1st Source [SRCE] vs Nicolet Bankshares [NIC] Detailed Stock Comparison
1st Source
NASDAQ
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Nicolet Bankshares
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: 1st Source wins in 9 metrics, Nicolet Bankshares wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | 1st Source | Nicolet Bankshares | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.72 | 15.60 | 1st Source |
| Price-to-Book Ratio | 1.25 | 1.71 | 1st Source |
| Debt-to-Equity Ratio | 0.18 | 0.11 | Nicolet Bankshares |
| PEG Ratio | 7.99 | 0.69 | Nicolet Bankshares |
| Profit Margin (TTM) | 36.04% | 37.26% | Nicolet Bankshares |
| Operating Margin (TTM) | 49.29% | 49.93% | Nicolet Bankshares |
| EBITDA Margin (TTM) | 49.29% | 49.93% | Nicolet Bankshares |
| Return on Equity | 11.90% | 11.89% | 1st Source |
| Return on Assets (TTM) | 1.57% | 1.55% | 1st Source |
| Free Cash Flow (TTM) | $181.49M | $117.23M | 1st Source |
| Dividend Yield | 3.02% | 0.72% | 1st Source |
| 1-Year Return | 4.77% | 38.24% | Nicolet Bankshares |
| Price-to-Sales Ratio (TTM) | 3.83 | 5.56 | 1st Source |
| Enterprise Value | $1.64B | $1.74B | Nicolet Bankshares |
| EV/Revenue Ratio | 4.18 | 4.77 | 1st Source |
| Revenue per Share (TTM) | $16 | $24 | Nicolet Bankshares |
| Earnings per Share (Diluted) | $5.70 | $8.73 | Nicolet Bankshares |
| Beta (Stock Volatility) | 0.70 | 0.77 | 1st Source |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
1st Source vs Nicolet Bankshares Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| 1st Source | -0.58% | 5.92% | 1.68% | 5.86% | -0.34% | 10.92% |
| Nicolet Bankshares | -0.55% | 5.37% | -0.82% | 10.80% | 17.29% | 32.22% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| 1st Source | 4.77% | 31.47% | 84.09% | 117.66% | 320.20% | 233.40% |
| Nicolet Bankshares | 38.24% | 75.16% | 123.67% | 313.57% | 751.19% | 751.19% |
Performance & Financial Health Analysis: 1st Source vs Nicolet Bankshares
| Metric | SRCE | NIC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.50B | $2.02B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 66,510 | 74,040 |
| 90 Day Avg. Volume | 75,053 | 91,393 |
| Last Close | $63.71 | $135.44 |
| 52 Week Range | $52.14 - $68.13 | $90.07 - $141.92 |
| % from 52W High | -6.49% | -4.57% |
| All-Time High | $68.13 (Nov 25, 2024) | $141.97 (Jul 18, 2025) |
| % from All-Time High | -6.49% | -4.60% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.13% |
| Quarterly Earnings Growth | 0.01% | 0.23% |
| Financial Health | ||
| Profit Margin (TTM) | 0.36% | 0.37% |
| Operating Margin (TTM) | 0.49% | 0.50% |
| Return on Equity (TTM) | 0.12% | 0.12% |
| Debt to Equity (MRQ) | 0.18 | 0.11 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $48.86 | $79.74 |
| Cash per Share (MRQ) | $6.08 | $28.45 |
| Operating Cash Flow (TTM) | $218.55M | $153.72M |
| Levered Free Cash Flow (TTM) | $131.40M | $124.06M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.02% | 0.72% |
| Last 12-Month Dividend | $1.84 | $0.84 |
Valuation & Enterprise Metrics Analysis: 1st Source vs Nicolet Bankshares
| Metric | SRCE | NIC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.72 | 15.60 |
| Forward P/E | 11.62 | 17.13 |
| PEG Ratio | 7.99 | 0.69 |
| Price to Sales (TTM) | 3.83 | 5.56 |
| Price to Book (MRQ) | 1.25 | 1.71 |
| Market Capitalization | ||
| Market Capitalization | $1.50B | $2.02B |
| Enterprise Value | $1.64B | $1.74B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.18 | 4.77 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.70 | 0.77 |
| Book Value per Share (MRQ) | $48.86 | $79.74 |
Financial Statements Comparison: 1st Source vs Nicolet Bankshares
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SRCE | NIC |
|---|---|---|
| Revenue/Sales | $108.25M | $95.74M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $48.13M | $44.77M |
| Income Tax | $10.80M | $8.74M |
| Net Income (Profit) | $37.33M | $36.04M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SRCE | NIC |
|---|---|---|
| Cash & Equivalents | $87.82M | $572.18M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $99.97M | $156.56M |
| Total Shareholders Equity | $1.22B | $1.18B |
| Retained Earnings | $921.72M | $594.07M |
| Property, Plant & Equipment | $85.04M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SRCE | NIC |
|---|---|---|
| Operating Cash Flow | $69.21M | $41.35M |
| Capital Expenditures | $-1.61M | $-463,000 |
| Free Cash Flow | $69.28M | $41.33M |
| Debt Repayment | $-1.73M | $-5.00M |
| Common Stock Repurchase | $-455,000 | $-26.05M |
Short Interest & Institutional Ownership Analysis
| Metric | SRCE | NIC |
|---|---|---|
| Shares Short | 167,881 | 259,430 |
| Short Ratio | 2.14 | 2.30 |
| Short % of Float | 0.01% | 0.02% |
| Average Daily Volume (10 Day) | 66,510 | 74,040 |
| Average Daily Volume (90 Day) | 75,053 | 91,393 |
| Shares Outstanding | 24.52M | 15.36M |
| Float Shares | 17.36M | 13.15M |
| % Held by Insiders | 0.26% | 0.12% |
| % Held by Institutions | 0.75% | 0.52% |
Dividend Analysis & Yield Comparison: 1st Source vs Nicolet Bankshares
| Metric | SRCE | NIC |
|---|---|---|
| Last 12-Month Dividend | $1.84 | $0.84 |
| Last 12-Month Dividend Yield | 3.02% | 0.72% |
| 3-Year Avg Annual Dividend | $1.49 | $0.62 |
| 3-Year Avg Dividend Yield | 0.64% | 0.31% |
| 3-Year Total Dividends | $4.46 | $1.87 |
| Ex-Dividend Date | Aug 05, 2025 | Mar 10, 2025 |