Trupanion [TRUP] vs Chubb [CB] Detailed Stock Comparison

Trupanion

Chubb
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Trupanion wins in 4 metrics, Chubb wins in 14 metrics, with 0 ties. Chubb appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Trupanion | Chubb | Better |
---|---|---|---|
P/E Ratio (TTM) | 173.92 | 12.54 | Chubb |
Price-to-Book Ratio | 5.26 | 1.63 | Chubb |
Debt-to-Equity Ratio | 32.20 | 28.98 | Chubb |
PEG Ratio | -0.68 | 0.36 | Trupanion |
EV/EBITDA | 67.57 | 11.66 | Chubb |
Profit Margin (TTM) | 0.81% | 16.00% | Chubb |
Operating Margin (TTM) | 0.65% | 22.32% | Chubb |
EBITDA Margin (TTM) | 0.65% | 22.32% | Chubb |
Return on Equity | 3.33% | 13.63% | Chubb |
Return on Assets (TTM) | 0.65% | 2.78% | Chubb |
Free Cash Flow (TTM) | $38.57M | $16.18B | Chubb |
Dividend Yield | N/A | 0.97% | N/A |
1-Year Return | 1.49% | -2.28% | Trupanion |
Price-to-Sales Ratio (TTM) | 1.37 | 1.97 | Trupanion |
Enterprise Value | $1.66B | $133.14B | Chubb |
EV/Revenue Ratio | 1.22 | 2.32 | Trupanion |
Gross Profit Margin (TTM) | 15.51% | N/A | N/A |
Revenue per Share (TTM) | $32 | $143 | Chubb |
Earnings per Share (Diluted) | $0.25 | $22.65 | Chubb |
Beta (Stock Volatility) | 1.84 | 0.55 | Chubb |
Trupanion vs Chubb Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Trupanion | -3.27% | -0.44% | -1.58% | -17.71% | 24.26% | -9.79% |
Chubb | 0.86% | 1.16% | 2.06% | 0.06% | -6.12% | 4.20% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Trupanion | 1.49% | -16.19% | -51.68% | 467.62% | 281.40% | 281.40% |
Chubb | -2.28% | 53.76% | 135.75% | 166.70% | 382.02% | 492.08% |
News Based Sentiment: Trupanion vs Chubb
Trupanion
News based Sentiment: MIXED
October was a month of conflicting signals for Trupanion, with strong financial results countered by a flat share price, insider selling, and a potentially overvalued stock. The upcoming Q3 earnings report will be critical in clarifying the company's trajectory and resolving these mixed signals for investors.
Chubb
News based Sentiment: MIXED
Chubb is showing a mixed picture this month, with positive analyst updates and strategic partnerships offset by a projected earnings decline and insider selling. The upcoming Q3 report is a key catalyst that will determine the company's direction, making this a significant month for investors.
Performance & Financial Health Analysis: Trupanion vs Chubb
Metric | TRUP | CB |
---|---|---|
Market Information | ||
Market Cap | $1.87B | $113.67B |
Market Cap Category | Small cap | Large cap |
10 Day Avg. Volume | 347,480 | 1,488,090 |
90 Day Avg. Volume | 429,820 | 1,774,370 |
Last Close | $42.06 | $286.39 |
52 Week Range | $31.00 - $57.90 | $252.16 - $306.91 |
% from 52W High | -27.36% | -6.69% |
All-Time High | $158.25 (Dec 06, 2021) | $306.91 (Mar 31, 2025) |
% from All-Time High | -73.42% | -6.69% |
Growth Metrics | ||
Quarterly Revenue Growth | 0.12% | 0.08% |
Quarterly Earnings Growth | 0.12% | 0.33% |
Financial Health | ||
Profit Margin (TTM) | 0.01% | 0.16% |
Operating Margin (TTM) | 0.01% | 0.22% |
Return on Equity (TTM) | 0.03% | 0.14% |
Debt to Equity (MRQ) | 32.20 | 28.98 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | $8.27 | $174.07 |
Cash per Share (MRQ) | $7.43 | $16.80 |
Operating Cash Flow (TTM) | $69.99M | $14.00B |
Levered Free Cash Flow (TTM) | $4.49M | $12.82B |
Dividends | ||
Last 12-Month Dividend Yield | N/A | 0.97% |
Last 12-Month Dividend | N/A | $2.73 |
Valuation & Enterprise Metrics Analysis: Trupanion vs Chubb
Metric | TRUP | CB |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 173.92 | 12.54 |
Forward P/E | 724.67 | 12.03 |
PEG Ratio | -0.68 | 0.36 |
Price to Sales (TTM) | 1.37 | 1.97 |
Price to Book (MRQ) | 5.26 | 1.63 |
Market Capitalization | ||
Market Capitalization | $1.87B | $113.67B |
Enterprise Value | $1.66B | $133.14B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 1.22 | 2.32 |
Enterprise to EBITDA | 67.57 | 11.66 |
Risk & Other Metrics | ||
Beta | 1.84 | 0.55 |
Book Value per Share (MRQ) | $8.27 | $174.07 |
Financial Statements Comparison: Trupanion vs Chubb
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | TRUP | CB |
---|---|---|
Revenue/Sales | $353.56M | $14.90B |
Cost of Goods Sold | $298.73M | N/A |
Gross Profit | $54.83M | N/A |
Research & Development | $8.59M | N/A |
Operating Income (EBIT) | $22.16M | N/A |
EBITDA | $38.03M | N/A |
Pre-Tax Income | $10.55M | $3.72B |
Income Tax | $1.13M | $717.00M |
Net Income (Profit) | $9.41M | $3.00B |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | TRUP | CB |
---|---|---|
Cash & Equivalents | $166.31M | $2.19B |
Total Current Assets | $628.34M | N/A |
Total Current Liabilities | $369.34M | N/A |
Long-Term Debt | $127.53M | $13.48B |
Total Shareholders Equity | $333.67M | $74.45B |
Retained Earnings | $-227.37M | $63.92B |
Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | TRUP | CB |
---|---|---|
Operating Cash Flow | $16.17M | $2.15B |
Capital Expenditures | $-1.93M | N/A |
Free Cash Flow | $14.04M | $3.55B |
Debt Repayment | $-338,000 | $0 |
Common Stock Repurchase | $-915,000 | $-746.00M |
Short Interest & Institutional Ownership Analysis
Metric | TRUP | CB |
---|---|---|
Shares Short | 7.07M | 2.94M |
Short Ratio | 15.91 | 1.67 |
Short % of Float | 0.20% | 0.01% |
Average Daily Volume (10 Day) | 347,480 | 1,488,090 |
Average Daily Volume (90 Day) | 429,820 | 1,774,370 |
Shares Outstanding | 42.49M | 400.70M |
Float Shares | 33.44M | 369.51M |
% Held by Insiders | 0.06% | 0.07% |
% Held by Institutions | 0.98% | 0.84% |
Dividend Analysis & Yield Comparison: Trupanion vs Chubb
Metric | TRUP | CB |
---|---|---|
Last 12-Month Dividend | N/A | $2.73 |
Last 12-Month Dividend Yield | N/A | 0.97% |
3-Year Avg Annual Dividend | N/A | $3.19 |
3-Year Avg Dividend Yield | N/A | 0.38% |
3-Year Total Dividends | N/A | $9.57 |
Ex-Dividend Date | N/A | Mar 14, 2025 |