Sezzle [SEZL] vs OneMain Holdings [OMF] Detailed Stock Comparison
Sezzle
NASDAQ
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OneMain Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Sezzle wins in 9 metrics, OneMain Holdings wins in 8 metrics, with 0 ties. Sezzle appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Sezzle | OneMain Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 29.09 | 10.12 | OneMain Holdings |
| Price-to-Book Ratio | 22.31 | 2.01 | OneMain Holdings |
| Debt-to-Equity Ratio | 100.76 | 663.05 | Sezzle |
| PEG Ratio | -4.63 | 0.07 | Sezzle |
| EV/EBITDA | 14.00 | N/A | N/A |
| Profit Margin (TTM) | 28.13% | 24.07% | Sezzle |
| Operating Margin (TTM) | 57.48% | 33.19% | Sezzle |
| EBITDA Margin (TTM) | 57.48% | 33.19% | Sezzle |
| Return on Equity | 115.76% | 20.50% | Sezzle |
| Return on Assets (TTM) | 46.87% | 2.57% | Sezzle |
| Free Cash Flow (TTM) | $39.44M | $2.70B | OneMain Holdings |
| Dividend Yield | N/A | 5.82% | N/A |
| 1-Year Return | 188.15% | 20.14% | Sezzle |
| Price-to-Sales Ratio (TTM) | 7.83 | 2.42 | OneMain Holdings |
| Enterprise Value | $2.96B | $27.96B | OneMain Holdings |
| EV/Revenue Ratio | 7.95 | 10.14 | Sezzle |
| Gross Profit Margin (TTM) | 73.74% | N/A | N/A |
| Revenue per Share (TTM) | $11 | $23 | OneMain Holdings |
| Earnings per Share (Diluted) | $2.94 | $5.55 | OneMain Holdings |
| Beta (Stock Volatility) | 8.76 | 1.28 | OneMain Holdings |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Sezzle vs OneMain Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Sezzle | 0.94% | 6.06% | -1.90% | -52.44% | 182.49% | -68.35% |
| OneMain Holdings | -1.26% | -3.70% | -9.24% | -6.55% | 33.56% | 7.04% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Sezzle | 188.15% | 6.48% | 6.48% | 6.48% | 6.48% | 6.48% |
| OneMain Holdings | 20.14% | 69.35% | 55.23% | 19.75% | 174.65% | 174.65% |
News Based Sentiment: Sezzle vs OneMain Holdings
Sezzle
News based Sentiment: MIXED
Sezzle reported impressive revenue growth in October, exceeding analyst expectations, but also faced challenges with increasing credit loss provisions and stock volatility. While analysts remain optimistic with high price targets, the mixed signals create a cautiously optimistic investment outlook.
OneMain Holdings
News based Sentiment: MIXED
October brought a mix of positive and negative signals for OneMain Holdings, with analyst upgrades and a potential rebound signal countered by recent stock declines and ongoing securitization activity. The overall narrative suggests a potentially attractive, but volatile, investment opportunity.
Performance & Financial Health Analysis: Sezzle vs OneMain Holdings
| Metric | SEZL | OMF |
|---|---|---|
| Market Information | ||
| Market Cap | $2.91B | $7.01B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 908,092 | 1,129,695 |
| 90 Day Avg. Volume | 885,527 | 921,602 |
| Last Close | $86.33 | $55.48 |
| 52 Week Range | $24.86 - $186.74 | $38.00 - $63.25 |
| % from 52W High | -53.77% | -12.28% |
| All-Time High | $186.74 (Jul 08, 2025) | $63.25 (Sep 05, 2025) |
| % from All-Time High | -53.77% | -12.28% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.76% | 0.33% |
| Quarterly Earnings Growth | -0.07% | 1.35% |
| Financial Health | ||
| Profit Margin (TTM) | 0.28% | 0.24% |
| Operating Margin (TTM) | 0.57% | 0.33% |
| Return on Equity (TTM) | 1.16% | 0.21% |
| Debt to Equity (MRQ) | 100.76 | 663.05 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $3.83 | $27.98 |
| Cash per Share (MRQ) | $2.61 | $6.47 |
| Operating Cash Flow (TTM) | $29.20M | $2.87B |
| Levered Free Cash Flow (TTM) | $35.44M | $509.00M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 5.82% |
| Last 12-Month Dividend | N/A | $3.12 |
Valuation & Enterprise Metrics Analysis: Sezzle vs OneMain Holdings
| Metric | SEZL | OMF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 29.09 | 10.12 |
| Forward P/E | 6.90 | 8.10 |
| PEG Ratio | -4.63 | 0.07 |
| Price to Sales (TTM) | 7.83 | 2.42 |
| Price to Book (MRQ) | 22.31 | 2.01 |
| Market Capitalization | ||
| Market Capitalization | $2.91B | $7.01B |
| Enterprise Value | $2.96B | $27.96B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.95 | 10.14 |
| Enterprise to EBITDA | 14.00 | N/A |
| Risk & Other Metrics | ||
| Beta | 8.76 | 1.28 |
| Book Value per Share (MRQ) | $3.83 | $27.98 |
Financial Statements Comparison: Sezzle vs OneMain Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SEZL | OMF |
|---|---|---|
| Revenue/Sales | $98.70M | $1.22B |
| Cost of Goods Sold | $25.92M | N/A |
| Gross Profit | $72.78M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $36.09M | N/A |
| EBITDA | $36.50M | N/A |
| Pre-Tax Income | $32.67M | $214.00M |
| Income Tax | $5.07M | $47.00M |
| Net Income (Profit) | $27.60M | $167.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SEZL | OMF |
|---|---|---|
| Cash & Equivalents | $88.89M | $488.00M |
| Total Current Assets | $265.95M | N/A |
| Total Current Liabilities | $101.60M | N/A |
| Long-Term Debt | $70.68M | $21.49B |
| Total Shareholders Equity | $125.76M | $3.28B |
| Retained Earnings | $-53.61M | $2.38B |
| Property, Plant & Equipment | $768,000 | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SEZL | OMF |
|---|---|---|
| Operating Cash Flow | $40.93M | $307.00M |
| Capital Expenditures | $-27,000 | N/A |
| Free Cash Flow | $58.53M | $665.00M |
| Debt Repayment | $-49.20M | $-1.45B |
| Common Stock Repurchase | $-2.44M | $-16.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SEZL | OMF |
|---|---|---|
| Shares Short | 3.48M | 5.36M |
| Short Ratio | 3.90 | 6.71 |
| Short % of Float | 0.20% | 0.05% |
| Average Daily Volume (10 Day) | 908,092 | 1,129,695 |
| Average Daily Volume (90 Day) | 885,527 | 921,602 |
| Shares Outstanding | 33.74M | 119.36M |
| Float Shares | 17.51M | 118.20M |
| % Held by Insiders | 0.52% | 0.00% |
| % Held by Institutions | 0.32% | 0.93% |
Dividend Analysis & Yield Comparison: Sezzle vs OneMain Holdings
| Metric | SEZL | OMF |
|---|---|---|
| Last 12-Month Dividend | N/A | $3.12 |
| Last 12-Month Dividend Yield | N/A | 5.82% |
| 3-Year Avg Annual Dividend | N/A | $3.69 |
| 3-Year Avg Dividend Yield | N/A | 2.25% |
| 3-Year Total Dividends | N/A | $11.06 |
| Ex-Dividend Date | N/A | Feb 12, 2025 |