United Fire [UFCS] vs Progressive [PGR] Detailed Stock Comparison
United Fire
NASDAQ
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Progressive
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: United Fire wins in 9 metrics, Progressive wins in 10 metrics, with 0 ties. Progressive appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | United Fire | Progressive | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 9.02 | 13.99 | United Fire |
| Price-to-Book Ratio | 0.95 | 4.46 | United Fire |
| Debt-to-Equity Ratio | 13.85 | 21.15 | United Fire |
| PEG Ratio | -0.01 | 0.12 | United Fire |
| EV/EBITDA | 5.32 | 10.96 | United Fire |
| Profit Margin (TTM) | 6.94% | 12.66% | Progressive |
| Operating Margin (TTM) | 9.45% | 18.42% | Progressive |
| EBITDA Margin (TTM) | 9.45% | 18.42% | Progressive |
| Return on Equity | 11.68% | 37.29% | Progressive |
| Return on Assets (TTM) | 2.22% | 7.86% | Progressive |
| Free Cash Flow (TTM) | $328.43M | $14.83B | Progressive |
| Dividend Yield | 2.62% | 1.84% | United Fire |
| 1-Year Return | 51.31% | -5.24% | United Fire |
| Price-to-Sales Ratio (TTM) | 0.61 | 1.77 | United Fire |
| Enterprise Value | $721.58M | $150.21B | Progressive |
| EV/Revenue Ratio | 0.55 | 1.82 | United Fire |
| Revenue per Share (TTM) | $52 | $141 | Progressive |
| Earnings per Share (Diluted) | $3.51 | $17.75 | Progressive |
| Beta (Stock Volatility) | 0.57 | 0.33 | Progressive |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
United Fire vs Progressive Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| United Fire | -2.17% | 2.74% | 3.78% | 12.48% | 9.54% | 11.73% |
| Progressive | -0.28% | -0.12% | -0.61% | -7.80% | -15.65% | 2.08% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| United Fire | 51.31% | 9.05% | 60.95% | -9.88% | 49.46% | -22.97% |
| Progressive | -5.24% | 102.13% | 165.28% | 700.95% | 1,051.12% | 819.00% |
News Based Sentiment: United Fire vs Progressive
United Fire
News based Sentiment: POSITIVE
September was a largely positive month for United Fire Group, with a new 52-week high, strong growth projections from Zacks, and continued institutional investment. While some technical indicators suggest short-term caution, the overall narrative points to a strengthening investment case.
Progressive
News based Sentiment: POSITIVE
September brought largely positive developments for Progressive, including strong Q2 results, optimistic forecasts for Q3 and the full year, and analyst upgrades. While insider selling is a factor to watch, the overall narrative suggests continued growth and potential undervaluation, making it a favorable month for investors.
Performance & Financial Health Analysis: United Fire vs Progressive
| Metric | UFCS | PGR |
|---|---|---|
| Market Information | ||
| Market Cap | $806.82M | $145.59B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 116,550 | 2,292,990 |
| 90 Day Avg. Volume | 123,647 | 2,661,380 |
| Last Close | $31.13 | $244.97 |
| 52 Week Range | $19.19 - $32.22 | $228.54 - $292.99 |
| % from 52W High | -3.38% | -16.39% |
| All-Time High | $61.56 (Jul 23, 2018) | $292.99 (Mar 17, 2025) |
| % from All-Time High | -49.43% | -16.39% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.21% |
| Quarterly Earnings Growth | 0.12% | 1.18% |
| Financial Health | ||
| Profit Margin (TTM) | 0.07% | 0.13% |
| Operating Margin (TTM) | 0.09% | 0.18% |
| Return on Equity (TTM) | 0.12% | 0.37% |
| Debt to Equity (MRQ) | 13.85 | 21.15 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $33.18 | $55.62 |
| Cash per Share (MRQ) | $7.94 | $3.80 |
| Operating Cash Flow (TTM) | $301.86M | $16.80B |
| Levered Free Cash Flow (TTM) | $286.58M | $13.72B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.62% | 1.84% |
| Last 12-Month Dividend | $0.80 | $4.80 |
Valuation & Enterprise Metrics Analysis: United Fire vs Progressive
| Metric | UFCS | PGR |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 9.02 | 13.99 |
| Forward P/E | 17.11 | 17.99 |
| PEG Ratio | -0.01 | 0.12 |
| Price to Sales (TTM) | 0.61 | 1.77 |
| Price to Book (MRQ) | 0.95 | 4.46 |
| Market Capitalization | ||
| Market Capitalization | $806.82M | $145.59B |
| Enterprise Value | $721.58M | $150.21B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.55 | 1.82 |
| Enterprise to EBITDA | 5.32 | 10.96 |
| Risk & Other Metrics | ||
| Beta | 0.57 | 0.33 |
| Book Value per Share (MRQ) | $33.18 | $55.62 |
Financial Statements Comparison: United Fire vs Progressive
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UFCS | PGR |
|---|---|---|
| Revenue/Sales | $331.11M | $20.40B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $21.85M | $3.24B |
| Income Tax | $4.15M | $669.00M |
| Net Income (Profit) | $17.70M | $2.57B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UFCS | PGR |
|---|---|---|
| Cash & Equivalents | $183.68M | $195.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | N/A | $6.89B |
| Total Shareholders Equity | $817.66M | $28.95B |
| Retained Earnings | $634.00M | $26.73B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UFCS | PGR |
|---|---|---|
| Operating Cash Flow | $32.75M | $1.42B |
| Capital Expenditures | $-2.50M | $-46.00M |
| Free Cash Flow | $33.18M | $5.08B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | $-732,000 | $-54.00M |
Short Interest & Institutional Ownership Analysis
| Metric | UFCS | PGR |
|---|---|---|
| Shares Short | 288,971 | 6.22M |
| Short Ratio | 2.15 | 2.10 |
| Short % of Float | 0.02% | 0.01% |
| Average Daily Volume (10 Day) | 116,550 | 2,292,990 |
| Average Daily Volume (90 Day) | 123,647 | 2,661,380 |
| Shares Outstanding | 25.38M | 586.00M |
| Float Shares | 22.05M | 583.95M |
| % Held by Insiders | 0.18% | 0.00% |
| % Held by Institutions | 0.67% | 0.88% |
Dividend Analysis & Yield Comparison: United Fire vs Progressive
| Metric | UFCS | PGR |
|---|---|---|
| Last 12-Month Dividend | $0.80 | $4.80 |
| Last 12-Month Dividend Yield | 2.62% | 1.84% |
| 3-Year Avg Annual Dividend | $0.69 | $2.08 |
| 3-Year Avg Dividend Yield | 0.64% | 0.24% |
| 3-Year Total Dividends | $2.08 | $6.25 |
| Ex-Dividend Date | Aug 29, 2025 | Apr 03, 2025 |