Triumph Financial [TFIN] vs Nicolet Bankshares [NIC] Detailed Stock Comparison

Triumph Financial

NASDAQ
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Nicolet Bankshares

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Triumph Financial wins in 3 metrics, Nicolet Bankshares wins in 14 metrics, with 0 ties. Nicolet Bankshares appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTriumph FinancialNicolet BanksharesBetter
P/E Ratio (TTM)134.3215.51Nicolet Bankshares
Price-to-Book Ratio1.621.70Triumph Financial
Debt-to-Equity Ratio0.350.11Nicolet Bankshares
PEG Ratio1.540.69Nicolet Bankshares
Profit Margin (TTM)3.33%37.26%Nicolet Bankshares
Operating Margin (TTM)13.87%49.93%Nicolet Bankshares
EBITDA Margin (TTM)13.87%49.93%Nicolet Bankshares
Return on Equity1.53%11.89%Nicolet Bankshares
Return on Assets (TTM)0.22%1.55%Nicolet Bankshares
Free Cash Flow (TTM)$-28.59M$117.23MNicolet Bankshares
Dividend YieldN/A0.72%N/A
1-Year Return-27.20%42.97%Nicolet Bankshares
Price-to-Sales Ratio (TTM)3.435.53Triumph Financial
Enterprise Value$1.49B$1.76BNicolet Bankshares
EV/Revenue Ratio3.634.83Triumph Financial
Revenue per Share (TTM)$17$24Nicolet Bankshares
Earnings per Share (Diluted)$0.44$8.73Nicolet Bankshares
Beta (Stock Volatility)1.300.77Nicolet Bankshares
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Triumph Financial vs Nicolet Bankshares Stock Performance Analysis

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Triumph Financial
Nicolet Bankshares
Triumph Financial Stock Overview | Nicolet Bankshares Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Triumph Financial4.01%-7.44%9.10%-0.14%-1.09%-33.42%
Nicolet Bankshares1.27%0.88%8.96%16.63%24.70%33.67%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Triumph Financial-27.20%-3.37%105.21%255.81%181.43%181.43%
Nicolet Bankshares42.97%84.63%131.28%344.13%760.50%760.50%

News Based Sentiment: Triumph Financial vs Nicolet Bankshares

Triumph Financial

News based Sentiment: MIXED

September presented a mixed picture for Triumph Financial, with insider selling and a slight stock dip balanced by management's confidence in revenue growth and a continued dividend payout. The upcoming Q3 earnings report will be critical in determining the company's overall performance and future direction, making this a moderately significant month for investors.

View Triumph Financial News Sentiment Analysis

Nicolet Bankshares

News based Sentiment: MIXED

September presented a mixed bag for Nicolet Bankshares, with continued dividend payouts and institutional support countered by analyst downgrades, insider selling, and bearish technical indicators. The overall narrative suggests cautious optimism, but requires close monitoring of upcoming earnings and investor behavior.

View Nicolet Bankshares News Sentiment Analysis

Performance & Financial Health Analysis: Triumph Financial vs Nicolet Bankshares

MetricTFINNIC
Market Information
Market Cap i$1.40B$2.00B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i199,13046,684
90 Day Avg. Volume i194,04061,251
Last Close$59.10$137.68
52 Week Range$42.90 - $110.58$90.07 - $141.92
% from 52W High-46.55%-2.99%
All-Time High$136.01 (Dec 06, 2021)$141.97 (Jul 18, 2025)
% from All-Time High-56.55%-3.02%
Growth Metrics
Quarterly Revenue Growth0.08%0.13%
Quarterly Earnings Growth0.61%0.23%
Financial Health
Profit Margin (TTM) i0.03%0.37%
Operating Margin (TTM) i0.14%0.50%
Return on Equity (TTM) i0.02%0.12%
Debt to Equity (MRQ) i0.350.11
Cash & Liquidity
Book Value per Share (MRQ)$36.56$79.74
Cash per Share (MRQ)$11.90$28.45
Operating Cash Flow (TTM) i$53.62M$153.72M
Levered Free Cash Flow (TTM) i$12.88M$124.06M
Dividends
Last 12-Month Dividend Yield iN/A0.72%
Last 12-Month Dividend i$0.00$0.84

Valuation & Enterprise Metrics Analysis: Triumph Financial vs Nicolet Bankshares

MetricTFINNIC
Price Ratios
P/E Ratio (TTM) i134.3215.51
Forward P/E i36.4817.03
PEG Ratio i1.540.69
Price to Sales (TTM) i3.435.53
Price to Book (MRQ) i1.621.70
Market Capitalization
Market Capitalization i$1.40B$2.00B
Enterprise Value i$1.49B$1.76B
Enterprise Value Metrics
Enterprise to Revenue i3.634.83
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.300.77
Book Value per Share (MRQ) i$36.56$79.74

Financial Statements Comparison: Triumph Financial vs Nicolet Bankshares

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TFINNIC
Revenue/Sales i$101.57M$95.74M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$70,000$44.77M
Income Tax i$53,000$8.74M
Net Income (Profit) i$17,000$36.04M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TFINNIC
Cash & Equivalents i$282.35M$572.18M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$292.45M$156.56M
Total Shareholders Equity i$912.38M$1.18B
Retained Earnings i$552.05M$594.07M
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TFINNIC
Operating Cash Flow i$10.57M$41.35M
Capital Expenditures i$-2.39M$-463,000
Free Cash Flow i$-3.17M$41.33M
Debt Repayment iN/A$-5.00M
Common Stock Repurchase i$-2.10M$-26.05M

Short Interest & Institutional Ownership Analysis

MetricTFINNIC
Shares Short i2.24M261,628
Short Ratio i11.632.94
Short % of Float i0.14%0.02%
Average Daily Volume (10 Day) i199,13046,684
Average Daily Volume (90 Day) i194,04061,251
Shares Outstanding i23.39M15.36M
Float Shares i21.32M13.15M
% Held by Insiders i0.05%0.12%
% Held by Institutions i0.97%0.52%

Dividend Analysis & Yield Comparison: Triumph Financial vs Nicolet Bankshares

MetricTFINNIC
Last 12-Month Dividend i$0.00$0.84
Last 12-Month Dividend Yield iN/A0.72%
3-Year Avg Annual Dividend i$0.00$0.62
3-Year Avg Dividend Yield iN/A0.31%
3-Year Total Dividends i$0.00$1.87
Ex-Dividend DateN/AMar 10, 2025