Texas Capital [TCBI] vs Nu Holdings [NU] Detailed Stock Comparison
Texas Capital
NASDAQ
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Nu Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 17 vital metrics comparison: Texas Capital wins in 8 metrics, Nu Holdings wins in 9 metrics, with 0 ties. Nu Holdings appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Texas Capital | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 33.62 | 32.57 | Nu Holdings |
| Price-to-Book Ratio | 1.21 | 7.73 | Texas Capital |
| Debt-to-Equity Ratio | 0.53 | 0.36 | Nu Holdings |
| PEG Ratio | 0.34 | 1.10 | Texas Capital |
| Profit Margin (TTM) | 14.31% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 36.68% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 36.68% | 54.14% | Nu Holdings |
| Return on Equity | 4.01% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 0.43% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $416.28M | $2.22B | Nu Holdings |
| 1-Year Return | 14.29% | 10.36% | Texas Capital |
| Price-to-Sales Ratio (TTM) | 4.14 | 12.65 | Texas Capital |
| Enterprise Value | $3.39B | $63.35B | Nu Holdings |
| EV/Revenue Ratio | 3.62 | 10.83 | Texas Capital |
| Revenue per Share (TTM) | $20 | $1 | Texas Capital |
| Earnings per Share (Diluted) | $2.52 | $0.47 | Texas Capital |
| Beta (Stock Volatility) | 0.67 | 1.09 | Texas Capital |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Texas Capital vs Nu Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Texas Capital | 0.14% | 2.47% | -0.78% | 1.54% | 37.58% | 12.77% |
| Nu Holdings | -1.63% | -5.50% | -0.59% | 13.25% | 55.66% | 42.33% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Texas Capital | 14.29% | 39.19% | 128.13% | 64.12% | 395.25% | 335.06% |
| Nu Holdings | 10.36% | 267.23% | 27.68% | 27.68% | 27.68% | 27.68% |
News Based Sentiment: Texas Capital vs Nu Holdings
Texas Capital
News based Sentiment: POSITIVE
Texas Capital Bancshares reported a strong second quarter with an earnings beat and increased institutional investment, alongside strategic initiatives like community grants and team expansion. While analyst sentiment is mixed, the overall narrative points to positive momentum and a commitment to growth, making this a significant month for the bank.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings is demonstrating strong financial performance and ambitious growth plans, including expansion into the U.S. market. While there's some market volatility and valuation concerns, positive analyst ratings and strong financial health metrics suggest a generally positive outlook for the company.
Performance & Financial Health Analysis: Texas Capital vs Nu Holdings
| Metric | TCBI | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $4.00B | $77.68B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 348,101 | 47,687,610 |
| 90 Day Avg. Volume | 427,800 | 47,656,550 |
| Last Close | $86.62 | $15.13 |
| 52 Week Range | $59.37 - $94.61 | $9.01 - $16.42 |
| % from 52W High | -8.45% | -7.88% |
| All-Time High | $103.05 (May 14, 2018) | $16.42 (Sep 23, 2025) |
| % from All-Time High | -15.94% | -7.86% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.18% | 0.14% |
| Quarterly Earnings Growth | 0.86% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.39% |
| Operating Margin (TTM) | 0.37% | 0.54% |
| Return on Equity (TTM) | 0.04% | 0.28% |
| Debt to Equity (MRQ) | 0.53 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $70.17 | $1.98 |
| Cash per Share (MRQ) | $58.03 | $2.92 |
| Operating Cash Flow (TTM) | $415.40M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $60.26M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: Texas Capital vs Nu Holdings
| Metric | TCBI | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 33.62 | 32.57 |
| Forward P/E | 14.97 | 24.69 |
| PEG Ratio | 0.34 | 1.10 |
| Price to Sales (TTM) | 4.14 | 12.65 |
| Price to Book (MRQ) | 1.21 | 7.73 |
| Market Capitalization | ||
| Market Capitalization | $4.00B | $77.68B |
| Enterprise Value | $3.39B | $63.35B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.62 | 10.83 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.67 | 1.09 |
| Book Value per Share (MRQ) | $70.17 | $1.98 |
Financial Statements Comparison: Texas Capital vs Nu Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | TCBI | NU |
|---|---|---|
| Revenue/Sales | $307.46M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $102.19M | $795.07M |
| Income Tax | $24.86M | $237.87M |
| Net Income (Profit) | $77.33M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | TCBI | NU |
|---|---|---|
| Cash & Equivalents | $3.80B | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $660.52M | $26.70M |
| Total Shareholders Equity | $3.43B | $8.61B |
| Retained Earnings | $2.54B | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | TCBI | NU |
|---|---|---|
| Operating Cash Flow | $-16.86M | $3.21B |
| Capital Expenditures | $-2.42M | $-2.40M |
| Free Cash Flow | $-2.05M | $1.00B |
| Debt Repayment | N/A | $-356.77M |
| Common Stock Repurchase | $-31.15M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | TCBI | NU |
|---|---|---|
| Shares Short | 1.68M | 115.89M |
| Short Ratio | 3.90 | 2.03 |
| Short % of Float | 0.05% | 0.03% |
| Average Daily Volume (10 Day) | 348,101 | 47,687,610 |
| Average Daily Volume (90 Day) | 427,800 | 47,656,550 |
| Shares Outstanding | 46.23M | 4.82B |
| Float Shares | 44.94M | 3.61B |
| % Held by Insiders | 0.02% | 0.05% |
| % Held by Institutions | 1.03% | 0.80% |
Dividend Analysis & Yield Comparison: Texas Capital vs Nu Holdings
| Metric | TCBI | NU |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |