UMB Financial [UMBF] vs Webster Financial [WBS] Detailed Stock Comparison
UMB Financial
NASDAQ
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Webster Financial
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: UMB Financial wins in 5 metrics, Webster Financial wins in 13 metrics, with 0 ties. Webster Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | UMB Financial | Webster Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.53 | 12.12 | Webster Financial |
| Price-to-Book Ratio | 1.32 | 1.10 | Webster Financial |
| Debt-to-Equity Ratio | 0.51 | 0.52 | UMB Financial |
| PEG Ratio | 0.37 | 0.25 | Webster Financial |
| Profit Margin (TTM) | 27.11% | 34.45% | Webster Financial |
| Operating Margin (TTM) | 46.33% | 51.96% | Webster Financial |
| EBITDA Margin (TTM) | 46.33% | 51.96% | Webster Financial |
| Return on Equity | 10.05% | 9.44% | UMB Financial |
| Return on Assets (TTM) | 0.91% | 1.08% | Webster Financial |
| Free Cash Flow (TTM) | $201.08M | $1.37B | Webster Financial |
| Dividend Yield | 1.81% | 2.33% | Webster Financial |
| 1-Year Return | 8.62% | 25.64% | Webster Financial |
| Price-to-Sales Ratio (TTM) | 4.65 | 3.98 | Webster Financial |
| Enterprise Value | $10.94B | $12.19B | Webster Financial |
| EV/Revenue Ratio | 5.61 | 4.90 | Webster Financial |
| Revenue per Share (TTM) | $33 | $15 | UMB Financial |
| Earnings per Share (Diluted) | $8.83 | $4.92 | UMB Financial |
| Beta (Stock Volatility) | 0.74 | 1.04 | UMB Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
UMB Financial vs Webster Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| UMB Financial | -1.33% | 0.03% | -5.73% | 8.65% | 36.69% | 5.90% |
| Webster Financial | -2.15% | 1.16% | -3.14% | 3.30% | 41.65% | 9.71% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| UMB Financial | 8.62% | 33.91% | 111.71% | 132.91% | 234.53% | 270.32% |
| Webster Financial | 25.64% | 25.98% | 108.78% | 70.87% | 240.29% | 35.49% |
News Based Sentiment: UMB Financial vs Webster Financial
UMB Financial
News based Sentiment: POSITIVE
UMB Financial experienced a remarkably strong month driven by exceptional Q2 earnings that significantly exceeded expectations. This positive performance fueled analyst upgrades, increased price targets, and a generally optimistic outlook, making it a significant positive development for investors. While insider selling is a minor concern, the overall narrative is strongly positive.
Webster Financial
News based Sentiment: MIXED
October was a mixed month for Webster Financial, with a wave of analyst upgrades and a significant share repurchase program being countered by a downgrade and notable insider selling. While the overall sentiment remains positive, these conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess.
Performance & Financial Health Analysis: UMB Financial vs Webster Financial
| Metric | UMBF | WBS |
|---|---|---|
| Market Information | ||
| Market Cap | $9.16B | $9.91B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 395,660 | 1,122,210 |
| 90 Day Avg. Volume | 492,787 | 1,321,993 |
| Last Close | $118.39 | $60.13 |
| 52 Week Range | $82.00 - $129.94 | $39.43 - $63.99 |
| % from 52W High | -8.89% | -6.03% |
| All-Time High | $129.94 (Nov 25, 2024) | $69.63 (Jul 23, 2018) |
| % from All-Time High | -8.89% | -13.64% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.78% | 0.21% |
| Quarterly Earnings Growth | 1.15% | 0.43% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.34% |
| Operating Margin (TTM) | 0.46% | 0.52% |
| Return on Equity (TTM) | 0.10% | 0.09% |
| Debt to Equity (MRQ) | 0.51 | 0.52 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $90.63 | $54.19 |
| Cash per Share (MRQ) | $29.90 | $17.19 |
| Operating Cash Flow (TTM) | $705.18M | $1.30B |
| Levered Free Cash Flow (TTM) | $441.24M | $744.08M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.81% | 2.33% |
| Last 12-Month Dividend | $1.99 | $1.20 |
Valuation & Enterprise Metrics Analysis: UMB Financial vs Webster Financial
| Metric | UMBF | WBS |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.53 | 12.12 |
| Forward P/E | 12.95 | 10.40 |
| PEG Ratio | 0.37 | 0.25 |
| Price to Sales (TTM) | 4.65 | 3.98 |
| Price to Book (MRQ) | 1.32 | 1.10 |
| Market Capitalization | ||
| Market Capitalization | $9.16B | $9.91B |
| Enterprise Value | $10.94B | $12.19B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.61 | 4.90 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.74 | 1.04 |
| Book Value per Share (MRQ) | $90.63 | $54.19 |
Financial Statements Comparison: UMB Financial vs Webster Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UMBF | WBS |
|---|---|---|
| Revenue/Sales | $510.19M | $715.84M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $93.05M | $323.63M |
| Income Tax | $11.72M | $64.78M |
| Net Income (Profit) | $81.33M | $258.85M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UMBF | WBS |
|---|---|---|
| Cash & Equivalents | $10.73B | $2.51B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $654.38M | $917.42M |
| Total Shareholders Equity | $6.75B | $9.20B |
| Retained Earnings | $3.22B | $3.91B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UMBF | WBS |
|---|---|---|
| Operating Cash Flow | $360.37M | $183.53M |
| Capital Expenditures | $-8.59M | $-6.88M |
| Free Cash Flow | $354.20M | $86.58M |
| Debt Repayment | $-11.06M | $0 |
| Common Stock Repurchase | $-15.43M | $-180.99M |
Short Interest & Institutional Ownership Analysis
| Metric | UMBF | WBS |
|---|---|---|
| Shares Short | 2.26M | 3.45M |
| Short Ratio | 4.44 | 2.96 |
| Short % of Float | 0.04% | 0.02% |
| Average Daily Volume (10 Day) | 395,660 | 1,122,210 |
| Average Daily Volume (90 Day) | 492,787 | 1,321,993 |
| Shares Outstanding | 48.81M | 171.39M |
| Float Shares | 72.88M | 164.42M |
| % Held by Insiders | 0.05% | 0.01% |
| % Held by Institutions | 0.93% | 0.92% |
Dividend Analysis & Yield Comparison: UMB Financial vs Webster Financial
| Metric | UMBF | WBS |
|---|---|---|
| Last 12-Month Dividend | $1.99 | $1.20 |
| Last 12-Month Dividend Yield | 1.81% | 2.33% |
| 3-Year Avg Annual Dividend | $1.68 | $1.47 |
| 3-Year Avg Dividend Yield | 0.45% | 0.86% |
| 3-Year Total Dividends | $5.05 | $4.40 |
| Ex-Dividend Date | Sep 10, 2025 | Feb 10, 2025 |