SLM [SLM] vs OneMain Holdings [OMF] Detailed Stock Comparison
SLM
NASDAQ
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OneMain Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: SLM wins in 8 metrics, OneMain Holdings wins in 10 metrics, with 0 ties. OneMain Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SLM | OneMain Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.72 | 10.32 | OneMain Holdings |
| Price-to-Book Ratio | 2.98 | 2.05 | OneMain Holdings |
| Debt-to-Equity Ratio | 269.94 | 663.05 | SLM |
| PEG Ratio | -0.21 | 0.08 | SLM |
| Profit Margin (TTM) | 36.64% | 24.07% | SLM |
| Operating Margin (TTM) | 34.38% | 33.19% | SLM |
| EBITDA Margin (TTM) | 34.38% | 33.19% | SLM |
| Return on Equity | 18.99% | 20.50% | OneMain Holdings |
| Return on Assets (TTM) | 1.51% | 2.57% | OneMain Holdings |
| Free Cash Flow (TTM) | $-329.40M | $2.70B | OneMain Holdings |
| Dividend Yield | 1.92% | 5.82% | OneMain Holdings |
| 1-Year Return | 39.72% | 19.28% | SLM |
| Price-to-Sales Ratio (TTM) | 5.24 | 2.47 | OneMain Holdings |
| Enterprise Value | $8.84B | $28.09B | OneMain Holdings |
| EV/Revenue Ratio | 7.33 | 10.18 | SLM |
| Revenue per Share (TTM) | $6 | $23 | OneMain Holdings |
| Earnings per Share (Diluted) | $2.06 | $5.55 | OneMain Holdings |
| Beta (Stock Volatility) | 1.14 | 1.22 | SLM |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
SLM vs OneMain Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SLM | -1.24% | -7.09% | -7.55% | -10.50% | -7.01% | 10.60% |
| OneMain Holdings | 0.09% | 1.77% | 1.87% | 12.52% | 1.98% | 12.33% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SLM | 39.72% | 103.84% | 288.82% | 254.22% | 652.49% | 71.19% |
| OneMain Holdings | 19.28% | 59.51% | 94.07% | 30.60% | 188.22% | 188.22% |
Performance & Financial Health Analysis: SLM vs OneMain Holdings
| Metric | SLM | OMF |
|---|---|---|
| Market Information | ||
| Market Cap | $6.32B | $6.81B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 2,007,250 | 710,920 |
| 90 Day Avg. Volume | 2,226,057 | 1,082,103 |
| Last Close | $30.25 | $58.22 |
| 52 Week Range | $19.64 - $34.97 | $38.00 - $60.33 |
| % from 52W High | -13.50% | -3.50% |
| All-Time High | $34.97 (Jul 08, 2025) | $63.19 (Jul 19, 2021) |
| % from All-Time High | -13.50% | -7.87% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.49% | 0.33% |
| Quarterly Earnings Growth | -0.72% | 1.35% |
| Financial Health | ||
| Profit Margin (TTM) | 0.37% | 0.24% |
| Operating Margin (TTM) | 0.34% | 0.33% |
| Return on Equity (TTM) | 0.19% | 0.21% |
| Debt to Equity (MRQ) | 269.94 | 663.05 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $10.19 | $27.98 |
| Cash per Share (MRQ) | $19.87 | $6.47 |
| Operating Cash Flow (TTM) | $-393,662,016 | $2.87B |
| Levered Free Cash Flow (TTM) | $590.03M | $509.00M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.92% | 5.82% |
| Last 12-Month Dividend | $0.63 | $3.12 |
Valuation & Enterprise Metrics Analysis: SLM vs OneMain Holdings
| Metric | SLM | OMF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.72 | 10.32 |
| Forward P/E | 10.11 | 8.25 |
| PEG Ratio | -0.21 | 0.08 |
| Price to Sales (TTM) | 5.24 | 2.47 |
| Price to Book (MRQ) | 2.98 | 2.05 |
| Market Capitalization | ||
| Market Capitalization | $6.32B | $6.81B |
| Enterprise Value | $8.84B | $28.09B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.33 | 10.18 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.14 | 1.22 |
| Book Value per Share (MRQ) | $10.19 | $27.98 |
Financial Statements Comparison: SLM vs OneMain Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SLM | OMF |
|---|---|---|
| Revenue/Sales | $403.60M | $1.22B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $87.63M | $214.00M |
| Income Tax | $16.36M | $47.00M |
| Net Income (Profit) | $71.27M | $167.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SLM | OMF |
|---|---|---|
| Cash & Equivalents | $3.70B | $488.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $6.15B | $21.49B |
| Total Shareholders Equity | $2.40B | $3.28B |
| Retained Earnings | $4.39B | $2.38B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SLM | OMF |
|---|---|---|
| Operating Cash Flow | $16.04M | $307.00M |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | $-146.05M | $665.00M |
| Debt Repayment | $-788.84M | $-1.45B |
| Common Stock Repurchase | $-29.70M | $-16.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SLM | OMF |
|---|---|---|
| Shares Short | 8.78M | 5.01M |
| Short Ratio | 3.82 | 4.13 |
| Short % of Float | 0.05% | 0.05% |
| Average Daily Volume (10 Day) | 2,007,250 | 710,920 |
| Average Daily Volume (90 Day) | 2,226,057 | 1,082,103 |
| Shares Outstanding | 210.38M | 119.36M |
| Float Shares | 206.28M | 118.31M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 1.08% | 0.93% |
Dividend Analysis & Yield Comparison: SLM vs OneMain Holdings
| Metric | SLM | OMF |
|---|---|---|
| Last 12-Month Dividend | $0.63 | $3.12 |
| Last 12-Month Dividend Yield | 1.92% | 5.82% |
| 3-Year Avg Annual Dividend | $0.50 | $3.69 |
| 3-Year Avg Dividend Yield | 0.58% | 2.25% |
| 3-Year Total Dividends | $1.51 | $11.06 |
| Ex-Dividend Date | Sep 04, 2025 | Feb 12, 2025 |