TowneBank [TOWN] vs Western Alliance [WAL] Detailed Stock Comparison
TowneBank
NASDAQ
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Western Alliance
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: TowneBank wins in 8 metrics, Western Alliance wins in 10 metrics, with 0 ties. Western Alliance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | TowneBank | Western Alliance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.74 | 11.30 | Western Alliance |
| Price-to-Book Ratio | 1.13 | 1.37 | TowneBank |
| Debt-to-Equity Ratio | 0.16 | 0.93 | TowneBank |
| PEG Ratio | -1.68 | 0.59 | TowneBank |
| Profit Margin (TTM) | 23.41% | 27.12% | Western Alliance |
| Operating Margin (TTM) | 36.35% | 40.78% | Western Alliance |
| EBITDA Margin (TTM) | 36.35% | 40.78% | Western Alliance |
| Return on Equity | 8.07% | 12.42% | Western Alliance |
| Return on Assets (TTM) | 0.99% | 1.02% | Western Alliance |
| Free Cash Flow (TTM) | $81.09M | $-2.83B | TowneBank |
| Dividend Yield | 3.52% | 1.56% | TowneBank |
| 1-Year Return | -1.38% | -10.33% | TowneBank |
| Price-to-Sales Ratio (TTM) | 3.62 | 3.09 | Western Alliance |
| Enterprise Value | $2.61B | $13.67B | Western Alliance |
| EV/Revenue Ratio | 3.52 | 4.38 | TowneBank |
| Revenue per Share (TTM) | $10 | $29 | Western Alliance |
| Earnings per Share (Diluted) | $2.31 | $7.61 | Western Alliance |
| Beta (Stock Volatility) | 0.85 | 1.34 | TowneBank |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
TowneBank vs Western Alliance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| TowneBank | -3.56% | -1.72% | -6.24% | -5.76% | 6.48% | 1.38% |
| Western Alliance | -5.78% | -6.96% | -9.99% | -6.03% | 16.03% | -4.07% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| TowneBank | -1.38% | 15.50% | 86.59% | 65.83% | 120.85% | 57.68% |
| Western Alliance | -10.33% | 24.66% | 112.02% | 131.33% | 1,154.42% | 216.22% |
News Based Sentiment: TowneBank vs Western Alliance
TowneBank
News based Sentiment: MIXED
TowneBank experienced a decline in first-quarter earnings in April 2024, but also demonstrated asset growth and maintained its dividend payout. This is coupled with the ongoing strategic acquisition of Dogwood State Bank highlighted in October 2025, creating a mixed investment picture that requires careful monitoring.
Western Alliance
News based Sentiment: MIXED
October was a month of conflicting signals for Western Alliance, with positive analyst upgrades offset by concerns about bankruptcy exposure and a downgrade from Wells Fargo. The upcoming Q3 earnings release is a crucial catalyst that will likely determine the stock's near-term direction, making this a significant month for investors.
Performance & Financial Health Analysis: TowneBank vs Western Alliance
| Metric | TOWN | WAL |
|---|---|---|
| Market Information | ||
| Market Cap | $2.66B | $9.24B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 260,860 | 840,270 |
| 90 Day Avg. Volume | 330,620 | 1,061,820 |
| Last Close | $32.48 | $74.93 |
| 52 Week Range | $29.43 - $38.28 | $57.05 - $98.10 |
| % from 52W High | -15.15% | -23.62% |
| All-Time High | $38.28 (Dec 02, 2024) | $124.93 (Jan 10, 2022) |
| % from All-Time High | -15.15% | -40.02% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.15% | 0.10% |
| Quarterly Earnings Growth | -0.09% | 0.19% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.27% |
| Operating Margin (TTM) | 0.36% | 0.41% |
| Return on Equity (TTM) | 0.08% | 0.12% |
| Debt to Equity (MRQ) | 0.16 | 0.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $30.03 | $62.57 |
| Cash per Share (MRQ) | $3.80 | $29.45 |
| Operating Cash Flow (TTM) | $165.94M | $-3,701,400,064 |
| Levered Free Cash Flow (TTM) | $161.76M | $774.90M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.52% | 1.56% |
| Last 12-Month Dividend | $1.29 | $1.13 |
Valuation & Enterprise Metrics Analysis: TowneBank vs Western Alliance
| Metric | TOWN | WAL |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.74 | 11.30 |
| Forward P/E | 13.19 | 9.57 |
| PEG Ratio | -1.68 | 0.59 |
| Price to Sales (TTM) | 3.62 | 3.09 |
| Price to Book (MRQ) | 1.13 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $2.66B | $9.24B |
| Enterprise Value | $2.61B | $13.67B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.52 | 4.38 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.85 | 1.34 |
| Book Value per Share (MRQ) | $30.03 | $62.57 |
Financial Statements Comparison: TowneBank vs Western Alliance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | TOWN | WAL |
|---|---|---|
| Revenue/Sales | $207.44M | $825.80M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $50.37M | $291.30M |
| Income Tax | $11.10M | $53.50M |
| Net Income (Profit) | $39.27M | $237.80M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | TOWN | WAL |
|---|---|---|
| Cash & Equivalents | $1.32B | $3.28B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $263.23M | $2.67B |
| Total Shareholders Equity | $2.22B | $7.22B |
| Retained Earnings | $1.04B | $4.98B |
| Property, Plant & Equipment | N/A | $486.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | TOWN | WAL |
|---|---|---|
| Operating Cash Flow | $134.63M | $-1.64B |
| Capital Expenditures | $-10.04M | $-16.60M |
| Free Cash Flow | $110.64M | $-1.67B |
| Debt Repayment | $-189,000 | $-2.01B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | TOWN | WAL |
|---|---|---|
| Shares Short | 1.99M | 5.20M |
| Short Ratio | 4.18 | 5.12 |
| Short % of Float | N/A | 0.05% |
| Average Daily Volume (10 Day) | 260,860 | 840,270 |
| Average Daily Volume (90 Day) | 330,620 | 1,061,820 |
| Shares Outstanding | 75.26M | 110.05M |
| Float Shares | 68.98M | 103.16M |
| % Held by Insiders | 0.07% | 0.03% |
| % Held by Institutions | 0.56% | 0.91% |
Dividend Analysis & Yield Comparison: TowneBank vs Western Alliance
| Metric | TOWN | WAL |
|---|---|---|
| Last 12-Month Dividend | $1.29 | $1.13 |
| Last 12-Month Dividend Yield | 3.52% | 1.56% |
| 3-Year Avg Annual Dividend | $1.08 | $1.35 |
| 3-Year Avg Dividend Yield | 0.85% | 0.61% |
| 3-Year Total Dividends | $3.23 | $4.04 |
| Ex-Dividend Date | Sep 29, 2025 | Feb 14, 2025 |