UMB Financial [UMBF] vs Nu Holdings [NU] Detailed Stock Comparison
UMB Financial
NASDAQ
Loading...
Nu Holdings
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: UMB Financial wins in 9 metrics, Nu Holdings wins in 8 metrics, with 0 ties. UMB Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | UMB Financial | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.91 | 31.15 | UMB Financial |
| Price-to-Book Ratio | 1.36 | 7.39 | UMB Financial |
| Debt-to-Equity Ratio | 0.51 | 0.36 | Nu Holdings |
| PEG Ratio | 0.38 | 1.05 | UMB Financial |
| Profit Margin (TTM) | 27.11% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 46.33% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 46.33% | 54.14% | Nu Holdings |
| Return on Equity | 10.05% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 0.91% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $201.08M | $2.22B | Nu Holdings |
| Dividend Yield | 1.81% | N/A | N/A |
| 1-Year Return | 18.01% | -1.34% | UMB Financial |
| Price-to-Sales Ratio (TTM) | 4.79 | 12.09 | UMB Financial |
| Enterprise Value | $11.19B | $58.18B | Nu Holdings |
| EV/Revenue Ratio | 5.74 | 9.95 | UMB Financial |
| Revenue per Share (TTM) | $33 | $1 | UMB Financial |
| Earnings per Share (Diluted) | $8.84 | $0.47 | UMB Financial |
| Beta (Stock Volatility) | 0.78 | 1.06 | UMB Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
UMB Financial vs Nu Holdings Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| UMB Financial | -0.34% | 6.13% | 12.21% | 18.04% | 10.80% | 9.36% |
| Nu Holdings | 0.20% | 8.05% | 17.13% | 21.07% | 37.40% | 38.95% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| UMB Financial | 18.01% | 37.55% | 119.09% | 151.08% | 260.41% | 273.40% |
| Nu Holdings | -1.34% | 198.99% | 24.64% | 24.64% | 24.64% | 24.64% |
Performance & Financial Health Analysis: UMB Financial vs Nu Holdings
| Metric | UMBF | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $9.34B | $70.75B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 561,495 | 72,183,360 |
| 90 Day Avg. Volume | 594,478 | 53,946,253 |
| Last Close | $121.84 | $14.80 |
| 52 Week Range | $82.00 - $129.94 | $9.01 - $16.15 |
| % from 52W High | -6.23% | -8.33% |
| All-Time High | $129.94 (Nov 25, 2024) | $16.15 (Nov 11, 2024) |
| % from All-Time High | -6.23% | -8.36% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.78% | 0.14% |
| Quarterly Earnings Growth | 1.15% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.39% |
| Operating Margin (TTM) | 0.46% | 0.54% |
| Return on Equity (TTM) | 0.10% | 0.28% |
| Debt to Equity (MRQ) | 0.51 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $90.63 | $1.98 |
| Cash per Share (MRQ) | $29.90 | $2.92 |
| Operating Cash Flow (TTM) | $705.18M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $441.24M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.81% | N/A |
| Last 12-Month Dividend | $1.99 | N/A |
Valuation & Enterprise Metrics Analysis: UMB Financial vs Nu Holdings
| Metric | UMBF | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.91 | 31.15 |
| Forward P/E | 13.33 | 23.61 |
| PEG Ratio | 0.38 | 1.05 |
| Price to Sales (TTM) | 4.79 | 12.09 |
| Price to Book (MRQ) | 1.36 | 7.39 |
| Market Capitalization | ||
| Market Capitalization | $9.34B | $70.75B |
| Enterprise Value | $11.19B | $58.18B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.74 | 9.95 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.78 | 1.06 |
| Book Value per Share (MRQ) | $90.63 | $1.98 |
Financial Statements Comparison: UMB Financial vs Nu Holdings
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UMBF | NU |
|---|---|---|
| Revenue/Sales | $510.19M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $93.05M | $795.07M |
| Income Tax | $11.72M | $237.87M |
| Net Income (Profit) | $81.33M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UMBF | NU |
|---|---|---|
| Cash & Equivalents | $10.73B | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $654.38M | $26.70M |
| Total Shareholders Equity | $6.75B | $8.61B |
| Retained Earnings | $3.22B | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UMBF | NU |
|---|---|---|
| Operating Cash Flow | $360.37M | $3.21B |
| Capital Expenditures | $-8.59M | $-2.40M |
| Free Cash Flow | $354.20M | $1.00B |
| Debt Repayment | $-11.06M | $-356.77M |
| Common Stock Repurchase | $-15.43M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | UMBF | NU |
|---|---|---|
| Shares Short | 1.99M | 124.71M |
| Short Ratio | 3.29 | 2.27 |
| Short % of Float | 0.03% | 0.03% |
| Average Daily Volume (10 Day) | 561,495 | 72,183,360 |
| Average Daily Volume (90 Day) | 594,478 | 53,946,253 |
| Shares Outstanding | 48.81M | 4.82B |
| Float Shares | 72.85M | 3.61B |
| % Held by Insiders | 0.05% | 0.05% |
| % Held by Institutions | 0.93% | 0.79% |
Dividend Analysis & Yield Comparison: UMB Financial vs Nu Holdings
| Metric | UMBF | NU |
|---|---|---|
| Last 12-Month Dividend | $1.99 | N/A |
| Last 12-Month Dividend Yield | 1.81% | N/A |
| 3-Year Avg Annual Dividend | $1.68 | N/A |
| 3-Year Avg Dividend Yield | 0.45% | N/A |
| 3-Year Total Dividends | $5.05 | N/A |
| Ex-Dividend Date | Sep 10, 2025 | N/A |