SLM [SLM] vs American Express [AXP] Detailed Stock Comparison
SLM
NASDAQ
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American Express
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: SLM wins in 8 metrics, American Express wins in 10 metrics, with 0 ties. American Express appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SLM | American Express | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.66 | 22.83 | SLM |
| Price-to-Book Ratio | 2.76 | 7.01 | SLM |
| Debt-to-Equity Ratio | 269.94 | 187.93 | American Express |
| PEG Ratio | -0.19 | -11.87 | American Express |
| Profit Margin (TTM) | 36.64% | 15.99% | SLM |
| Operating Margin (TTM) | 34.38% | 21.00% | SLM |
| EBITDA Margin (TTM) | 34.38% | 21.00% | SLM |
| Return on Equity | 18.99% | 32.81% | American Express |
| Return on Assets (TTM) | 1.51% | 3.57% | American Express |
| Free Cash Flow (TTM) | $-329.40M | $12.14B | American Express |
| Dividend Yield | 1.92% | 0.99% | SLM |
| 1-Year Return | 27.05% | 21.58% | SLM |
| Price-to-Sales Ratio (TTM) | 4.86 | 3.57 | American Express |
| Enterprise Value | $8.38B | $229.34B | American Express |
| EV/Revenue Ratio | 6.95 | 3.62 | American Express |
| Revenue per Share (TTM) | $6 | $90 | American Express |
| Earnings per Share (Diluted) | $2.06 | $14.25 | American Express |
| Beta (Stock Volatility) | 1.12 | 1.29 | SLM |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
SLM vs American Express Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SLM | 0.65% | -5.97% | -8.46% | -11.88% | -4.17% | 2.52% |
| American Express | -0.07% | 0.83% | 6.51% | 11.15% | 23.70% | 9.59% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SLM | 27.05% | 97.46% | 257.20% | 264.63% | 556.67% | 49.07% |
| American Express | 21.58% | 133.17% | 239.75% | 335.47% | 658.27% | 556.71% |
News Based Sentiment: SLM vs American Express
SLM
News based Sentiment: MIXED
September was a month of conflicting signals for SLM Corporation. While the company made strategic moves to optimize its portfolio and saw increased institutional investment, insider selling and a stock price decline introduced caution. The slight downward revision to earnings guidance further complicates the investment picture, making it a mixed month overall.
American Express
News based Sentiment: POSITIVE
American Express demonstrated strong financial performance in Q2 and continued expansion of its merchant base and strategic partnerships throughout September. While the Platinum Card refresh introduces a potential risk with the increased fee, the overall narrative remains positive, driven by revenue growth, analyst optimism, and a focus on attracting high-spending customers.
Performance & Financial Health Analysis: SLM vs American Express
| Metric | SLM | AXP |
|---|---|---|
| Market Information | ||
| Market Cap | $5.86B | $226.38B |
| Market Cap Category | Mid cap | Mega cap |
| 10 Day Avg. Volume | 2,697,100 | 2,609,550 |
| 90 Day Avg. Volume | 2,126,833 | 2,406,207 |
| Last Close | $28.04 | $327.04 |
| 52 Week Range | $21.10 - $34.97 | $220.43 - $332.46 |
| % from 52W High | -19.82% | -1.63% |
| All-Time High | $34.97 (Jul 08, 2025) | $332.46 (Sep 05, 2025) |
| % from All-Time High | -19.82% | -1.63% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.49% | 0.09% |
| Quarterly Earnings Growth | -0.72% | -0.04% |
| Financial Health | ||
| Profit Margin (TTM) | 0.37% | 0.16% |
| Operating Margin (TTM) | 0.34% | 0.21% |
| Return on Equity (TTM) | 0.19% | 0.33% |
| Debt to Equity (MRQ) | 269.94 | 187.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $10.19 | $46.42 |
| Cash per Share (MRQ) | $19.87 | $83.01 |
| Operating Cash Flow (TTM) | $-393,662,016 | $13.09B |
| Levered Free Cash Flow (TTM) | $590.03M | $10.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.92% | 0.99% |
| Last 12-Month Dividend | $0.63 | $2.92 |
Valuation & Enterprise Metrics Analysis: SLM vs American Express
| Metric | SLM | AXP |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.66 | 22.83 |
| Forward P/E | 9.38 | 21.52 |
| PEG Ratio | -0.19 | -11.87 |
| Price to Sales (TTM) | 4.86 | 3.57 |
| Price to Book (MRQ) | 2.76 | 7.01 |
| Market Capitalization | ||
| Market Capitalization | $5.86B | $226.38B |
| Enterprise Value | $8.38B | $229.34B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.95 | 3.62 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.12 | 1.29 |
| Book Value per Share (MRQ) | $10.19 | $46.42 |
Financial Statements Comparison: SLM vs American Express
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SLM | AXP |
|---|---|---|
| Revenue/Sales | $403.60M | $17.86B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $87.63M | $3.55B |
| Income Tax | $16.36M | $665.00M |
| Net Income (Profit) | $71.27M | $2.89B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SLM | AXP |
|---|---|---|
| Cash & Equivalents | $3.70B | $52.41B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $6.15B | $51.24B |
| Total Shareholders Equity | $2.40B | $31.20B |
| Retained Earnings | $4.39B | $23.39B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SLM | AXP |
|---|---|---|
| Operating Cash Flow | $16.04M | $3.61B |
| Capital Expenditures | N/A | $-430.00M |
| Free Cash Flow | $-146.05M | $4.33B |
| Debt Repayment | $-788.84M | $-3.53B |
| Common Stock Repurchase | $-29.70M | $-1.21B |
Short Interest & Institutional Ownership Analysis
| Metric | SLM | AXP |
|---|---|---|
| Shares Short | 9.47M | 10.58M |
| Short Ratio | 4.95 | 4.48 |
| Short % of Float | 0.05% | 0.02% |
| Average Daily Volume (10 Day) | 2,697,100 | 2,609,550 |
| Average Daily Volume (90 Day) | 2,126,833 | 2,406,207 |
| Shares Outstanding | 210.38M | 702.00M |
| Float Shares | 206.28M | 542.70M |
| % Held by Insiders | 0.01% | 0.22% |
| % Held by Institutions | 1.08% | 0.65% |
Dividend Analysis & Yield Comparison: SLM vs American Express
| Metric | SLM | AXP |
|---|---|---|
| Last 12-Month Dividend | $0.63 | $2.92 |
| Last 12-Month Dividend Yield | 1.92% | 0.99% |
| 3-Year Avg Annual Dividend | $0.50 | $2.33 |
| 3-Year Avg Dividend Yield | 0.58% | 0.32% |
| 3-Year Total Dividends | $1.51 | $6.98 |
| Ex-Dividend Date | Sep 04, 2025 | Apr 04, 2025 |