.22
Forward P/E i7.4135.51
PEG Ratio i-4.9735.51
Price to Sales (TTM) i8.4117.39
Price to Book (MRQ) i23.9667.11
Market Capitalization
Market Capitalization i$3.13B$525.86B
Enterprise Value i$3.17B$535.49B
Enterprise Value Metrics
Enterprise to Revenue i8.5217.71
Enterprise to EBITDA i15.0028.52
Risk & Other Metrics
Beta iN/A1.03
Book Value per Share (MRQ) i$3.83$8.67

Financial Statements Comparison: Sezzle vs Mastercard

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SEZLMA
Revenue/Sales i$98.70M$7.25B
Cost of Goods Sold i$25.92M$1.69B
Gross Profit i$72.78M$5.56B
Research & Development iN/AN/A
Operating Income (EBIT) i$36.09M$4.30B
EBITDA i$36.50M$4.58B
Pre-Tax Income i$32.67M$4.03B
Income Tax i$5.07M$751.00M
Net Income (Profit) i$27.60M$3.28B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SEZLMA
Cash & Equivalents i$88.89M$7.58B
Total Current Assets i$265.95M$19.80B
Total Current Liabilities i$101.60M$17.83B
Long-Term Debt i$70.68M$18.80B
Total Shareholders Equity i$125.76M$6.70B
Retained Earnings i$-53.61M$75.50B
Property, Plant & Equipment i$768,000N/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SEZLMA
Operating Cash Flow i$40.93M$4.47B
Capital Expenditures i$-27,000$-159.00M
Free Cash Flow i$58.53M$2.02B
Debt Repayment i$-49.20M$-750.00M
Common Stock Repurchase i$-2.44M$-2.55B

Short Interest & Institutional Ownership Analysis

MetricSEZLMA
Shares Short i2.88M5.16M
Short Ratio i2.921.93
Short % of Float i0.16%0.01%
Average Daily Volume (10 Day) i1,789,3202,596,980
Average Daily Volume (90 Day) i1,246,9202,594,607
Shares Outstanding i33.74M913.40M
Float Shares i17.46M896.05M
% Held by Insiders i0.52%0.01%
% Held by Institutions i0.32%0.91%

Dividend Analysis & Yield Comparison: Sezzle vs Mastercard

MetricSEZLMA
Last 12-Month Dividend iN/A$2.84
Last 12-Month Dividend Yield iN/A0.53%
3-Year Avg Annual Dividend iN/A$2.09
3-Year Avg Dividend Yield iN/A0.15%
3-Year Total Dividends iN/A$6.28
Ex-Dividend DateN/AApr 09, 2025