Selective Insurance [SIGI] vs RLI [RLI] Detailed Stock Comparison
Selective Insurance
NASDAQ
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RLI
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Selective Insurance wins in 9 metrics, RLI wins in 10 metrics, with 0 ties. RLI appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Selective Insurance | RLI | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.82 | 19.23 | Selective Insurance |
| Price-to-Book Ratio | 1.50 | 3.56 | Selective Insurance |
| Debt-to-Equity Ratio | 26.79 | 6.59 | RLI |
| PEG Ratio | -0.06 | -0.44 | RLI |
| EV/EBITDA | 9.13 | 14.75 | Selective Insurance |
| Profit Margin (TTM) | 7.50% | 17.81% | RLI |
| Operating Margin (TTM) | 9.21% | 31.09% | RLI |
| EBITDA Margin (TTM) | 9.21% | 31.09% | RLI |
| Return on Equity | 12.20% | 19.49% | RLI |
| Return on Assets (TTM) | 2.56% | 4.47% | RLI |
| Free Cash Flow (TTM) | $1.07B | $555.51M | Selective Insurance |
| Dividend Yield | 2.41% | 3.21% | RLI |
| 1-Year Return | -13.72% | -10.89% | RLI |
| Price-to-Sales Ratio (TTM) | 0.93 | 3.40 | Selective Insurance |
| Enterprise Value | $5.34B | $6.18B | RLI |
| EV/Revenue Ratio | 1.04 | 3.40 | Selective Insurance |
| Revenue per Share (TTM) | $84 | $20 | Selective Insurance |
| Earnings per Share (Diluted) | $6.11 | $3.50 | Selective Insurance |
| Beta (Stock Volatility) | 0.47 | 0.61 | Selective Insurance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Selective Insurance vs RLI Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Selective Insurance | -1.91% | -1.84% | -10.87% | -13.45% | -7.05% | -16.76% |
| RLI | -1.04% | 0.24% | -4.56% | -10.86% | -11.19% | -18.27% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Selective Insurance | -13.72% | -7.56% | 35.15% | 149.63% | 414.49% | 221.50% |
| RLI | -10.89% | 12.04% | 43.07% | 148.23% | 401.13% | 493.94% |
Performance & Financial Health Analysis: Selective Insurance vs RLI
| Metric | SIGI | RLI |
|---|---|---|
| Market Information | ||
| Market Cap | $4.77B | $6.18B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 535,380 | 458,981 |
| 90 Day Avg. Volume | 637,760 | 702,604 |
| Last Close | $76.71 | $66.70 |
| 52 Week Range | $71.75 - $103.56 | $65.14 - $91.14 |
| % from 52W High | -25.93% | -26.82% |
| All-Time High | $109.58 (Mar 25, 2024) | $91.14 (Nov 25, 2024) |
| % from All-Time High | -30.00% | -26.82% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.20% |
| Quarterly Earnings Growth | 0.11% | 0.52% |
| Financial Health | ||
| Profit Margin (TTM) | 0.08% | 0.18% |
| Operating Margin (TTM) | 0.09% | 0.31% |
| Return on Equity (TTM) | 0.12% | 0.19% |
| Debt to Equity (MRQ) | 26.79 | 6.59 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $52.09 | $18.89 |
| Cash per Share (MRQ) | $8.74 | $1.49 |
| Operating Cash Flow (TTM) | $1.17B | $625.68M |
| Levered Free Cash Flow (TTM) | $1.04B | $368.63M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.41% | 3.21% |
| Last 12-Month Dividend | $1.87 | $2.29 |
Valuation & Enterprise Metrics Analysis: Selective Insurance vs RLI
| Metric | SIGI | RLI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.82 | 19.23 |
| Forward P/E | 10.06 | 10.55 |
| PEG Ratio | -0.06 | -0.44 |
| Price to Sales (TTM) | 0.93 | 3.40 |
| Price to Book (MRQ) | 1.50 | 3.56 |
| Market Capitalization | ||
| Market Capitalization | $4.77B | $6.18B |
| Enterprise Value | $5.34B | $6.18B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.04 | 3.40 |
| Enterprise to EBITDA | 9.13 | 14.75 |
| Risk & Other Metrics | ||
| Beta | 0.47 | 0.61 |
| Book Value per Share (MRQ) | $52.09 | $18.89 |
Financial Statements Comparison: Selective Insurance vs RLI
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SIGI | RLI |
|---|---|---|
| Revenue/Sales | $1.29B | $407.67M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $138.89M | $78.63M |
| Income Tax | $28.99M | $15.42M |
| Net Income (Profit) | $109.90M | $63.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SIGI | RLI |
|---|---|---|
| Cash & Equivalents | $124,000 | $27.06M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $903.23M | $100.00M |
| Total Shareholders Equity | $3.26B | $1.60B |
| Retained Earnings | $3.22B | $1.77B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SIGI | RLI |
|---|---|---|
| Operating Cash Flow | $67.40M | N/A |
| Capital Expenditures | $-13.01M | $-1.05M |
| Free Cash Flow | $270.97M | $102.46M |
| Debt Repayment | $-701,000 | N/A |
| Common Stock Repurchase | $-25.20M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SIGI | RLI |
|---|---|---|
| Shares Short | 1.52M | 2.21M |
| Short Ratio | 2.24 | 2.79 |
| Short % of Float | 0.03% | 0.03% |
| Average Daily Volume (10 Day) | 535,380 | 458,981 |
| Average Daily Volume (90 Day) | 637,760 | 702,604 |
| Shares Outstanding | 60.85M | 91.74M |
| Float Shares | 60.23M | 79.47M |
| % Held by Insiders | 0.01% | 0.02% |
| % Held by Institutions | 0.87% | 0.81% |
Dividend Analysis & Yield Comparison: Selective Insurance vs RLI
| Metric | SIGI | RLI |
|---|---|---|
| Last 12-Month Dividend | $1.87 | $2.29 |
| Last 12-Month Dividend Yield | 2.41% | 3.21% |
| 3-Year Avg Annual Dividend | $1.47 | $2.49 |
| 3-Year Avg Dividend Yield | 0.37% | 1.05% |
| 3-Year Total Dividends | $4.40 | $7.47 |
| Ex-Dividend Date | Aug 15, 2025 | Feb 28, 2025 |