Trupanion [TRUP] vs Chubb [CB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Trupanion wins in 4 metrics, Chubb wins in 14 metrics, with 0 ties. Chubb appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTrupanionChubbBetter
P/E Ratio (TTM)173.9212.54Chubb
Price-to-Book Ratio5.261.63Chubb
Debt-to-Equity Ratio32.2028.98Chubb
PEG Ratio-0.680.36Trupanion
EV/EBITDA67.5711.66Chubb
Profit Margin (TTM)0.81%16.00%Chubb
Operating Margin (TTM)0.65%22.32%Chubb
EBITDA Margin (TTM)0.65%22.32%Chubb
Return on Equity3.33%13.63%Chubb
Return on Assets (TTM)0.65%2.78%Chubb
Free Cash Flow (TTM)$38.57M$16.18BChubb
Dividend YieldN/A0.97%N/A
1-Year Return1.49%-2.28%Trupanion
Price-to-Sales Ratio (TTM)1.371.97Trupanion
Enterprise Value$1.66B$133.14BChubb
EV/Revenue Ratio1.222.32Trupanion
Gross Profit Margin (TTM)15.51%N/AN/A
Revenue per Share (TTM)$32$143Chubb
Earnings per Share (Diluted)$0.25$22.65Chubb
Beta (Stock Volatility)1.840.55Chubb
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Trupanion vs Chubb Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Trupanion-3.27%-0.44%-1.58%-17.71%24.26%-9.79%
Chubb0.86%1.16%2.06%0.06%-6.12%4.20%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Trupanion1.49%-16.19%-51.68%467.62%281.40%281.40%
Chubb-2.28%53.76%135.75%166.70%382.02%492.08%

News Based Sentiment: Trupanion vs Chubb

Trupanion

News based Sentiment: MIXED

October was a month of conflicting signals for Trupanion, with strong financial results countered by a flat share price, insider selling, and a potentially overvalued stock. The upcoming Q3 earnings report will be critical in clarifying the company's trajectory and resolving these mixed signals for investors.

View Trupanion News Sentiment Analysis

Chubb

News based Sentiment: MIXED

Chubb is showing a mixed picture this month, with positive analyst updates and strategic partnerships offset by a projected earnings decline and insider selling. The upcoming Q3 report is a key catalyst that will determine the company's direction, making this a significant month for investors.

View Chubb News Sentiment Analysis

Performance & Financial Health Analysis: Trupanion vs Chubb

MetricTRUPCB
Market Information
Market Cap i$1.87B$113.67B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i347,4801,488,090
90 Day Avg. Volume i429,8201,774,370
Last Close$42.06$286.39
52 Week Range$31.00 - $57.90$252.16 - $306.91
% from 52W High-27.36%-6.69%
All-Time High$158.25 (Dec 06, 2021)$306.91 (Mar 31, 2025)
% from All-Time High-73.42%-6.69%
Growth Metrics
Quarterly Revenue Growth0.12%0.08%
Quarterly Earnings Growth0.12%0.33%
Financial Health
Profit Margin (TTM) i0.01%0.16%
Operating Margin (TTM) i0.01%0.22%
Return on Equity (TTM) i0.03%0.14%
Debt to Equity (MRQ) i32.2028.98
Cash & Liquidity
Book Value per Share (MRQ)$8.27$174.07
Cash per Share (MRQ)$7.43$16.80
Operating Cash Flow (TTM) i$69.99M$14.00B
Levered Free Cash Flow (TTM) i$4.49M$12.82B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A$2.73

Valuation & Enterprise Metrics Analysis: Trupanion vs Chubb

MetricTRUPCB
Price Ratios
P/E Ratio (TTM) i173.9212.54
Forward P/E i724.6712.03
PEG Ratio i-0.680.36
Price to Sales (TTM) i1.371.97
Price to Book (MRQ) i5.261.63
Market Capitalization
Market Capitalization i$1.87B$113.67B
Enterprise Value i$1.66B$133.14B
Enterprise Value Metrics
Enterprise to Revenue i1.222.32
Enterprise to EBITDA i67.5711.66
Risk & Other Metrics
Beta i1.840.55
Book Value per Share (MRQ) i$8.27$174.07

Financial Statements Comparison: Trupanion vs Chubb

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TRUPCB
Revenue/Sales i$353.56M$14.90B
Cost of Goods Sold i$298.73MN/A
Gross Profit i$54.83MN/A
Research & Development i$8.59MN/A
Operating Income (EBIT) i$22.16MN/A
EBITDA i$38.03MN/A
Pre-Tax Income i$10.55M$3.72B
Income Tax i$1.13M$717.00M
Net Income (Profit) i$9.41M$3.00B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TRUPCB
Cash & Equivalents i$166.31M$2.19B
Total Current Assets i$628.34MN/A
Total Current Liabilities i$369.34MN/A
Long-Term Debt i$127.53M$13.48B
Total Shareholders Equity i$333.67M$74.45B
Retained Earnings i$-227.37M$63.92B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TRUPCB
Operating Cash Flow i$16.17M$2.15B
Capital Expenditures i$-1.93MN/A
Free Cash Flow i$14.04M$3.55B
Debt Repayment i$-338,000$0
Common Stock Repurchase i$-915,000$-746.00M

Short Interest & Institutional Ownership Analysis

MetricTRUPCB
Shares Short i7.07M2.94M
Short Ratio i15.911.67
Short % of Float i0.20%0.01%
Average Daily Volume (10 Day) i347,4801,488,090
Average Daily Volume (90 Day) i429,8201,774,370
Shares Outstanding i42.49M400.70M
Float Shares i33.44M369.51M
% Held by Insiders i0.06%0.07%
% Held by Institutions i0.98%0.84%

Dividend Analysis & Yield Comparison: Trupanion vs Chubb

MetricTRUPCB
Last 12-Month Dividend iN/A$2.73
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A$3.19
3-Year Avg Dividend Yield iN/A0.38%
3-Year Total Dividends iN/A$9.57
Ex-Dividend DateN/AMar 14, 2025