Texas Capital [TCBI] vs Webster Financial [WBS] Detailed Stock Comparison

Texas Capital

Webster Financial
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Texas Capital wins in 3 metrics, Webster Financial wins in 14 metrics, with 0 ties. Webster Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Texas Capital | Webster Financial | Better |
---|---|---|---|
P/E Ratio (TTM) | 33.62 | 12.12 | Webster Financial |
Price-to-Book Ratio | 1.21 | 1.10 | Webster Financial |
Debt-to-Equity Ratio | 0.53 | 0.52 | Webster Financial |
PEG Ratio | 0.34 | 0.25 | Webster Financial |
Profit Margin (TTM) | 14.31% | 34.45% | Webster Financial |
Operating Margin (TTM) | 36.68% | 51.96% | Webster Financial |
EBITDA Margin (TTM) | 36.68% | 51.96% | Webster Financial |
Return on Equity | 4.01% | 9.44% | Webster Financial |
Return on Assets (TTM) | 0.43% | 1.08% | Webster Financial |
Free Cash Flow (TTM) | $416.28M | $1.37B | Webster Financial |
Dividend Yield | N/A | 2.33% | N/A |
1-Year Return | 14.29% | 25.64% | Webster Financial |
Price-to-Sales Ratio (TTM) | 4.14 | 3.98 | Webster Financial |
Enterprise Value | $3.39B | $12.19B | Webster Financial |
EV/Revenue Ratio | 3.62 | 4.90 | Texas Capital |
Revenue per Share (TTM) | $20 | $15 | Texas Capital |
Earnings per Share (Diluted) | $2.52 | $4.92 | Webster Financial |
Beta (Stock Volatility) | 0.67 | 1.04 | Texas Capital |
Texas Capital vs Webster Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Texas Capital | 0.14% | 2.47% | -0.78% | 1.54% | 37.58% | 12.77% |
Webster Financial | -2.15% | 1.16% | -3.14% | 3.30% | 41.65% | 9.71% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Texas Capital | 14.29% | 39.19% | 128.13% | 64.12% | 395.25% | 335.06% |
Webster Financial | 25.64% | 25.98% | 108.78% | 70.87% | 240.29% | 35.49% |
News Based Sentiment: Texas Capital vs Webster Financial
Texas Capital
News based Sentiment: POSITIVE
Texas Capital Bancshares reported a strong second quarter with an earnings beat and increased institutional investment, alongside strategic initiatives like community grants and team expansion. While analyst sentiment is mixed, the overall narrative points to positive momentum and a commitment to growth, making this a significant month for the bank.
Webster Financial
News based Sentiment: MIXED
October was a mixed month for Webster Financial, with a wave of analyst upgrades and a significant share repurchase program being countered by a downgrade and notable insider selling. While the overall sentiment remains positive, these conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess.
Performance & Financial Health Analysis: Texas Capital vs Webster Financial
Metric | TCBI | WBS |
---|---|---|
Market Information | ||
Market Cap | $4.00B | $9.91B |
Market Cap Category | Mid cap | Mid cap |
10 Day Avg. Volume | 348,101 | 1,122,210 |
90 Day Avg. Volume | 427,800 | 1,321,993 |
Last Close | $86.62 | $60.13 |
52 Week Range | $59.37 - $94.61 | $39.43 - $63.99 |
% from 52W High | -8.45% | -6.03% |
All-Time High | $103.05 (May 14, 2018) | $69.63 (Jul 23, 2018) |
% from All-Time High | -15.94% | -13.64% |
Growth Metrics | ||
Quarterly Revenue Growth | 0.18% | 0.21% |
Quarterly Earnings Growth | 0.86% | 0.43% |
Financial Health | ||
Profit Margin (TTM) | 0.14% | 0.34% |
Operating Margin (TTM) | 0.37% | 0.52% |
Return on Equity (TTM) | 0.04% | 0.09% |
Debt to Equity (MRQ) | 0.53 | 0.52 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | $70.17 | $54.19 |
Cash per Share (MRQ) | $58.03 | $17.19 |
Operating Cash Flow (TTM) | $415.40M | $1.30B |
Levered Free Cash Flow (TTM) | $60.26M | $744.08M |
Dividends | ||
Last 12-Month Dividend Yield | N/A | 2.33% |
Last 12-Month Dividend | N/A | $1.20 |
Valuation & Enterprise Metrics Analysis: Texas Capital vs Webster Financial
Metric | TCBI | WBS |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 33.62 | 12.12 |
Forward P/E | 14.97 | 10.40 |
PEG Ratio | 0.34 | 0.25 |
Price to Sales (TTM) | 4.14 | 3.98 |
Price to Book (MRQ) | 1.21 | 1.10 |
Market Capitalization | ||
Market Capitalization | $4.00B | $9.91B |
Enterprise Value | $3.39B | $12.19B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 3.62 | 4.90 |
Enterprise to EBITDA | N/A | N/A |
Risk & Other Metrics | ||
Beta | 0.67 | 1.04 |
Book Value per Share (MRQ) | $70.17 | $54.19 |
Financial Statements Comparison: Texas Capital vs Webster Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | TCBI | WBS |
---|---|---|
Revenue/Sales | $307.46M | $715.84M |
Cost of Goods Sold | N/A | N/A |
Gross Profit | N/A | N/A |
Research & Development | N/A | N/A |
Operating Income (EBIT) | N/A | N/A |
EBITDA | N/A | N/A |
Pre-Tax Income | $102.19M | $323.63M |
Income Tax | $24.86M | $64.78M |
Net Income (Profit) | $77.33M | $258.85M |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | TCBI | WBS |
---|---|---|
Cash & Equivalents | $3.80B | $2.51B |
Total Current Assets | N/A | N/A |
Total Current Liabilities | N/A | N/A |
Long-Term Debt | $660.52M | $917.42M |
Total Shareholders Equity | $3.43B | $9.20B |
Retained Earnings | $2.54B | $3.91B |
Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | TCBI | WBS |
---|---|---|
Operating Cash Flow | $-16.86M | $183.53M |
Capital Expenditures | $-2.42M | $-6.88M |
Free Cash Flow | $-2.05M | $86.58M |
Debt Repayment | N/A | $0 |
Common Stock Repurchase | $-31.15M | $-180.99M |
Short Interest & Institutional Ownership Analysis
Metric | TCBI | WBS |
---|---|---|
Shares Short | 1.68M | 3.45M |
Short Ratio | 3.90 | 2.96 |
Short % of Float | 0.05% | 0.02% |
Average Daily Volume (10 Day) | 348,101 | 1,122,210 |
Average Daily Volume (90 Day) | 427,800 | 1,321,993 |
Shares Outstanding | 46.23M | 171.39M |
Float Shares | 44.94M | 164.42M |
% Held by Insiders | 0.02% | 0.01% |
% Held by Institutions | 1.03% | 0.92% |
Dividend Analysis & Yield Comparison: Texas Capital vs Webster Financial
Metric | TCBI | WBS |
---|---|---|
Last 12-Month Dividend | N/A | $1.20 |
Last 12-Month Dividend Yield | N/A | 2.33% |
3-Year Avg Annual Dividend | N/A | $1.47 |
3-Year Avg Dividend Yield | N/A | 0.86% |
3-Year Total Dividends | N/A | $4.40 |
Ex-Dividend Date | N/A | Feb 10, 2025 |