Unity Bancorp [UNTY] vs Nu Holdings [NU] Detailed Stock Comparison
Unity Bancorp
NASDAQ
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Nu Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Unity Bancorp wins in 12 metrics, Nu Holdings wins in 5 metrics, with 0 ties. Unity Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Unity Bancorp | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.49 | 33.78 | Unity Bancorp |
| Price-to-Book Ratio | 1.63 | 8.01 | Unity Bancorp |
| Debt-to-Equity Ratio | 1.21 | 0.36 | Nu Holdings |
| PEG Ratio | 0.14 | 1.14 | Unity Bancorp |
| Profit Margin (TTM) | 43.43% | 39.32% | Unity Bancorp |
| Operating Margin (TTM) | 63.22% | 54.14% | Unity Bancorp |
| EBITDA Margin (TTM) | 63.22% | 54.14% | Unity Bancorp |
| Return on Equity | 17.03% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 1.83% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $47.29M | $2.22B | Nu Holdings |
| Dividend Yield | 1.32% | N/A | N/A |
| 1-Year Return | 53.27% | 9.30% | Unity Bancorp |
| Price-to-Sales Ratio (TTM) | 4.47 | 13.12 | Unity Bancorp |
| Enterprise Value | $614.05M | $65.19B | Nu Holdings |
| EV/Revenue Ratio | 5.28 | 11.15 | Unity Bancorp |
| Revenue per Share (TTM) | $12 | $1 | Unity Bancorp |
| Earnings per Share (Diluted) | $4.94 | $0.47 | Unity Bancorp |
| Beta (Stock Volatility) | 0.80 | 1.08 | Unity Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Unity Bancorp vs Nu Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Unity Bancorp | 3.43% | 1.19% | 9.90% | 22.36% | 27.69% | 27.59% |
| Nu Holdings | 0.19% | 2.37% | 19.95% | 30.64% | 39.04% | 50.42% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Unity Bancorp | 53.27% | 108.22% | 385.28% | 450.41% | 904.11% | 398.33% |
| Nu Holdings | 9.30% | 238.77% | 34.94% | 34.94% | 34.94% | 34.94% |
News Based Sentiment: Unity Bancorp vs Nu Holdings
Unity Bancorp
News based Sentiment: POSITIVE
September was a strong month for Unity Bancorp, marked by exceeding earnings expectations, positive analyst revisions, and increased institutional investment. These factors collectively signal growing confidence in the company's financial health and future prospects, making it a compelling investment story.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings delivered exceptional Q2 results, driving a significant stock price increase and attracting positive analyst attention. The potential acquisition of Brubank signals ambitious expansion plans, further strengthening the company's growth trajectory and solidifying its position in the Latin American fintech market.
Performance & Financial Health Analysis: Unity Bancorp vs Nu Holdings
| Metric | UNTY | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $514.49M | $76.79B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 21,404 | 40,246,070 |
| 90 Day Avg. Volume | 31,688 | 49,770,847 |
| Last Close | $53.73 | $15.99 |
| 52 Week Range | $32.23 - $54.64 | $9.01 - $16.15 |
| % from 52W High | -1.67% | -0.96% |
| All-Time High | $54.64 (Jul 11, 2025) | $16.15 (Nov 11, 2024) |
| % from All-Time High | -1.67% | -0.99% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.41% | 0.14% |
| Quarterly Earnings Growth | 0.74% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.43% | 0.39% |
| Operating Margin (TTM) | 0.63% | 0.54% |
| Return on Equity (TTM) | 0.17% | 0.28% |
| Debt to Equity (MRQ) | 1.21 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.88 | $1.98 |
| Cash per Share (MRQ) | $29.30 | $2.92 |
| Operating Cash Flow (TTM) | $33.21M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $41.45M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.32% | N/A |
| Last 12-Month Dividend | $0.69 | N/A |
Valuation & Enterprise Metrics Analysis: Unity Bancorp vs Nu Holdings
| Metric | UNTY | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.49 | 33.78 |
| Forward P/E | 11.37 | 25.60 |
| PEG Ratio | 0.14 | 1.14 |
| Price to Sales (TTM) | 4.47 | 13.12 |
| Price to Book (MRQ) | 1.63 | 8.01 |
| Market Capitalization | ||
| Market Capitalization | $514.49M | $76.79B |
| Enterprise Value | $614.05M | $65.19B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.28 | 11.15 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.80 | 1.08 |
| Book Value per Share (MRQ) | $31.88 | $1.98 |
Financial Statements Comparison: Unity Bancorp vs Nu Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UNTY | NU |
|---|---|---|
| Revenue/Sales | $36.14M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $21.53M | $795.07M |
| Income Tax | $5.04M | $237.87M |
| Net Income (Profit) | $16.49M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UNTY | NU |
|---|---|---|
| Cash & Equivalents | $211.59M | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $253.60M | $26.70M |
| Total Shareholders Equity | $306.14M | $8.61B |
| Retained Earnings | $237.52M | $4.03B |
| Property, Plant & Equipment | N/A | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UNTY | NU |
|---|---|---|
| Operating Cash Flow | $12.03M | $3.21B |
| Capital Expenditures | $-279,000 | $-2.40M |
| Free Cash Flow | $17.58M | $1.00B |
| Debt Repayment | N/A | $-356.77M |
| Common Stock Repurchase | $0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | UNTY | NU |
|---|---|---|
| Shares Short | 68,002 | 119.39M |
| Short Ratio | 1.58 | 2.28 |
| Short % of Float | 0.01% | 0.03% |
| Average Daily Volume (10 Day) | 21,404 | 40,246,070 |
| Average Daily Volume (90 Day) | 31,688 | 49,770,847 |
| Shares Outstanding | 10.03M | 4.82B |
| Float Shares | 6.70M | 3.61B |
| % Held by Insiders | 0.28% | 0.05% |
| % Held by Institutions | 0.52% | 0.80% |
Dividend Analysis & Yield Comparison: Unity Bancorp vs Nu Holdings
| Metric | UNTY | NU |
|---|---|---|
| Last 12-Month Dividend | $0.69 | N/A |
| Last 12-Month Dividend Yield | 1.32% | N/A |
| 3-Year Avg Annual Dividend | $0.55 | N/A |
| 3-Year Avg Dividend Yield | 0.41% | N/A |
| 3-Year Total Dividends | $1.65 | N/A |
| Ex-Dividend Date | Sep 05, 2025 | N/A |