Trupanion [TRUP] vs Progressive [PGR] Detailed Stock Comparison

Trupanion

Progressive
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Trupanion wins in 4 metrics, Progressive wins in 14 metrics, with 0 ties. Progressive appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | Trupanion | Progressive | Better |
---|---|---|---|
P/E Ratio (TTM) | 173.92 | 13.84 | Progressive |
Price-to-Book Ratio | 5.26 | 4.42 | Progressive |
Debt-to-Equity Ratio | 32.20 | 21.15 | Progressive |
PEG Ratio | -0.68 | 0.12 | Trupanion |
EV/EBITDA | 67.57 | 10.85 | Progressive |
Profit Margin (TTM) | 0.81% | 12.66% | Progressive |
Operating Margin (TTM) | 0.65% | 18.42% | Progressive |
EBITDA Margin (TTM) | 0.65% | 18.42% | Progressive |
Return on Equity | 3.33% | 37.29% | Progressive |
Return on Assets (TTM) | 0.65% | 7.86% | Progressive |
Free Cash Flow (TTM) | $38.57M | $14.83B | Progressive |
Dividend Yield | N/A | 1.84% | N/A |
1-Year Return | 1.49% | -3.78% | Trupanion |
Price-to-Sales Ratio (TTM) | 1.37 | 1.75 | Trupanion |
Enterprise Value | $1.66B | $148.70B | Progressive |
EV/Revenue Ratio | 1.22 | 1.81 | Trupanion |
Gross Profit Margin (TTM) | 15.51% | N/A | N/A |
Revenue per Share (TTM) | $32 | $141 | Progressive |
Earnings per Share (Diluted) | $0.25 | $17.75 | Progressive |
Beta (Stock Volatility) | 1.84 | 0.32 | Progressive |
Trupanion vs Progressive Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
Trupanion | -3.27% | -0.44% | -1.58% | -17.71% | 24.26% | -9.79% |
Progressive | -2.12% | 0.91% | -0.41% | -6.10% | -14.39% | 2.10% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
Trupanion | 1.49% | -16.19% | -51.68% | 467.62% | 281.40% | 281.40% |
Progressive | -3.78% | 101.46% | 146.00% | 665.90% | 1,063.35% | 844.64% |
News Based Sentiment: Trupanion vs Progressive
Trupanion
News based Sentiment: MIXED
October was a month of conflicting signals for Trupanion, with strong financial results countered by a flat share price, insider selling, and a potentially overvalued stock. The upcoming Q3 earnings report will be critical in clarifying the company's trajectory and resolving these mixed signals for investors.
Progressive
News based Sentiment: MIXED
October was a month of contrasts for Progressive, showcasing strong financial performance alongside growing concerns about future profitability due to AI competition. While the company is currently delivering impressive results, the analyst downgrades and insider selling introduce uncertainty, making it a significant but complex month for investors.
Performance & Financial Health Analysis: Trupanion vs Progressive
Metric | TRUP | PGR |
---|---|---|
Market Information | ||
Market Cap | $1.87B | $144.79B |
Market Cap Category | Small cap | Large cap |
10 Day Avg. Volume | 347,480 | 2,715,670 |
90 Day Avg. Volume | 429,820 | 2,686,717 |
Last Close | $42.06 | $240.50 |
52 Week Range | $31.00 - $57.90 | $228.54 - $292.99 |
% from 52W High | -27.36% | -17.92% |
All-Time High | $158.25 (Dec 06, 2021) | $292.99 (Mar 17, 2025) |
% from All-Time High | -73.42% | -17.92% |
Growth Metrics | ||
Quarterly Revenue Growth | 0.12% | 0.21% |
Quarterly Earnings Growth | 0.12% | 1.18% |
Financial Health | ||
Profit Margin (TTM) | 0.01% | 0.13% |
Operating Margin (TTM) | 0.01% | 0.18% |
Return on Equity (TTM) | 0.03% | 0.37% |
Debt to Equity (MRQ) | 32.20 | 21.15 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | $8.27 | $55.62 |
Cash per Share (MRQ) | $7.43 | $3.80 |
Operating Cash Flow (TTM) | $69.99M | $16.80B |
Levered Free Cash Flow (TTM) | $4.49M | $13.72B |
Dividends | ||
Last 12-Month Dividend Yield | N/A | 1.84% |
Last 12-Month Dividend | N/A | $4.80 |
Valuation & Enterprise Metrics Analysis: Trupanion vs Progressive
Metric | TRUP | PGR |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 173.92 | 13.84 |
Forward P/E | 724.67 | 17.80 |
PEG Ratio | -0.68 | 0.12 |
Price to Sales (TTM) | 1.37 | 1.75 |
Price to Book (MRQ) | 5.26 | 4.42 |
Market Capitalization | ||
Market Capitalization | $1.87B | $144.79B |
Enterprise Value | $1.66B | $148.70B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 1.22 | 1.81 |
Enterprise to EBITDA | 67.57 | 10.85 |
Risk & Other Metrics | ||
Beta | 1.84 | 0.32 |
Book Value per Share (MRQ) | $8.27 | $55.62 |
Financial Statements Comparison: Trupanion vs Progressive
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | TRUP | PGR |
---|---|---|
Revenue/Sales | $353.56M | $22.00B |
Cost of Goods Sold | $298.73M | N/A |
Gross Profit | $54.83M | N/A |
Research & Development | $8.59M | N/A |
Operating Income (EBIT) | $22.16M | N/A |
EBITDA | $38.03M | N/A |
Pre-Tax Income | $10.55M | $3.98B |
Income Tax | $1.13M | $807.00M |
Net Income (Profit) | $9.41M | $3.18B |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | TRUP | PGR |
---|---|---|
Cash & Equivalents | $166.31M | $125.00M |
Total Current Assets | $628.34M | N/A |
Total Current Liabilities | $369.34M | N/A |
Long-Term Debt | $127.53M | $6.90B |
Total Shareholders Equity | $333.67M | $32.60B |
Retained Earnings | $-227.37M | $29.92B |
Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | TRUP | PGR |
---|---|---|
Operating Cash Flow | $16.17M | $1.42B |
Capital Expenditures | $-1.93M | $-46.00M |
Free Cash Flow | $14.04M | $5.08B |
Debt Repayment | $-338,000 | N/A |
Common Stock Repurchase | $-915,000 | $-54.00M |
Short Interest & Institutional Ownership Analysis
Metric | TRUP | PGR |
---|---|---|
Shares Short | 7.07M | 6.82M |
Short Ratio | 15.91 | 2.67 |
Short % of Float | 0.20% | 0.01% |
Average Daily Volume (10 Day) | 347,480 | 2,715,670 |
Average Daily Volume (90 Day) | 429,820 | 2,686,717 |
Shares Outstanding | 42.49M | 586.00M |
Float Shares | 33.44M | 583.96M |
% Held by Insiders | 0.06% | 0.00% |
% Held by Institutions | 0.98% | 0.88% |
Dividend Analysis & Yield Comparison: Trupanion vs Progressive
Metric | TRUP | PGR |
---|---|---|
Last 12-Month Dividend | N/A | $4.80 |
Last 12-Month Dividend Yield | N/A | 1.84% |
3-Year Avg Annual Dividend | N/A | $2.08 |
3-Year Avg Dividend Yield | N/A | 0.24% |
3-Year Total Dividends | N/A | $6.25 |
Ex-Dividend Date | N/A | Apr 03, 2025 |