TowneBank [TOWN] vs Western Alliance [WAL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: TowneBank wins in 8 metrics, Western Alliance wins in 10 metrics, with 0 ties. Western Alliance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTowneBankWestern AllianceBetter
P/E Ratio (TTM)15.3711.45Western Alliance
Price-to-Book Ratio1.181.39TowneBank
Debt-to-Equity Ratio0.160.93TowneBank
PEG Ratio-1.750.61TowneBank
Profit Margin (TTM)23.41%27.12%Western Alliance
Operating Margin (TTM)36.35%40.78%Western Alliance
EBITDA Margin (TTM)36.35%40.78%Western Alliance
Return on Equity8.07%12.42%Western Alliance
Return on Assets (TTM)0.99%1.02%Western Alliance
Free Cash Flow (TTM)$81.09M$-2.83BTowneBank
Dividend Yield3.87%1.56%TowneBank
1-Year Return8.42%6.13%TowneBank
Price-to-Sales Ratio (TTM)3.613.08Western Alliance
Enterprise Value$2.72B$13.79BWestern Alliance
EV/Revenue Ratio3.664.42TowneBank
Revenue per Share (TTM)$10$29Western Alliance
Earnings per Share (Diluted)$2.31$7.61Western Alliance
Beta (Stock Volatility)0.861.32TowneBank
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

TowneBank vs Western Alliance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
TowneBank4.79%1.22%4.20%8.64%3.68%11.98%
Western Alliance6.97%5.55%6.19%20.63%1.31%5.10%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
TowneBank8.42%27.31%103.72%104.17%156.02%68.40%
Western Alliance6.13%10.05%139.90%187.75%1,236.35%192.38%

Performance & Financial Health Analysis: TowneBank vs Western Alliance

MetricTOWNWAL
Market Information
Market Cap i$2.68B$9.62B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i337,7301,002,720
90 Day Avg. Volume i283,9671,099,770
Last Close$37.20$87.13
52 Week Range$29.43 - $38.28$57.05 - $98.10
% from 52W High-2.82%-11.18%
All-Time High$38.28 (Dec 02, 2024)$124.93 (Jan 10, 2022)
% from All-Time High-2.82%-30.26%
Growth Metrics
Quarterly Revenue Growth0.15%0.10%
Quarterly Earnings Growth-0.09%0.19%
Financial Health
Profit Margin (TTM) i0.23%0.27%
Operating Margin (TTM) i0.36%0.41%
Return on Equity (TTM) i0.08%0.12%
Debt to Equity (MRQ) i0.160.93
Cash & Liquidity
Book Value per Share (MRQ)$30.03$62.57
Cash per Share (MRQ)$3.80$29.45
Operating Cash Flow (TTM) i$165.94M$-3,701,400,064
Levered Free Cash Flow (TTM) i$161.76M$774.90M
Dividends
Last 12-Month Dividend Yield i3.87%1.56%
Last 12-Month Dividend i$1.27$1.13

Valuation & Enterprise Metrics Analysis: TowneBank vs Western Alliance

MetricTOWNWAL
Price Ratios
P/E Ratio (TTM) i15.3711.45
Forward P/E i13.769.69
PEG Ratio i-1.750.61
Price to Sales (TTM) i3.613.08
Price to Book (MRQ) i1.181.39
Market Capitalization
Market Capitalization i$2.68B$9.62B
Enterprise Value i$2.72B$13.79B
Enterprise Value Metrics
Enterprise to Revenue i3.664.42
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.861.32
Book Value per Share (MRQ) i$30.03$62.57

Financial Statements Comparison: TowneBank vs Western Alliance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TOWNWAL
Revenue/Sales i$207.44M$825.80M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$50.37M$291.30M
Income Tax i$11.10M$53.50M
Net Income (Profit) i$39.27M$237.80M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TOWNWAL
Cash & Equivalents i$1.32B$3.28B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$263.23M$2.67B
Total Shareholders Equity i$2.22B$7.22B
Retained Earnings i$1.04B$4.98B
Property, Plant & Equipment iN/A$486.00M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TOWNWAL
Operating Cash Flow i$134.63M$-1.64B
Capital Expenditures i$-10.04M$-16.60M
Free Cash Flow i$110.64M$-1.67B
Debt Repayment i$-189,000$-2.01B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricTOWNWAL
Shares Short i1.08M4.93M
Short Ratio i3.914.32
Short % of Float iN/A0.05%
Average Daily Volume (10 Day) i337,7301,002,720
Average Daily Volume (90 Day) i283,9671,099,770
Shares Outstanding i75.26M110.05M
Float Shares i68.98M103.16M
% Held by Insiders i0.07%0.03%
% Held by Institutions i0.61%0.93%

Dividend Analysis & Yield Comparison: TowneBank vs Western Alliance

MetricTOWNWAL
Last 12-Month Dividend i$1.27$1.13
Last 12-Month Dividend Yield i3.87%1.56%
3-Year Avg Annual Dividend i$1.06$1.35
3-Year Avg Dividend Yield i0.87%0.61%
3-Year Total Dividends i$3.19$4.04
Ex-Dividend DateJun 27, 2025Feb 14, 2025