Texas Capital [TCBI] vs Webster Financial [WBS] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Texas Capital wins in 3 metrics, Webster Financial wins in 14 metrics, with 0 ties. Webster Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTexas CapitalWebster FinancialBetter
P/E Ratio (TTM)33.6212.12Webster Financial
Price-to-Book Ratio1.211.10Webster Financial
Debt-to-Equity Ratio0.530.52Webster Financial
PEG Ratio0.340.25Webster Financial
Profit Margin (TTM)14.31%34.45%Webster Financial
Operating Margin (TTM)36.68%51.96%Webster Financial
EBITDA Margin (TTM)36.68%51.96%Webster Financial
Return on Equity4.01%9.44%Webster Financial
Return on Assets (TTM)0.43%1.08%Webster Financial
Free Cash Flow (TTM)$416.28M$1.37BWebster Financial
Dividend YieldN/A2.33%N/A
1-Year Return14.29%25.64%Webster Financial
Price-to-Sales Ratio (TTM)4.143.98Webster Financial
Enterprise Value$3.39B$12.19BWebster Financial
EV/Revenue Ratio3.624.90Texas Capital
Revenue per Share (TTM)$20$15Texas Capital
Earnings per Share (Diluted)$2.52$4.92Webster Financial
Beta (Stock Volatility)0.671.04Texas Capital
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Texas Capital vs Webster Financial Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Texas Capital0.14%2.47%-0.78%1.54%37.58%12.77%
Webster Financial-2.15%1.16%-3.14%3.30%41.65%9.71%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Texas Capital14.29%39.19%128.13%64.12%395.25%335.06%
Webster Financial25.64%25.98%108.78%70.87%240.29%35.49%

News Based Sentiment: Texas Capital vs Webster Financial

Texas Capital

News based Sentiment: POSITIVE

Texas Capital Bancshares reported a strong second quarter with an earnings beat and increased institutional investment, alongside strategic initiatives like community grants and team expansion. While analyst sentiment is mixed, the overall narrative points to positive momentum and a commitment to growth, making this a significant month for the bank.

View Texas Capital News Sentiment Analysis

Webster Financial

News based Sentiment: MIXED

October was a mixed month for Webster Financial, with a wave of analyst upgrades and a significant share repurchase program being countered by a downgrade and notable insider selling. While the overall sentiment remains positive, these conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess.

View Webster Financial News Sentiment Analysis

Performance & Financial Health Analysis: Texas Capital vs Webster Financial

MetricTCBIWBS
Market Information
Market Cap i$4.00B$9.91B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i348,1011,122,210
90 Day Avg. Volume i427,8001,321,993
Last Close$86.62$60.13
52 Week Range$59.37 - $94.61$39.43 - $63.99
% from 52W High-8.45%-6.03%
All-Time High$103.05 (May 14, 2018)$69.63 (Jul 23, 2018)
% from All-Time High-15.94%-13.64%
Growth Metrics
Quarterly Revenue Growth0.18%0.21%
Quarterly Earnings Growth0.86%0.43%
Financial Health
Profit Margin (TTM) i0.14%0.34%
Operating Margin (TTM) i0.37%0.52%
Return on Equity (TTM) i0.04%0.09%
Debt to Equity (MRQ) i0.530.52
Cash & Liquidity
Book Value per Share (MRQ)$70.17$54.19
Cash per Share (MRQ)$58.03$17.19
Operating Cash Flow (TTM) i$415.40M$1.30B
Levered Free Cash Flow (TTM) i$60.26M$744.08M
Dividends
Last 12-Month Dividend Yield iN/A2.33%
Last 12-Month Dividend iN/A$1.20

Valuation & Enterprise Metrics Analysis: Texas Capital vs Webster Financial

MetricTCBIWBS
Price Ratios
P/E Ratio (TTM) i33.6212.12
Forward P/E i14.9710.40
PEG Ratio i0.340.25
Price to Sales (TTM) i4.143.98
Price to Book (MRQ) i1.211.10
Market Capitalization
Market Capitalization i$4.00B$9.91B
Enterprise Value i$3.39B$12.19B
Enterprise Value Metrics
Enterprise to Revenue i3.624.90
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.671.04
Book Value per Share (MRQ) i$70.17$54.19

Financial Statements Comparison: Texas Capital vs Webster Financial

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TCBIWBS
Revenue/Sales i$307.46M$715.84M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$102.19M$323.63M
Income Tax i$24.86M$64.78M
Net Income (Profit) i$77.33M$258.85M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TCBIWBS
Cash & Equivalents i$3.80B$2.51B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$660.52M$917.42M
Total Shareholders Equity i$3.43B$9.20B
Retained Earnings i$2.54B$3.91B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TCBIWBS
Operating Cash Flow i$-16.86M$183.53M
Capital Expenditures i$-2.42M$-6.88M
Free Cash Flow i$-2.05M$86.58M
Debt Repayment iN/A$0
Common Stock Repurchase i$-31.15M$-180.99M

Short Interest & Institutional Ownership Analysis

MetricTCBIWBS
Shares Short i1.68M3.45M
Short Ratio i3.902.96
Short % of Float i0.05%0.02%
Average Daily Volume (10 Day) i348,1011,122,210
Average Daily Volume (90 Day) i427,8001,321,993
Shares Outstanding i46.23M171.39M
Float Shares i44.94M164.42M
% Held by Insiders i0.02%0.01%
% Held by Institutions i1.03%0.92%

Dividend Analysis & Yield Comparison: Texas Capital vs Webster Financial

MetricTCBIWBS
Last 12-Month Dividend iN/A$1.20
Last 12-Month Dividend Yield iN/A2.33%
3-Year Avg Annual Dividend iN/A$1.47
3-Year Avg Dividend Yield iN/A0.86%
3-Year Total Dividends iN/A$4.40
Ex-Dividend DateN/AFeb 10, 2025