TowneBank [TOWN] vs SouthState [SSB] Detailed Stock Comparison
TowneBank
NASDAQ
Loading...
SouthState
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: TowneBank wins in 6 metrics, SouthState wins in 12 metrics, with 0 ties. SouthState appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | TowneBank | SouthState | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 15.37 | 14.33 | SouthState |
| Price-to-Book Ratio | 1.18 | 1.11 | SouthState |
| Debt-to-Equity Ratio | 0.16 | 0.32 | TowneBank |
| PEG Ratio | -1.75 | 0.66 | TowneBank |
| Profit Margin (TTM) | 23.41% | 28.66% | SouthState |
| Operating Margin (TTM) | 36.35% | 52.40% | SouthState |
| EBITDA Margin (TTM) | 36.35% | 52.40% | SouthState |
| Return on Equity | 8.07% | 8.19% | SouthState |
| Return on Assets (TTM) | 0.99% | 1.06% | SouthState |
| Free Cash Flow (TTM) | $81.09M | $476.15M | SouthState |
| Dividend Yield | 3.87% | 1.88% | TowneBank |
| 1-Year Return | 8.42% | 3.93% | TowneBank |
| Price-to-Sales Ratio (TTM) | 3.61 | 4.73 | TowneBank |
| Enterprise Value | $2.72B | $9.07B | SouthState |
| EV/Revenue Ratio | 3.66 | 4.39 | TowneBank |
| Revenue per Share (TTM) | $10 | $23 | SouthState |
| Earnings per Share (Diluted) | $2.31 | $6.73 | SouthState |
| Beta (Stock Volatility) | 0.86 | 0.78 | SouthState |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
TowneBank vs SouthState Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| TowneBank | -1.26% | 1.22% | 4.20% | 8.64% | 3.68% | 11.98% |
| SouthState | -1.22% | 5.26% | 2.10% | 14.22% | 1.70% | 3.53% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| TowneBank | 8.42% | 27.31% | 103.72% | 104.17% | 156.02% | 68.40% |
| SouthState | 3.93% | 24.56% | 75.77% | 35.03% | 246.16% | 234.73% |
Performance & Financial Health Analysis: TowneBank vs SouthState
| Metric | TOWN | SSB |
|---|---|---|
| Market Information | ||
| Market Cap | $2.68B | $9.76B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 337,730 | 673,480 |
| 90 Day Avg. Volume | 283,967 | 908,877 |
| Last Close | $36.73 | $99.19 |
| 52 Week Range | $29.43 - $38.28 | $77.74 - $114.27 |
| % from 52W High | -4.05% | -13.20% |
| All-Time High | $38.28 (Dec 02, 2024) | $114.27 (Nov 25, 2024) |
| % from All-Time High | -4.05% | -13.20% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.15% | 0.56% |
| Quarterly Earnings Growth | -0.09% | 0.63% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.29% |
| Operating Margin (TTM) | 0.36% | 0.52% |
| Return on Equity (TTM) | 0.08% | 0.08% |
| Debt to Equity (MRQ) | 0.16 | 0.32 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $30.03 | $86.71 |
| Cash per Share (MRQ) | $3.80 | $34.89 |
| Operating Cash Flow (TTM) | $165.94M | $53.83M |
| Levered Free Cash Flow (TTM) | $161.76M | $534.78M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.87% | 1.88% |
| Last 12-Month Dividend | $1.27 | $1.62 |
Valuation & Enterprise Metrics Analysis: TowneBank vs SouthState
| Metric | TOWN | SSB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 15.37 | 14.33 |
| Forward P/E | 13.76 | 12.62 |
| PEG Ratio | -1.75 | 0.66 |
| Price to Sales (TTM) | 3.61 | 4.73 |
| Price to Book (MRQ) | 1.18 | 1.11 |
| Market Capitalization | ||
| Market Capitalization | $2.68B | $9.76B |
| Enterprise Value | $2.72B | $9.07B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.66 | 4.39 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.86 | 0.78 |
| Book Value per Share (MRQ) | $30.03 | $86.71 |
Financial Statements Comparison: TowneBank vs SouthState
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | TOWN | SSB |
|---|---|---|
| Revenue/Sales | $207.44M | $630.64M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $50.37M | $121.25M |
| Income Tax | $11.10M | $32.17M |
| Net Income (Profit) | $39.27M | $89.08M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | TOWN | SSB |
|---|---|---|
| Cash & Equivalents | $1.32B | $688.15M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $263.23M | $752.80M |
| Total Shareholders Equity | $2.22B | $8.62B |
| Retained Earnings | $1.04B | $2.08B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | TOWN | SSB |
|---|---|---|
| Operating Cash Flow | $134.63M | $-109.42M |
| Capital Expenditures | $-10.04M | $-11.85M |
| Free Cash Flow | $110.64M | $-139.08M |
| Debt Repayment | $-189,000 | $-700.00M |
| Common Stock Repurchase | N/A | $-11.18M |
Short Interest & Institutional Ownership Analysis
| Metric | TOWN | SSB |
|---|---|---|
| Shares Short | 1.08M | 2.73M |
| Short Ratio | 3.91 | 2.73 |
| Short % of Float | N/A | 0.03% |
| Average Daily Volume (10 Day) | 337,730 | 673,480 |
| Average Daily Volume (90 Day) | 283,967 | 908,877 |
| Shares Outstanding | 75.26M | 76.32M |
| Float Shares | 68.98M | 99.78M |
| % Held by Insiders | 0.07% | 0.01% |
| % Held by Institutions | 0.61% | 0.88% |
Dividend Analysis & Yield Comparison: TowneBank vs SouthState
| Metric | TOWN | SSB |
|---|---|---|
| Last 12-Month Dividend | $1.27 | $1.62 |
| Last 12-Month Dividend Yield | 3.87% | 1.88% |
| 3-Year Avg Annual Dividend | $1.06 | $1.90 |
| 3-Year Avg Dividend Yield | 0.87% | 0.63% |
| 3-Year Total Dividends | $3.19 | $5.70 |
| Ex-Dividend Date | Jun 27, 2025 | Feb 07, 2025 |