1st Source [SRCE] vs Nu Holdings [NU] Detailed Stock Comparison

1st Source

NASDAQ
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Nu Holdings

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: 1st Source wins in 8 metrics, Nu Holdings wins in 9 metrics, with 0 ties. Nu Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric 1st Source Nu Holdings Better
P/E Ratio (TTM) 10.63 32.19 1st Source
Price-to-Book Ratio 1.24 7.64 1st Source
Debt-to-Equity Ratio 0.18 0.36 1st Source
PEG Ratio 7.92 1.09 Nu Holdings
Profit Margin (TTM) 36.04% 39.32% Nu Holdings
Operating Margin (TTM) 49.29% 54.14% Nu Holdings
EBITDA Margin (TTM) 49.29% 54.14% Nu Holdings
Return on Equity 11.90% 27.88% Nu Holdings
Return on Assets (TTM) 1.57% 4.28% Nu Holdings
Free Cash Flow (TTM) $181.49M $2.22B Nu Holdings
Dividend Yield 3.02% N/A N/A
1-Year Return 0.03% 12.11% Nu Holdings
Price-to-Sales Ratio (TTM) 3.81 12.50 1st Source
Enterprise Value $1.63B $62.48B Nu Holdings
EV/Revenue Ratio 4.15 10.68 1st Source
Revenue per Share (TTM) $16 $1 1st Source
Earnings per Share (Diluted) $5.70 $0.47 1st Source
Beta (Stock Volatility) 0.66 1.09 1st Source
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

1st Source vs Nu Holdings Stock Performance Analysis

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1st Source
Nu Holdings
1st Source Stock Overview | Nu Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
1st Source-2.95%-0.38%-5.89%-7.54%6.70%4.00%
Nu Holdings-2.93%0.99%-0.58%12.68%40.75%44.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
1st Source0.03%20.74%81.40%94.94%254.66%236.02%
Nu Holdings12.11%273.06%29.70%29.70%29.70%29.70%

News Based Sentiment: 1st Source vs Nu Holdings

1st Source

News based Sentiment: NEUTRAL

October saw analyst downgrades and institutional selling, but also a planned leadership transition and an upcoming earnings report. These events balance each other out, suggesting a period of stability and cautious observation for investors rather than a major shift in the company's outlook.

View 1st Source News Sentiment Analysis

Nu Holdings

News based Sentiment: POSITIVE

Nu Holdings demonstrated strong financial performance in Q2 2025 and made a significant strategic move by applying for a U.S. bank charter. These developments, coupled with continued customer growth and positive analyst sentiment, suggest a positive trajectory for the company, though the U.S. expansion introduces new risks.

View Nu Holdings News Sentiment Analysis

Performance & Financial Health Analysis: 1st Source vs Nu Holdings

MetricSRCENU
Market Information
Market Cap i$1.49B$74.71B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i71,00048,849,330
90 Day Avg. Volume i74,55047,124,900
Last Close$58.31$14.92
52 Week Range$52.14 - $68.13$9.01 - $16.42
% from 52W High-14.41%-9.16%
All-Time High$68.13 (Nov 25, 2024)$16.42 (Sep 23, 2025)
% from All-Time High-14.41%-9.14%
Growth Metrics
Quarterly Revenue Growth0.03%0.14%
Quarterly Earnings Growth0.01%0.31%
Financial Health
Profit Margin (TTM) i0.36%0.39%
Operating Margin (TTM) i0.49%0.54%
Return on Equity (TTM) i0.12%0.28%
Debt to Equity (MRQ) i0.180.36
Cash & Liquidity
Book Value per Share (MRQ)$48.86$1.98
Cash per Share (MRQ)$6.08$2.92
Operating Cash Flow (TTM) i$218.55M$-7,625,014,784
Levered Free Cash Flow (TTM) i$131.40M$1.97B
Dividends
Last 12-Month Dividend Yield i3.02%N/A
Last 12-Month Dividend i$1.84N/A

Valuation & Enterprise Metrics Analysis: 1st Source vs Nu Holdings

MetricSRCENU
Price Ratios
P/E Ratio (TTM) i10.6332.19
Forward P/E i11.5224.40
PEG Ratio i7.921.09
Price to Sales (TTM) i3.8112.50
Price to Book (MRQ) i1.247.64
Market Capitalization
Market Capitalization i$1.49B$74.71B
Enterprise Value i$1.63B$62.48B
Enterprise Value Metrics
Enterprise to Revenue i4.1510.68
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.661.09
Book Value per Share (MRQ) i$48.86$1.98

Financial Statements Comparison: 1st Source vs Nu Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SRCENU
Revenue/Sales i$108.25M$2.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$48.13M$795.07M
Income Tax i$10.80M$237.87M
Net Income (Profit) i$37.33M$557.21M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SRCENU
Cash & Equivalents i$87.82M$14.93B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$99.97M$26.70M
Total Shareholders Equity i$1.22B$8.61B
Retained Earnings i$921.72M$4.03B
Property, Plant & Equipment i$85.04M$46.08M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SRCENU
Operating Cash Flow i$69.21M$3.21B
Capital Expenditures i$-1.61M$-2.40M
Free Cash Flow i$69.28M$1.00B
Debt Repayment i$-1.73M$-356.77M
Common Stock Repurchase i$-455,000N/A

Short Interest & Institutional Ownership Analysis

MetricSRCENU
Shares Short i177,111115.89M
Short Ratio i2.712.03
Short % of Float i0.01%0.03%
Average Daily Volume (10 Day) i71,00048,849,330
Average Daily Volume (90 Day) i74,55047,124,900
Shares Outstanding i24.52M4.82B
Float Shares i17.36M3.61B
% Held by Insiders i0.26%0.05%
% Held by Institutions i0.75%0.80%

Dividend Analysis & Yield Comparison: 1st Source vs Nu Holdings

MetricSRCENU
Last 12-Month Dividend i$1.84N/A
Last 12-Month Dividend Yield i3.02%N/A
3-Year Avg Annual Dividend i$1.49N/A
3-Year Avg Dividend Yield i0.64%N/A
3-Year Total Dividends i$4.46N/A
Ex-Dividend DateAug 05, 2025N/A