Unity Bancorp [UNTY] vs Enterprise Financial [EFSC] Detailed Stock Comparison
Unity Bancorp
NASDAQ
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Enterprise Financial
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Unity Bancorp wins in 9 metrics, Enterprise Financial wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Unity Bancorp | Enterprise Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 9.55 | 10.47 | Unity Bancorp |
| Price-to-Book Ratio | 1.48 | 1.10 | Enterprise Financial |
| Debt-to-Equity Ratio | 1.27 | 0.35 | Enterprise Financial |
| PEG Ratio | 10.34 | 12.13 | Unity Bancorp |
| Profit Margin (TTM) | 43.43% | 31.49% | Unity Bancorp |
| Operating Margin (TTM) | 63.22% | 38.28% | Unity Bancorp |
| EBITDA Margin (TTM) | 63.22% | 38.28% | Unity Bancorp |
| Return on Equity | 17.03% | 10.92% | Unity Bancorp |
| Return on Assets (TTM) | 1.83% | 1.31% | Unity Bancorp |
| Free Cash Flow (TTM) | $47.29M | $239.93M | Enterprise Financial |
| Dividend Yield | 1.23% | 2.62% | Enterprise Financial |
| 1-Year Return | 51.35% | 12.99% | Unity Bancorp |
| Price-to-Sales Ratio (TTM) | 4.07 | 3.19 | Enterprise Financial |
| Enterprise Value | $574.02M | $2.27B | Enterprise Financial |
| EV/Revenue Ratio | 4.94 | 3.57 | Enterprise Financial |
| Revenue per Share (TTM) | $12 | $17 | Enterprise Financial |
| Earnings per Share (Diluted) | $4.94 | $5.26 | Enterprise Financial |
| Beta (Stock Volatility) | 0.79 | 0.91 | Unity Bancorp |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Unity Bancorp vs Enterprise Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Unity Bancorp | 1.40% | -1.50% | -9.90% | 7.06% | -4.63% | 11.92% |
| Enterprise Financial | 0.59% | 1.54% | -4.44% | 1.37% | -8.86% | -1.48% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Unity Bancorp | 51.35% | 66.13% | 231.43% | 375.10% | 726.84% | 365.71% |
| Enterprise Financial | 12.99% | 12.48% | 68.89% | 120.15% | 510.96% | 137.48% |
Performance & Financial Health Analysis: Unity Bancorp vs Enterprise Financial
| Metric | UNTY | EFSC |
|---|---|---|
| Market Information | ||
| Market Cap | $473.21M | $2.04B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 59,847 | 177,080 |
| 90 Day Avg. Volume | 82,819 | 186,957 |
| Last Close | $47.13 | $54.64 |
| 52 Week Range | $30.28 - $54.64 | $45.22 - $63.13 |
| % from 52W High | -13.74% | -13.45% |
| All-Time High | $54.64 (Jul 11, 2025) | $63.13 (Nov 25, 2024) |
| % from All-Time High | -13.74% | -13.45% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.41% | 0.12% |
| Quarterly Earnings Growth | 0.74% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.43% | 0.31% |
| Operating Margin (TTM) | 0.63% | 0.38% |
| Return on Equity (TTM) | 0.17% | 0.11% |
| Debt to Equity (MRQ) | 1.27 | 0.35 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.88 | $50.09 |
| Cash per Share (MRQ) | $29.28 | $13.69 |
| Operating Cash Flow (TTM) | $43.55M | $242.31M |
| Levered Free Cash Flow (TTM) | $41.45M | $181.52M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.23% | 2.62% |
| Last 12-Month Dividend | $0.54 | $1.45 |
Valuation & Enterprise Metrics Analysis: Unity Bancorp vs Enterprise Financial
| Metric | UNTY | EFSC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 9.55 | 10.47 |
| Forward P/E | 10.34 | 12.13 |
| PEG Ratio | 10.34 | 12.13 |
| Price to Sales (TTM) | 4.07 | 3.19 |
| Price to Book (MRQ) | 1.48 | 1.10 |
| Market Capitalization | ||
| Market Capitalization | $473.21M | $2.04B |
| Enterprise Value | $574.02M | $2.27B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.94 | 3.57 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.79 | 0.91 |
| Book Value per Share (MRQ) | $31.88 | $50.09 |
Financial Statements Comparison: Unity Bancorp vs Enterprise Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UNTY | EFSC |
|---|---|---|
| Revenue/Sales | $29.35M | $137.38M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $15.42M | $61.03M |
| Income Tax | $3.83M | $11.07M |
| Net Income (Profit) | $11.60M | $49.96M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UNTY | EFSC |
|---|---|---|
| Cash & Equivalents | $211.59M | $474.95M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $253.60M | $617.33M |
| Total Shareholders Equity | $306.14M | $1.87B |
| Retained Earnings | $237.52M | $908.55M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UNTY | EFSC |
|---|---|---|
| Operating Cash Flow | $12.03M | $52.01M |
| Capital Expenditures | $-279,000 | $-4.40M |
| Free Cash Flow | $17.58M | $35.62M |
| Debt Repayment | N/A | $-25.19M |
| Common Stock Repurchase | $0 | $-10.62M |
Short Interest & Institutional Ownership Analysis
| Metric | UNTY | EFSC |
|---|---|---|
| Shares Short | 90,319 | 629,323 |
| Short Ratio | 0.92 | 3.09 |
| Short % of Float | 0.01% | 0.02% |
| Average Daily Volume (10 Day) | 59,847 | 177,080 |
| Average Daily Volume (90 Day) | 82,819 | 186,957 |
| Shares Outstanding | 10.03M | 36.99M |
| Float Shares | 6.62M | 35.92M |
| % Held by Insiders | 0.28% | 0.02% |
| % Held by Institutions | 0.52% | 0.84% |
Dividend Analysis & Yield Comparison: Unity Bancorp vs Enterprise Financial
| Metric | UNTY | EFSC |
|---|---|---|
| Last 12-Month Dividend | $0.54 | $1.45 |
| Last 12-Month Dividend Yield | 1.23% | 2.62% |
| 3-Year Avg Annual Dividend | $0.50 | $1.14 |
| 3-Year Avg Dividend Yield | 0.42% | 0.57% |
| 3-Year Total Dividends | $1.50 | $3.43 |
| Ex-Dividend Date | Jun 06, 2025 | Sep 15, 2025 |