Skyward Specialty [SKWD] vs Horace Mann [HMN] Detailed Stock Comparison
Skyward Specialty
NASDAQ
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Horace Mann
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Skyward Specialty wins in 8 metrics, Horace Mann wins in 10 metrics, with 0 ties. Horace Mann appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Skyward Specialty | Horace Mann | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.58 | 14.07 | Horace Mann |
| Price-to-Book Ratio | 2.07 | 1.41 | Horace Mann |
| Debt-to-Equity Ratio | 13.29 | 40.25 | Skyward Specialty |
| PEG Ratio | 0.68 | 0.02 | Horace Mann |
| EV/EBITDA | 9.18 | 9.57 | Skyward Specialty |
| Profit Margin (TTM) | 10.53% | 8.50% | Skyward Specialty |
| Operating Margin (TTM) | 16.15% | 10.96% | Skyward Specialty |
| EBITDA Margin (TTM) | 16.15% | 10.96% | Skyward Specialty |
| Return on Equity | 16.26% | 10.91% | Skyward Specialty |
| Return on Assets (TTM) | 2.81% | 0.90% | Skyward Specialty |
| Free Cash Flow (TTM) | $300.89M | $452.10M | Horace Mann |
| Dividend Yield | N/A | 2.45% | N/A |
| 1-Year Return | 15.85% | 31.45% | Horace Mann |
| Price-to-Sales Ratio (TTM) | 1.49 | 1.17 | Horace Mann |
| Enterprise Value | $1.63B | $2.27B | Horace Mann |
| EV/Revenue Ratio | 1.30 | 1.37 | Skyward Specialty |
| Revenue per Share (TTM) | $31 | $40 | Horace Mann |
| Earnings per Share (Diluted) | $3.16 | $3.34 | Horace Mann |
| Beta (Stock Volatility) | 0.60 | 0.28 | Horace Mann |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Skyward Specialty vs Horace Mann Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Skyward Specialty | 2.75% | -3.84% | -2.34% | -21.10% | -5.49% | -4.63% |
| Horace Mann | -2.79% | -1.66% | 2.33% | 8.37% | 9.02% | 18.07% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Skyward Specialty | 15.85% | 143.65% | -9.34% | -9.34% | -9.34% | -9.34% |
| Horace Mann | 31.45% | 25.77% | 38.47% | 32.21% | 159.10% | 136.93% |
News Based Sentiment: Skyward Specialty vs Horace Mann
Skyward Specialty
News based Sentiment: MIXED
September was a pivotal month for Skyward Specialty, largely defined by the strategic acquisition of Apollo Group Holdings. While the market reacted favorably and analysts generally maintain a positive outlook, some divergence in price targets and a recent stock decline suggest caution regarding integration risks and short-term market volatility.
Horace Mann
News based Sentiment: POSITIVE
September brought a strong earnings report and raised guidance for Horace Mann, driving the stock to a new 52-week high. While insider selling introduces a note of caution, the overall narrative is positive, suggesting the company is effectively managing profitability and returning value to shareholders despite revenue challenges.
Performance & Financial Health Analysis: Skyward Specialty vs Horace Mann
| Metric | SKWD | HMN |
|---|---|---|
| Market Information | ||
| Market Cap | $1.87B | $1.88B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 601,730 | 199,520 |
| 90 Day Avg. Volume | 454,650 | 201,993 |
| Last Close | $46.78 | $45.68 |
| 52 Week Range | $38.74 - $65.05 | $33.65 - $47.81 |
| % from 52W High | -28.09% | -4.46% |
| All-Time High | $65.05 (Jun 02, 2025) | $48.15 (Sep 09, 2019) |
| % from All-Time High | -28.09% | -5.13% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.14% | 0.06% |
| Quarterly Earnings Growth | 0.25% | 6.74% |
| Financial Health | ||
| Profit Margin (TTM) | 0.11% | 0.09% |
| Operating Margin (TTM) | 0.16% | 0.11% |
| Return on Equity (TTM) | 0.16% | 0.11% |
| Debt to Equity (MRQ) | 13.29 | 40.25 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $22.23 | $33.31 |
| Cash per Share (MRQ) | $8.67 | $4.77 |
| Operating Cash Flow (TTM) | $374.84M | $609.50M |
| Levered Free Cash Flow (TTM) | $-68,535,872 | $175.68M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 2.45% |
| Last 12-Month Dividend | $0.00 | $1.03 |
Valuation & Enterprise Metrics Analysis: Skyward Specialty vs Horace Mann
| Metric | SKWD | HMN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.58 | 14.07 |
| Forward P/E | 14.09 | 12.73 |
| PEG Ratio | 0.68 | 0.02 |
| Price to Sales (TTM) | 1.49 | 1.17 |
| Price to Book (MRQ) | 2.07 | 1.41 |
| Market Capitalization | ||
| Market Capitalization | $1.87B | $1.88B |
| Enterprise Value | $1.63B | $2.27B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.30 | 1.37 |
| Enterprise to EBITDA | 9.18 | 9.57 |
| Risk & Other Metrics | ||
| Beta | 0.60 | 0.28 |
| Book Value per Share (MRQ) | $22.23 | $33.31 |
Financial Statements Comparison: Skyward Specialty vs Horace Mann
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SKWD | HMN |
|---|---|---|
| Revenue/Sales | $320.80M | $391.60M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $49.80M | $36.50M |
| Income Tax | $10.96M | $7.10M |
| Net Income (Profit) | $38.84M | $29.40M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SKWD | HMN |
|---|---|---|
| Cash & Equivalents | $112.92M | $29.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $76.55M | $547.20M |
| Total Shareholders Equity | $850.72M | $1.34B |
| Retained Earnings | $139.18M | $1.57B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SKWD | HMN |
|---|---|---|
| Operating Cash Flow | $96.76M | $95.00M |
| Capital Expenditures | $-202,000 | N/A |
| Free Cash Flow | $96.56M | $140.80M |
| Debt Repayment | $0 | $-287.00M |
| Common Stock Repurchase | N/A | $-200,000 |
Short Interest & Institutional Ownership Analysis
| Metric | SKWD | HMN |
|---|---|---|
| Shares Short | 736,560 | 596,964 |
| Short Ratio | 1.78 | 2.76 |
| Short % of Float | 0.02% | 0.02% |
| Average Daily Volume (10 Day) | 601,730 | 199,520 |
| Average Daily Volume (90 Day) | 454,650 | 201,993 |
| Shares Outstanding | 40.13M | 40.86M |
| Float Shares | 37.43M | 40.45M |
| % Held by Insiders | 0.13% | 0.02% |
| % Held by Institutions | 0.94% | 1.03% |
Dividend Analysis & Yield Comparison: Skyward Specialty vs Horace Mann
| Metric | SKWD | HMN |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $1.03 |
| Last 12-Month Dividend Yield | N/A | 2.45% |
| 3-Year Avg Annual Dividend | $0.00 | $1.00 |
| 3-Year Avg Dividend Yield | N/A | 0.95% |
| 3-Year Total Dividends | $0.00 | $3.01 |
| Ex-Dividend Date | N/A | Mar 17, 2025 |