Trupanion [TRUP] vs Progressive [PGR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Trupanion wins in 3 metrics, Progressive wins in 13 metrics, with 0 ties. Progressive appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTrupanionProgressiveBetter
P/E Ratio (TTM)N/A13.89N/A
Price-to-Book Ratio5.904.43Progressive
Debt-to-Equity Ratio32.2021.15Progressive
PEG Ratio813.5017.86Progressive
EV/EBITDA76.8710.89Progressive
Profit Margin (TTM)0.81%12.66%Progressive
Operating Margin (TTM)0.65%18.42%Progressive
EBITDA Margin (TTM)0.65%18.42%Progressive
Return on Equity3.33%37.29%Progressive
Return on Assets (TTM)0.65%7.86%Progressive
Free Cash Flow (TTM)$38.57M$14.83BProgressive
Dividend YieldN/A1.84%N/A
1-Year Return16.39%3.82%Trupanion
Price-to-Sales Ratio (TTM)1.541.75Trupanion
Enterprise Value$1.89B$149.17BProgressive
EV/Revenue Ratio1.391.81Trupanion
Gross Profit Margin (TTM)14.94%N/AN/A
Revenue per Share (TTM)$32$141Progressive
Earnings per Share (Diluted)$-0.10$17.75Progressive
Beta (Stock Volatility)N/A0.33N/A
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Trupanion vs Progressive Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Trupanion2.36%5.70%-0.39%12.53%9.35%5.10%
Progressive-0.75%0.04%-1.75%-13.28%-5.35%0.99%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Trupanion16.39%-31.15%-14.45%586.41%334.12%334.12%
Progressive3.82%92.09%166.70%717.36%1,159.02%907.32%

Performance & Financial Health Analysis: Trupanion vs Progressive

MetricTRUPPGR
Market Information
Market Cap i$2.10B$144.51B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i613,9603,295,510
90 Day Avg. Volume i595,1973,881,313
Last Close$50.66$243.04
52 Week Range$31.00 - $57.90$220.33 - $292.99
% from 52W High-12.50%-17.05%
All-Time High$158.25 (Dec 06, 2021)$292.99 (Mar 17, 2025)
% from All-Time High-67.99%-17.05%
Growth Metrics
Quarterly Revenue Growth0.12%0.21%
Quarterly Earnings Growth0.12%1.18%
Financial Health
Profit Margin (TTM) i0.01%0.13%
Operating Margin (TTM) i0.01%0.18%
Return on Equity (TTM) i0.03%0.37%
Debt to Equity (MRQ) i32.2021.15
Cash & Liquidity
Book Value per Share (MRQ)$8.27$55.62
Cash per Share (MRQ)$7.44$3.80
Operating Cash Flow (TTM) i$69.99M$16.80B
Levered Free Cash Flow (TTM) i$2.00M$13.72B
Dividends
Last 12-Month Dividend Yield iN/A1.84%
Last 12-Month Dividend iN/A$4.80

Valuation & Enterprise Metrics Analysis: Trupanion vs Progressive

MetricTRUPPGR
Price Ratios
P/E Ratio (TTM) iN/A13.89
Forward P/E i813.5017.86
PEG Ratio i813.5017.86
Price to Sales (TTM) i1.541.75
Price to Book (MRQ) i5.904.43
Market Capitalization
Market Capitalization i$2.10B$144.51B
Enterprise Value i$1.89B$149.17B
Enterprise Value Metrics
Enterprise to Revenue i1.391.81
Enterprise to EBITDA i76.8710.89
Risk & Other Metrics
Beta iN/A0.33
Book Value per Share (MRQ) i$8.27$55.62

Financial Statements Comparison: Trupanion vs Progressive

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TRUPPGR
Revenue/Sales i$353.56M$20.40B
Cost of Goods Sold i$298.73MN/A
Gross Profit i$54.83MN/A
Research & Development i$8.59MN/A
Operating Income (EBIT) i$22.16MN/A
EBITDA i$38.03MN/A
Pre-Tax Income i$10.55M$3.24B
Income Tax i$1.13M$669.00M
Net Income (Profit) i$9.41M$2.57B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TRUPPGR
Cash & Equivalents i$166.31M$195.00M
Total Current Assets i$628.34MN/A
Total Current Liabilities i$369.34MN/A
Long-Term Debt i$127.53M$6.89B
Total Shareholders Equity i$333.67M$28.95B
Retained Earnings i$-227.37M$26.73B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TRUPPGR
Operating Cash Flow i$16.17M$1.42B
Capital Expenditures i$-1.93M$-46.00M
Free Cash Flow i$14.04M$5.08B
Debt Repayment i$-338,000N/A
Common Stock Repurchase i$-915,000$-54.00M

Short Interest & Institutional Ownership Analysis

MetricTRUPPGR
Shares Short i7.47M6.26M
Short Ratio i12.531.41
Short % of Float i0.21%0.01%
Average Daily Volume (10 Day) i613,9603,295,510
Average Daily Volume (90 Day) i595,1973,881,313
Shares Outstanding i42.49M586.00M
Float Shares i33.37M583.90M
% Held by Insiders i0.06%0.00%
% Held by Institutions i0.98%0.88%

Dividend Analysis & Yield Comparison: Trupanion vs Progressive

MetricTRUPPGR
Last 12-Month Dividend iN/A$4.80
Last 12-Month Dividend Yield iN/A1.84%
3-Year Avg Annual Dividend iN/A$2.08
3-Year Avg Dividend Yield iN/A0.24%
3-Year Total Dividends iN/A$6.25
Ex-Dividend DateN/AApr 03, 2025