Trupanion [TRUP] vs Chubb [CB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Trupanion wins in 3 metrics, Chubb wins in 13 metrics, with 0 ties. Chubb appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTrupanionChubbBetter
P/E Ratio (TTM)N/A11.98N/A
Price-to-Book Ratio5.901.56Chubb
Debt-to-Equity Ratio32.2028.98Chubb
PEG Ratio813.5011.49Chubb
EV/EBITDA76.8711.21Chubb
Profit Margin (TTM)0.81%16.00%Chubb
Operating Margin (TTM)0.65%22.32%Chubb
EBITDA Margin (TTM)0.65%22.32%Chubb
Return on Equity3.33%13.63%Chubb
Return on Assets (TTM)0.65%2.78%Chubb
Free Cash Flow (TTM)$38.57M$16.18BChubb
Dividend YieldN/A0.97%N/A
1-Year Return16.39%-1.33%Trupanion
Price-to-Sales Ratio (TTM)1.541.88Trupanion
Enterprise Value$1.89B$128.07BChubb
EV/Revenue Ratio1.392.23Trupanion
Gross Profit Margin (TTM)14.94%N/AN/A
Revenue per Share (TTM)$32$143Chubb
Earnings per Share (Diluted)$-0.10$22.65Chubb
Beta (Stock Volatility)N/A0.54N/A
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Trupanion vs Chubb Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Trupanion2.36%5.70%-0.39%12.53%9.35%5.10%
Chubb-0.45%0.78%-3.72%-6.86%1.77%-1.01%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Trupanion16.39%-31.15%-14.45%586.41%334.12%334.12%
Chubb-1.33%34.49%121.27%156.75%404.15%498.03%

Performance & Financial Health Analysis: Trupanion vs Chubb

MetricTRUPCB
Market Information
Market Cap i$2.10B$108.14B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i613,9601,938,350
90 Day Avg. Volume i595,1972,099,827
Last Close$50.66$269.77
52 Week Range$31.00 - $57.90$252.16 - $306.91
% from 52W High-12.50%-12.10%
All-Time High$158.25 (Dec 06, 2021)$306.91 (Mar 31, 2025)
% from All-Time High-67.99%-12.10%
Growth Metrics
Quarterly Revenue Growth0.12%0.08%
Quarterly Earnings Growth0.12%0.33%
Financial Health
Profit Margin (TTM) i0.01%0.16%
Operating Margin (TTM) i0.01%0.22%
Return on Equity (TTM) i0.03%0.14%
Debt to Equity (MRQ) i32.2028.98
Cash & Liquidity
Book Value per Share (MRQ)$8.27$174.07
Cash per Share (MRQ)$7.44$16.80
Operating Cash Flow (TTM) i$69.99M$14.00B
Levered Free Cash Flow (TTM) i$2.00M$12.82B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A$2.73

Valuation & Enterprise Metrics Analysis: Trupanion vs Chubb

MetricTRUPCB
Price Ratios
P/E Ratio (TTM) iN/A11.98
Forward P/E i813.5011.49
PEG Ratio i813.5011.49
Price to Sales (TTM) i1.541.88
Price to Book (MRQ) i5.901.56
Market Capitalization
Market Capitalization i$2.10B$108.14B
Enterprise Value i$1.89B$128.07B
Enterprise Value Metrics
Enterprise to Revenue i1.392.23
Enterprise to EBITDA i76.8711.21
Risk & Other Metrics
Beta iN/A0.54
Book Value per Share (MRQ) i$8.27$174.07

Financial Statements Comparison: Trupanion vs Chubb

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TRUPCB
Revenue/Sales i$341.98M$14.90B
Cost of Goods Sold i$290.87MN/A
Gross Profit i$51.10MN/A
Research & Development i$8.07MN/A
Operating Income (EBIT) i$19.35MN/A
EBITDA i$26.07MN/A
Pre-Tax Income i$-1.44M$3.72B
Income Tax i$39,000$717.00M
Net Income (Profit) i$-1.48M$3.00B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TRUPCB
Cash & Equivalents i$166.31M$2.19B
Total Current Assets i$628.34MN/A
Total Current Liabilities i$369.34MN/A
Long-Term Debt i$127.53M$13.48B
Total Shareholders Equity i$333.67M$74.45B
Retained Earnings i$-227.37M$63.92B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TRUPCB
Operating Cash Flow i$16.17M$2.15B
Capital Expenditures i$-1.93MN/A
Free Cash Flow i$14.04M$3.55B
Debt Repayment i$-338,000$0
Common Stock Repurchase i$-915,000$-746.00M

Short Interest & Institutional Ownership Analysis

MetricTRUPCB
Shares Short i7.47M2.90M
Short Ratio i12.531.74
Short % of Float i0.21%0.01%
Average Daily Volume (10 Day) i613,9601,938,350
Average Daily Volume (90 Day) i595,1972,099,827
Shares Outstanding i42.49M400.70M
Float Shares i33.37M369.50M
% Held by Insiders i0.06%0.07%
% Held by Institutions i0.98%0.85%

Dividend Analysis & Yield Comparison: Trupanion vs Chubb

MetricTRUPCB
Last 12-Month Dividend iN/A$2.73
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A$3.19
3-Year Avg Dividend Yield iN/A0.38%
3-Year Total Dividends iN/A$9.57
Ex-Dividend DateN/AMar 14, 2025