Shore Bancshares [SHBI] vs U.S. Bancorp [USB] Detailed Stock Comparison

Shore Bancshares

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Shore Bancshares wins in 10 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. Shore Bancshares appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricShore BancsharesU.S. BancorpBetter
P/E Ratio (TTM)10.5111.58Shore Bancshares
Price-to-Book Ratio1.011.38Shore Bancshares
Debt-to-Equity Ratio0.241.34Shore Bancshares
PEG Ratio0.300.80Shore Bancshares
Profit Margin (TTM)25.81%27.00%U.S. Bancorp
Operating Margin (TTM)43.62%37.33%Shore Bancshares
EBITDA Margin (TTM)43.62%37.33%Shore Bancshares
Return on Equity9.88%11.67%U.S. Bancorp
Return on Assets (TTM)0.90%1.01%U.S. Bancorp
Free Cash Flow (TTM)$41.66M$11.27BU.S. Bancorp
Dividend Yield3.88%4.60%U.S. Bancorp
1-Year Return21.86%9.13%Shore Bancshares
Price-to-Sales Ratio (TTM)2.732.95Shore Bancshares
Enterprise Value$519.78M$103.34BU.S. Bancorp
EV/Revenue Ratio2.504.04Shore Bancshares
Revenue per Share (TTM)$6$16U.S. Bancorp
Earnings per Share (Diluted)$1.62$4.18U.S. Bancorp
Beta (Stock Volatility)1.031.07Shore Bancshares
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Shore Bancshares vs U.S. Bancorp Stock Performance Analysis

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Shore Bancshares
U.S. Bancorp
Shore Bancshares Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Shore Bancshares2.41%1.45%9.61%19.60%27.09%11.72%
U.S. Bancorp1.21%1.80%8.89%16.04%18.76%4.91%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Shore Bancshares21.86%-3.48%76.26%86.23%80.27%-18.46%
U.S. Bancorp9.13%19.21%42.80%20.49%124.05%72.60%

News Based Sentiment: Shore Bancshares vs U.S. Bancorp

Shore Bancshares

News based Sentiment: POSITIVE

September was a strong month for Shore Bancshares, marked by a significant earnings beat, analyst upgrades, and substantial insider and institutional buying activity. While short interest increased slightly, the overall narrative points to growing confidence in the company's future performance, making it a noteworthy month for investors.

View Shore Bancshares News Sentiment Analysis

U.S. Bancorp

News based Sentiment: POSITIVE

September brought a positive dividend increase and a favorable analyst rating for U.S. Bancorp, signaling confidence in the company's financial health. While institutional investor activity was mixed, the overall narrative suggests a stable and moderately growing investment opportunity. The reduction in the stress capital buffer further enhances the bank's financial flexibility.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Shore Bancshares vs U.S. Bancorp

MetricSHBIUSB
Market Information
Market Cap i$569.10M$75.30B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i121,1409,536,290
90 Day Avg. Volume i121,0738,503,973
Last Close$17.45$50.21
52 Week Range$11.47 - $17.61$35.18 - $53.98
% from 52W High-0.91%-6.98%
All-Time High$31.27 (Nov 13, 2006)$63.57 (Jan 10, 2022)
% from All-Time High-44.20%-21.02%
Growth Metrics
Quarterly Revenue Growth0.14%0.03%
Quarterly Earnings Growth0.38%0.13%
Financial Health
Profit Margin (TTM) i0.26%0.27%
Operating Margin (TTM) i0.44%0.37%
Return on Equity (TTM) i0.10%0.12%
Debt to Equity (MRQ) i0.241.34
Cash & Liquidity
Book Value per Share (MRQ)$16.94$35.02
Cash per Share (MRQ)$5.55$39.85
Operating Cash Flow (TTM) i$52.92M$7.48B
Levered Free Cash Flow (TTM) i$43.89M$5.91B
Dividends
Last 12-Month Dividend Yield i3.88%4.60%
Last 12-Month Dividend i$0.60$1.99

Valuation & Enterprise Metrics Analysis: Shore Bancshares vs U.S. Bancorp

MetricSHBIUSB
Price Ratios
P/E Ratio (TTM) i10.5111.58
Forward P/E i11.2811.18
PEG Ratio i0.300.80
Price to Sales (TTM) i2.732.95
Price to Book (MRQ) i1.011.38
Market Capitalization
Market Capitalization i$569.10M$75.30B
Enterprise Value i$519.78M$103.34B
Enterprise Value Metrics
Enterprise to Revenue i2.504.04
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.031.07
Book Value per Share (MRQ) i$16.94$35.02

Financial Statements Comparison: Shore Bancshares vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SHBIUSB
Revenue/Sales i$53.03M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$18.26M$2.16B
Income Tax i$4.49M$443.00M
Net Income (Profit) i$13.76M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SHBIUSB
Cash & Equivalents i$389.01M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$136.16M$59.86B
Total Shareholders Equity i$552.47M$60.56B
Retained Earnings i$199.90M$77.69B
Property, Plant & Equipment i$93.40MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SHBIUSB
Operating Cash Flow i$19.97M$-750.00M
Capital Expenditures i$-181,000N/A
Free Cash Flow i$18.76M$-285.00M
Debt Repayment iN/A$-2.10B
Common Stock Repurchase iN/A$-160.00M

Short Interest & Institutional Ownership Analysis

MetricSHBIUSB
Shares Short i312,59422.06M
Short Ratio i2.482.62
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i121,1409,536,290
Average Daily Volume (90 Day) i121,0738,503,973
Shares Outstanding i33.33M1.56B
Float Shares i30.36M1.55B
% Held by Insiders i0.09%0.00%
% Held by Institutions i0.64%0.82%

Dividend Analysis & Yield Comparison: Shore Bancshares vs U.S. Bancorp

MetricSHBIUSB
Last 12-Month Dividend i$0.60$1.99
Last 12-Month Dividend Yield i3.88%4.60%
3-Year Avg Annual Dividend i$0.52$1.78
3-Year Avg Dividend Yield i0.85%1.19%
3-Year Total Dividends i$1.56$5.35
Ex-Dividend DateAug 11, 2025Mar 31, 2025