Triumph Financial [TFIN] vs OFG Bancorp [OFG] Detailed Stock Comparison

Triumph Financial

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Triumph Financial wins in 3 metrics, OFG Bancorp wins in 14 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTriumph FinancialOFG BancorpBetter
P/E Ratio (TTM)134.3210.30OFG Bancorp
Price-to-Book Ratio1.621.47OFG Bancorp
Debt-to-Equity Ratio0.350.38Triumph Financial
PEG Ratio1.541.87Triumph Financial
Profit Margin (TTM)3.33%31.43%OFG Bancorp
Operating Margin (TTM)13.87%43.08%OFG Bancorp
EBITDA Margin (TTM)13.87%43.08%OFG Bancorp
Return on Equity1.53%15.20%OFG Bancorp
Return on Assets (TTM)0.22%1.66%OFG Bancorp
Free Cash Flow (TTM)$-28.59M$210.79MOFG Bancorp
Dividend YieldN/A2.57%N/A
1-Year Return-27.20%-0.25%OFG Bancorp
Price-to-Sales Ratio (TTM)3.433.14OFG Bancorp
Enterprise Value$1.49B$1.60BOFG Bancorp
EV/Revenue Ratio3.632.58OFG Bancorp
Revenue per Share (TTM)$17$14Triumph Financial
Earnings per Share (Diluted)$0.44$4.25OFG Bancorp
Beta (Stock Volatility)1.300.83OFG Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Triumph Financial vs OFG Bancorp Stock Performance Analysis

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Triumph Financial
OFG Bancorp
Triumph Financial Stock Overview | OFG Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Triumph Financial4.01%-7.44%9.10%-0.14%-1.09%-33.42%
OFG Bancorp-0.88%-2.32%1.44%5.07%10.51%5.19%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Triumph Financial-27.20%-3.37%105.21%255.81%181.43%181.43%
OFG Bancorp-0.25%60.18%226.81%419.10%225.60%221.76%

News Based Sentiment: Triumph Financial vs OFG Bancorp

Triumph Financial

News based Sentiment: MIXED

September presented a mixed picture for Triumph Financial, with insider selling and a slight stock dip balanced by management's confidence in revenue growth and a continued dividend payout. The upcoming Q3 earnings report will be critical in determining the company's overall performance and future direction, making this a moderately significant month for investors.

View Triumph Financial News Sentiment Analysis

OFG Bancorp

News based Sentiment: POSITIVE

September proved to be a strong month for OFG Bancorp, driven by better-than-expected earnings and positive analyst revisions. While institutional investment activity was mixed, the overall trend suggests continued investor confidence and potential for future growth, making it a noteworthy month for investors.

View OFG Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Triumph Financial vs OFG Bancorp

MetricTFINOFG
Market Information
Market Cap i$1.40B$1.95B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i199,130192,680
90 Day Avg. Volume i194,040208,447
Last Close$59.10$43.76
52 Week Range$42.90 - $110.58$33.15 - $47.66
% from 52W High-46.55%-8.18%
All-Time High$136.01 (Dec 06, 2021)$47.66 (Nov 25, 2024)
% from All-Time High-56.55%-8.18%
Growth Metrics
Quarterly Revenue Growth0.08%-0.02%
Quarterly Earnings Growth0.61%0.01%
Financial Health
Profit Margin (TTM) i0.03%0.31%
Operating Margin (TTM) i0.14%0.43%
Return on Equity (TTM) i0.02%0.15%
Debt to Equity (MRQ) i0.350.38
Cash & Liquidity
Book Value per Share (MRQ)$36.56$29.83
Cash per Share (MRQ)$11.90$19.13
Operating Cash Flow (TTM) i$53.62M$215.43M
Levered Free Cash Flow (TTM) i$12.88M$198.17M
Dividends
Last 12-Month Dividend Yield iN/A2.57%
Last 12-Month Dividend i$0.00$1.05

Valuation & Enterprise Metrics Analysis: Triumph Financial vs OFG Bancorp

MetricTFINOFG
Price Ratios
P/E Ratio (TTM) i134.3210.30
Forward P/E i36.4811.08
PEG Ratio i1.541.87
Price to Sales (TTM) i3.433.14
Price to Book (MRQ) i1.621.47
Market Capitalization
Market Capitalization i$1.40B$1.95B
Enterprise Value i$1.49B$1.60B
Enterprise Value Metrics
Enterprise to Revenue i3.632.58
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.300.83
Book Value per Share (MRQ) i$36.56$29.83

Financial Statements Comparison: Triumph Financial vs OFG Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TFINOFG
Revenue/Sales i$101.57M$166.68M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$70,000$59.45M
Income Tax i$53,000$13.88M
Net Income (Profit) i$17,000$45.57M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TFINOFG
Cash & Equivalents i$282.35M$235.00M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$292.45M$275.80M
Total Shareholders Equity i$912.38M$1.30B
Retained Earnings i$552.05M$802.02M
Property, Plant & Equipment iN/A$122.24M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TFINOFG
Operating Cash Flow i$10.57M$44.63M
Capital Expenditures i$-2.39M$-4.35M
Free Cash Flow i$-3.17M$78.72M
Debt Repayment iN/AN/A
Common Stock Repurchase i$-2.10M$-23.39M

Short Interest & Institutional Ownership Analysis

MetricTFINOFG
Shares Short i2.24M532,890
Short Ratio i11.632.39
Short % of Float i0.14%0.02%
Average Daily Volume (10 Day) i199,130192,680
Average Daily Volume (90 Day) i194,040208,447
Shares Outstanding i23.39M45.44M
Float Shares i21.32M43.97M
% Held by Insiders i0.05%0.01%
% Held by Institutions i0.97%0.98%

Dividend Analysis & Yield Comparison: Triumph Financial vs OFG Bancorp

MetricTFINOFG
Last 12-Month Dividend i$0.00$1.05
Last 12-Month Dividend Yield iN/A2.57%
3-Year Avg Annual Dividend i$0.00$0.91
3-Year Avg Dividend Yield iN/A0.71%
3-Year Total Dividends i$0.00$2.73
Ex-Dividend DateN/AMar 31, 2025