Bancorp [TBBK] vs U.S. Bancorp [USB] Detailed Stock Comparison
Bancorp
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Bancorp wins in 9 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Bancorp | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 16.33 | 11.75 | U.S. Bancorp |
| Price-to-Book Ratio | 4.08 | 1.40 | U.S. Bancorp |
| Debt-to-Equity Ratio | 0.14 | 1.34 | Bancorp |
| PEG Ratio | 0.75 | 0.81 | Bancorp |
| Profit Margin (TTM) | 43.50% | 27.00% | Bancorp |
| Operating Margin (TTM) | 59.07% | 37.33% | Bancorp |
| EBITDA Margin (TTM) | 59.07% | 37.33% | Bancorp |
| Return on Equity | 27.41% | 11.67% | Bancorp |
| Return on Assets (TTM) | 2.64% | 1.01% | Bancorp |
| Free Cash Flow (TTM) | $220.98M | $11.27B | U.S. Bancorp |
| Dividend Yield | N/A | 4.60% | N/A |
| 1-Year Return | 53.47% | 10.11% | Bancorp |
| Price-to-Sales Ratio (TTM) | 6.78 | 2.99 | U.S. Bancorp |
| Enterprise Value | $3.61B | $104.49B | U.S. Bancorp |
| EV/Revenue Ratio | 7.00 | 4.09 | U.S. Bancorp |
| Revenue per Share (TTM) | $11 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $4.65 | $4.18 | Bancorp |
| Beta (Stock Volatility) | 1.37 | 1.07 | U.S. Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Bancorp vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Bancorp | -0.93% | 0.20% | 13.07% | 48.31% | 49.66% | 46.93% |
| U.S. Bancorp | -0.39% | 0.68% | 7.34% | 11.25% | 17.87% | 2.65% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Bancorp | 53.47% | 228.08% | 705.41% | 876.22% | 1,061.31% | 356.43% |
| U.S. Bancorp | 10.11% | 7.11% | 30.60% | 19.33% | 115.39% | 64.04% |
News Based Sentiment: Bancorp vs U.S. Bancorp
Bancorp
News based Sentiment: MIXED
September was a month of conflicting signals for Bancorp. While the company is projecting strong earnings growth for Q3 and maintains a 'Buy' rating from some analysts, the substantial insider selling activity and ETF outflows create a cautious outlook. Investors should closely monitor the upcoming earnings report and insider trading patterns.
U.S. Bancorp
News based Sentiment: POSITIVE
September was a generally positive month for U.S. Bancorp, highlighted by a dividend increase, better-than-expected earnings, and strategic moves into digital assets and small business services. While revenue guidance remains cautious, the overall narrative suggests a strengthening investment case and improved shareholder returns.
Performance & Financial Health Analysis: Bancorp vs U.S. Bancorp
| Metric | TBBK | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $3.50B | $76.46B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 537,860 | 9,359,840 |
| 90 Day Avg. Volume | 628,307 | 8,345,997 |
| Last Close | $75.95 | $49.13 |
| 52 Week Range | $40.51 - $80.16 | $35.18 - $53.98 |
| % from 52W High | -5.25% | -8.98% |
| All-Time High | $80.16 (Sep 04, 2025) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -5.25% | -22.72% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.03% |
| Quarterly Earnings Growth | 0.11% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.44% | 0.27% |
| Operating Margin (TTM) | 0.59% | 0.37% |
| Return on Equity (TTM) | 0.27% | 0.12% |
| Debt to Equity (MRQ) | 0.14 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $18.60 | $35.02 |
| Cash per Share (MRQ) | $0.25 | $39.85 |
| Operating Cash Flow (TTM) | $353.52M | $7.48B |
| Levered Free Cash Flow (TTM) | $217.54M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 4.60% |
| Last 12-Month Dividend | N/A | $1.99 |
Valuation & Enterprise Metrics Analysis: Bancorp vs U.S. Bancorp
| Metric | TBBK | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 16.33 | 11.75 |
| Forward P/E | 14.44 | 11.35 |
| PEG Ratio | 0.75 | 0.81 |
| Price to Sales (TTM) | 6.78 | 2.99 |
| Price to Book (MRQ) | 4.08 | 1.40 |
| Market Capitalization | ||
| Market Capitalization | $3.50B | $76.46B |
| Enterprise Value | $3.61B | $104.49B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.00 | 4.09 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.37 | 1.07 |
| Book Value per Share (MRQ) | $18.60 | $35.02 |
Financial Statements Comparison: Bancorp vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | TBBK | USB |
|---|---|---|
| Revenue/Sales | $175.39M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $75.24M | $2.16B |
| Income Tax | $18.07M | $443.00M |
| Net Income (Profit) | $57.17M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | TBBK | USB |
|---|---|---|
| Cash & Equivalents | $1.02B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $123.69M | $59.86B |
| Total Shareholders Equity | $829.69M | $60.56B |
| Retained Earnings | $836.33M | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | TBBK | USB |
|---|---|---|
| Operating Cash Flow | $87.22M | $-750.00M |
| Capital Expenditures | $-677,000 | N/A |
| Free Cash Flow | $130.35M | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-37.66M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | TBBK | USB |
|---|---|---|
| Shares Short | 5.49M | 22.06M |
| Short Ratio | 8.08 | 2.62 |
| Short % of Float | 0.15% | 0.01% |
| Average Daily Volume (10 Day) | 537,860 | 9,359,840 |
| Average Daily Volume (90 Day) | 628,307 | 8,345,997 |
| Shares Outstanding | 47.31M | 1.56B |
| Float Shares | 43.78M | 1.55B |
| % Held by Insiders | 0.04% | 0.00% |
| % Held by Institutions | 1.11% | 0.82% |
Dividend Analysis & Yield Comparison: Bancorp vs U.S. Bancorp
| Metric | TBBK | USB |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.99 |
| Last 12-Month Dividend Yield | N/A | 4.60% |
| 3-Year Avg Annual Dividend | N/A | $1.78 |
| 3-Year Avg Dividend Yield | N/A | 1.19% |
| 3-Year Total Dividends | N/A | $5.35 |
| Ex-Dividend Date | N/A | Mar 31, 2025 |