Trupanion [TRUP] vs Progressive [PGR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Trupanion wins in 4 metrics, Progressive wins in 14 metrics, with 0 ties. Progressive appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTrupanionProgressiveBetter
P/E Ratio (TTM)173.9213.84Progressive
Price-to-Book Ratio5.264.42Progressive
Debt-to-Equity Ratio32.2021.15Progressive
PEG Ratio-0.680.12Trupanion
EV/EBITDA67.5710.85Progressive
Profit Margin (TTM)0.81%12.66%Progressive
Operating Margin (TTM)0.65%18.42%Progressive
EBITDA Margin (TTM)0.65%18.42%Progressive
Return on Equity3.33%37.29%Progressive
Return on Assets (TTM)0.65%7.86%Progressive
Free Cash Flow (TTM)$38.57M$14.83BProgressive
Dividend YieldN/A1.84%N/A
1-Year Return1.49%-3.78%Trupanion
Price-to-Sales Ratio (TTM)1.371.75Trupanion
Enterprise Value$1.66B$148.70BProgressive
EV/Revenue Ratio1.221.81Trupanion
Gross Profit Margin (TTM)15.51%N/AN/A
Revenue per Share (TTM)$32$141Progressive
Earnings per Share (Diluted)$0.25$17.75Progressive
Beta (Stock Volatility)1.840.32Progressive
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Trupanion vs Progressive Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Trupanion-3.27%-0.44%-1.58%-17.71%24.26%-9.79%
Progressive-2.12%0.91%-0.41%-6.10%-14.39%2.10%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Trupanion1.49%-16.19%-51.68%467.62%281.40%281.40%
Progressive-3.78%101.46%146.00%665.90%1,063.35%844.64%

News Based Sentiment: Trupanion vs Progressive

Trupanion

News based Sentiment: MIXED

October was a month of conflicting signals for Trupanion, with strong financial results countered by a flat share price, insider selling, and a potentially overvalued stock. The upcoming Q3 earnings report will be critical in clarifying the company's trajectory and resolving these mixed signals for investors.

View Trupanion News Sentiment Analysis

Progressive

News based Sentiment: MIXED

October was a month of contrasts for Progressive, showcasing strong financial performance alongside growing concerns about future profitability due to AI competition. While the company is currently delivering impressive results, the analyst downgrades and insider selling introduce uncertainty, making it a significant but complex month for investors.

View Progressive News Sentiment Analysis

Performance & Financial Health Analysis: Trupanion vs Progressive

MetricTRUPPGR
Market Information
Market Cap i$1.87B$144.79B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i347,4802,715,670
90 Day Avg. Volume i429,8202,686,717
Last Close$42.06$240.50
52 Week Range$31.00 - $57.90$228.54 - $292.99
% from 52W High-27.36%-17.92%
All-Time High$158.25 (Dec 06, 2021)$292.99 (Mar 17, 2025)
% from All-Time High-73.42%-17.92%
Growth Metrics
Quarterly Revenue Growth0.12%0.21%
Quarterly Earnings Growth0.12%1.18%
Financial Health
Profit Margin (TTM) i0.01%0.13%
Operating Margin (TTM) i0.01%0.18%
Return on Equity (TTM) i0.03%0.37%
Debt to Equity (MRQ) i32.2021.15
Cash & Liquidity
Book Value per Share (MRQ)$8.27$55.62
Cash per Share (MRQ)$7.43$3.80
Operating Cash Flow (TTM) i$69.99M$16.80B
Levered Free Cash Flow (TTM) i$4.49M$13.72B
Dividends
Last 12-Month Dividend Yield iN/A1.84%
Last 12-Month Dividend iN/A$4.80

Valuation & Enterprise Metrics Analysis: Trupanion vs Progressive

MetricTRUPPGR
Price Ratios
P/E Ratio (TTM) i173.9213.84
Forward P/E i724.6717.80
PEG Ratio i-0.680.12
Price to Sales (TTM) i1.371.75
Price to Book (MRQ) i5.264.42
Market Capitalization
Market Capitalization i$1.87B$144.79B
Enterprise Value i$1.66B$148.70B
Enterprise Value Metrics
Enterprise to Revenue i1.221.81
Enterprise to EBITDA i67.5710.85
Risk & Other Metrics
Beta i1.840.32
Book Value per Share (MRQ) i$8.27$55.62

Financial Statements Comparison: Trupanion vs Progressive

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TRUPPGR
Revenue/Sales i$353.56M$22.00B
Cost of Goods Sold i$298.73MN/A
Gross Profit i$54.83MN/A
Research & Development i$8.59MN/A
Operating Income (EBIT) i$22.16MN/A
EBITDA i$38.03MN/A
Pre-Tax Income i$10.55M$3.98B
Income Tax i$1.13M$807.00M
Net Income (Profit) i$9.41M$3.18B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TRUPPGR
Cash & Equivalents i$166.31M$125.00M
Total Current Assets i$628.34MN/A
Total Current Liabilities i$369.34MN/A
Long-Term Debt i$127.53M$6.90B
Total Shareholders Equity i$333.67M$32.60B
Retained Earnings i$-227.37M$29.92B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TRUPPGR
Operating Cash Flow i$16.17M$1.42B
Capital Expenditures i$-1.93M$-46.00M
Free Cash Flow i$14.04M$5.08B
Debt Repayment i$-338,000N/A
Common Stock Repurchase i$-915,000$-54.00M

Short Interest & Institutional Ownership Analysis

MetricTRUPPGR
Shares Short i7.07M6.82M
Short Ratio i15.912.67
Short % of Float i0.20%0.01%
Average Daily Volume (10 Day) i347,4802,715,670
Average Daily Volume (90 Day) i429,8202,686,717
Shares Outstanding i42.49M586.00M
Float Shares i33.44M583.96M
% Held by Insiders i0.06%0.00%
% Held by Institutions i0.98%0.88%

Dividend Analysis & Yield Comparison: Trupanion vs Progressive

MetricTRUPPGR
Last 12-Month Dividend iN/A$4.80
Last 12-Month Dividend Yield iN/A1.84%
3-Year Avg Annual Dividend iN/A$2.08
3-Year Avg Dividend Yield iN/A0.24%
3-Year Total Dividends iN/A$6.25
Ex-Dividend DateN/AApr 03, 2025