1st Source [SRCE] vs Northwest Bancshares [NWBI] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: 1st Source wins in 12 metrics, Northwest Bancshares wins in 6 metrics, with 0 ties. 1st Source appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric 1st Source Northwest Bancshares Better
P/E Ratio (TTM) 10.63 11.13 1st Source
Price-to-Book Ratio 1.24 0.97 Northwest Bancshares
Debt-to-Equity Ratio 0.18 0.29 1st Source
PEG Ratio 7.92 0.02 Northwest Bancshares
Profit Margin (TTM) 36.04% 25.54% 1st Source
Operating Margin (TTM) 49.29% 37.47% 1st Source
EBITDA Margin (TTM) 49.29% 37.47% 1st Source
Return on Equity 11.90% 8.97% 1st Source
Return on Assets (TTM) 1.57% 0.99% 1st Source
Free Cash Flow (TTM) $181.49M $125.36M 1st Source
Dividend Yield 3.02% 8.55% Northwest Bancshares
1-Year Return 0.03% -6.03% 1st Source
Price-to-Sales Ratio (TTM) 3.81 3.27 Northwest Bancshares
Enterprise Value $1.63B $2.00B Northwest Bancshares
EV/Revenue Ratio 4.15 3.56 Northwest Bancshares
Revenue per Share (TTM) $16 $4 1st Source
Earnings per Share (Diluted) $5.70 $1.12 1st Source
Beta (Stock Volatility) 0.66 0.66 1st Source
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

1st Source vs Northwest Bancshares Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
1st Source-2.95%-0.38%-5.89%-7.54%6.70%4.00%
Northwest Bancshares-3.05%1.14%-0.08%-7.49%8.34%-3.78%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
1st Source0.03%20.74%81.40%94.94%254.66%236.02%
Northwest Bancshares-6.03%-11.50%21.78%-5.24%21.07%42.84%

News Based Sentiment: 1st Source vs Northwest Bancshares

1st Source

News based Sentiment: NEUTRAL

October saw analyst downgrades and institutional selling, but also a planned leadership transition and an upcoming earnings report. These events balance each other out, suggesting a period of stability and cautious observation for investors rather than a major shift in the company's outlook.

View 1st Source News Sentiment Analysis

Northwest Bancshares

News based Sentiment: POSITIVE

Northwest Bancshares demonstrated strong Q2 earnings, appointed a key leader to drive wealth management growth, and maintains a consistent dividend, all contributing to a positive investment narrative. Analyst sentiment is improving, and the stock is showing positive momentum, suggesting a strengthening outlook.

View Northwest Bancshares News Sentiment Analysis

Performance & Financial Health Analysis: 1st Source vs Northwest Bancshares

MetricSRCENWBI
Market Information
Market Cap i$1.49B$1.84B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i71,000715,620
90 Day Avg. Volume i74,550819,803
Last Close$58.31$12.09
52 Week Range$52.14 - $68.13$10.75 - $15.42
% from 52W High-14.41%-21.60%
All-Time High$68.13 (Nov 25, 2024)$19.10 (Dec 05, 2016)
% from All-Time High-14.41%-36.70%
Growth Metrics
Quarterly Revenue Growth0.03%0.44%
Quarterly Earnings Growth0.01%6.09%
Financial Health
Profit Margin (TTM) i0.36%0.26%
Operating Margin (TTM) i0.49%0.37%
Return on Equity (TTM) i0.12%0.09%
Debt to Equity (MRQ) i0.180.29
Cash & Liquidity
Book Value per Share (MRQ)$48.86$12.84
Cash per Share (MRQ)$6.08$2.05
Operating Cash Flow (TTM) i$218.55M$121.60M
Levered Free Cash Flow (TTM) i$131.40M$100.15M
Dividends
Last 12-Month Dividend Yield i3.02%8.55%
Last 12-Month Dividend i$1.84$1.00

Valuation & Enterprise Metrics Analysis: 1st Source vs Northwest Bancshares

MetricSRCENWBI
Price Ratios
P/E Ratio (TTM) i10.6311.13
Forward P/E i11.5212.22
PEG Ratio i7.920.02
Price to Sales (TTM) i3.813.27
Price to Book (MRQ) i1.240.97
Market Capitalization
Market Capitalization i$1.49B$1.84B
Enterprise Value i$1.63B$2.00B
Enterprise Value Metrics
Enterprise to Revenue i4.153.56
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.660.66
Book Value per Share (MRQ) i$48.86$12.84

Financial Statements Comparison: 1st Source vs Northwest Bancshares

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SRCENWBI
Revenue/Sales i$108.25M$149.54M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$48.13M$44.10M
Income Tax i$10.80M$10.42M
Net Income (Profit) i$37.33M$33.68M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SRCENWBI
Cash & Equivalents i$87.82M$353.20M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$99.97M$244.52M
Total Shareholders Equity i$1.22B$1.63B
Retained Earnings i$921.72M$691.07M
Property, Plant & Equipment i$85.04MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SRCENWBI
Operating Cash Flow i$69.21M$100.84M
Capital Expenditures i$-1.61M$-1.82M
Free Cash Flow i$69.28M$105.79M
Debt Repayment i$-1.73MN/A
Common Stock Repurchase i$-455,000N/A

Short Interest & Institutional Ownership Analysis

MetricSRCENWBI
Shares Short i177,1114.32M
Short Ratio i2.715.86
Short % of Float i0.01%0.04%
Average Daily Volume (10 Day) i71,000715,620
Average Daily Volume (90 Day) i74,550819,803
Shares Outstanding i24.52M127.51M
Float Shares i17.36M144.65M
% Held by Insiders i0.26%0.01%
% Held by Institutions i0.75%0.64%

Dividend Analysis & Yield Comparison: 1st Source vs Northwest Bancshares

MetricSRCENWBI
Last 12-Month Dividend i$1.84$1.00
Last 12-Month Dividend Yield i3.02%8.55%
3-Year Avg Annual Dividend i$1.49$0.87
3-Year Avg Dividend Yield i0.64%1.59%
3-Year Total Dividends i$4.46$2.60
Ex-Dividend DateAug 05, 2025Aug 08, 2025