Shore Bancshares [SHBI] vs LendingClub [LC] Detailed Stock Comparison

Shore Bancshares

NASDAQ
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LendingClub

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Shore Bancshares wins in 11 metrics, LendingClub wins in 6 metrics, with 0 ties. Shore Bancshares appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricShore BancsharesLendingClubBetter
P/E Ratio (TTM)10.5126.06Shore Bancshares
Price-to-Book Ratio1.011.36Shore Bancshares
Debt-to-Equity Ratio0.241.59Shore Bancshares
PEG Ratio0.300.17LendingClub
EV/EBITDAN/A7.33N/A
Profit Margin (TTM)25.81%5.93%Shore Bancshares
Operating Margin (TTM)43.62%16.30%Shore Bancshares
EBITDA Margin (TTM)43.62%16.30%Shore Bancshares
Return on Equity9.88%5.50%Shore Bancshares
Return on Assets (TTM)0.90%0.61%Shore Bancshares
Free Cash Flow (TTM)$41.66M$-2.69BShore Bancshares
Dividend Yield3.88%N/AN/A
1-Year Return21.86%57.78%LendingClub
Price-to-Sales Ratio (TTM)2.731.53LendingClub
Enterprise Value$519.78M$1.18BLendingClub
EV/Revenue Ratio2.500.95LendingClub
Revenue per Share (TTM)$6$11LendingClub
Earnings per Share (Diluted)$1.62$0.64Shore Bancshares
Beta (Stock Volatility)1.032.54Shore Bancshares
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Shore Bancshares vs LendingClub Stock Performance Analysis

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Shore Bancshares
LendingClub
Shore Bancshares Stock Overview | LendingClub Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Shore Bancshares2.41%1.45%9.61%19.60%27.09%11.72%
LendingClub2.44%5.44%10.66%57.22%64.09%9.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Shore Bancshares21.86%-3.48%76.26%86.23%80.27%-18.46%
LendingClub57.78%54.87%289.40%-73.39%-85.71%-85.71%

News Based Sentiment: Shore Bancshares vs LendingClub

Shore Bancshares

News based Sentiment: POSITIVE

September was a strong month for Shore Bancshares, marked by a significant earnings beat, analyst upgrades, and substantial insider and institutional buying activity. While short interest increased slightly, the overall narrative points to growing confidence in the company's future performance, making it a noteworthy month for investors.

View Shore Bancshares News Sentiment Analysis

LendingClub

News based Sentiment: MIXED

LendingClub reported impressive Q2 earnings, driving positive analyst ratings. However, consistent insider selling, including sales by the CEO and a director, introduces a note of caution. This combination of positive performance and insider activity creates a mixed investment narrative.

View LendingClub News Sentiment Analysis

Performance & Financial Health Analysis: Shore Bancshares vs LendingClub

MetricSHBILC
Market Information
Market Cap i$569.10M$1.91B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i121,1401,223,500
90 Day Avg. Volume i121,0731,563,977
Last Close$17.45$17.64
52 Week Range$11.47 - $17.61$7.90 - $18.75
% from 52W High-0.91%-5.92%
All-Time High$31.27 (Nov 13, 2006)$146.45 (Dec 15, 2014)
% from All-Time High-44.20%-87.95%
Growth Metrics
Quarterly Revenue Growth0.14%0.19%
Quarterly Earnings Growth0.38%1.56%
Financial Health
Profit Margin (TTM) i0.26%0.06%
Operating Margin (TTM) i0.44%0.16%
Return on Equity (TTM) i0.10%0.06%
Debt to Equity (MRQ) i0.241.59
Cash & Liquidity
Book Value per Share (MRQ)$16.94$12.25
Cash per Share (MRQ)$5.55$6.56
Operating Cash Flow (TTM) i$52.92M$-1,907,550,976
Levered Free Cash Flow (TTM) i$43.89M$-621,227,136
Dividends
Last 12-Month Dividend Yield i3.88%N/A
Last 12-Month Dividend i$0.60N/A

Valuation & Enterprise Metrics Analysis: Shore Bancshares vs LendingClub

MetricSHBILC
Price Ratios
P/E Ratio (TTM) i10.5126.06
Forward P/E i11.2819.86
PEG Ratio i0.300.17
Price to Sales (TTM) i2.731.53
Price to Book (MRQ) i1.011.36
Market Capitalization
Market Capitalization i$569.10M$1.91B
Enterprise Value i$519.78M$1.18B
Enterprise Value Metrics
Enterprise to Revenue i2.500.95
Enterprise to EBITDA iN/A7.33
Risk & Other Metrics
Beta i1.032.54
Book Value per Share (MRQ) i$16.94$12.25

Financial Statements Comparison: Shore Bancshares vs LendingClub

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SHBILC
Revenue/Sales i$53.03M$217.71M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$18.26M$15.70M
Income Tax i$4.49M$4.02M
Net Income (Profit) i$13.76M$11.67M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SHBILC
Cash & Equivalents i$389.01M$895.52M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$136.16M$25.57M
Total Shareholders Equity i$552.47M$1.36B
Retained Earnings i$199.90M$-325.81M
Property, Plant & Equipment i$93.40M$19.27M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SHBILC
Operating Cash Flow i$19.97M$-386.43M
Capital Expenditures i$-181,000$-13.07M
Free Cash Flow i$18.76M$-352.32M
Debt Repayment iN/A$0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSHBILC
Shares Short i312,5945.46M
Short Ratio i2.482.36
Short % of Float i0.01%0.05%
Average Daily Volume (10 Day) i121,1401,223,500
Average Daily Volume (90 Day) i121,0731,563,977
Shares Outstanding i33.33M113.38M
Float Shares i30.36M105.39M
% Held by Insiders i0.09%0.03%
% Held by Institutions i0.64%0.81%

Dividend Analysis & Yield Comparison: Shore Bancshares vs LendingClub

MetricSHBILC
Last 12-Month Dividend i$0.60N/A
Last 12-Month Dividend Yield i3.88%N/A
3-Year Avg Annual Dividend i$0.52N/A
3-Year Avg Dividend Yield i0.85%N/A
3-Year Total Dividends i$1.56N/A
Ex-Dividend DateAug 11, 2025N/A