Veritex Holdings [VBTX] vs OFG Bancorp [OFG] Detailed Stock Comparison
Veritex Holdings
NASDAQ
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OFG Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Veritex Holdings wins in 5 metrics, OFG Bancorp wins in 13 metrics, with 0 ties. OFG Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Veritex Holdings | OFG Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 15.95 | 10.04 | OFG Bancorp |
| Price-to-Book Ratio | 1.10 | 1.43 | Veritex Holdings |
| Debt-to-Equity Ratio | 0.21 | 0.38 | Veritex Holdings |
| PEG Ratio | 1.14 | 1.82 | Veritex Holdings |
| Profit Margin (TTM) | 27.29% | 31.43% | OFG Bancorp |
| Operating Margin (TTM) | 39.27% | 43.08% | OFG Bancorp |
| EBITDA Margin (TTM) | 39.27% | 43.08% | OFG Bancorp |
| Return on Equity | 7.25% | 15.20% | OFG Bancorp |
| Return on Assets (TTM) | 0.92% | 1.66% | OFG Bancorp |
| Free Cash Flow (TTM) | $123.83M | $210.79M | OFG Bancorp |
| Dividend Yield | 3.10% | 2.57% | Veritex Holdings |
| 1-Year Return | 25.40% | -2.22% | Veritex Holdings |
| Price-to-Sales Ratio (TTM) | 4.32 | 3.07 | OFG Bancorp |
| Enterprise Value | $1.41B | $1.55B | OFG Bancorp |
| EV/Revenue Ratio | 3.32 | 2.50 | OFG Bancorp |
| Revenue per Share (TTM) | $8 | $14 | OFG Bancorp |
| Earnings per Share (Diluted) | $2.10 | $4.25 | OFG Bancorp |
| Beta (Stock Volatility) | 1.05 | 0.81 | OFG Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Veritex Holdings vs OFG Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Veritex Holdings | -2.75% | -3.21% | -5.26% | 19.69% | 53.39% | 23.46% |
| OFG Bancorp | 1.22% | -1.73% | -2.66% | -3.05% | 23.73% | 3.77% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Veritex Holdings | 25.40% | 16.36% | 60.89% | 98.66% | 118.80% | 118.80% |
| OFG Bancorp | -2.22% | 60.07% | 206.82% | 385.06% | 219.07% | 283.73% |
News Based Sentiment: Veritex Holdings vs OFG Bancorp
Veritex Holdings
News based Sentiment: POSITIVE
The month of October was dominated by the successful completion of regulatory and shareholder approvals for the merger with Huntington Bancshares. This is a transformative event for Veritex, and while the stock is currently fairly valued, the potential benefits of the merger warrant a positive outlook for investors.
OFG Bancorp
News based Sentiment: MIXED
October saw a mix of positive analyst sentiment regarding OFG Bancorp's valuation and growth potential, alongside cautions about economic reliance and competition. The upcoming earnings report on October 22nd will be a key event to watch, making this a moderately significant month for investors.
Performance & Financial Health Analysis: Veritex Holdings vs OFG Bancorp
| Metric | VBTX | OFG |
|---|---|---|
| Market Information | ||
| Market Cap | $1.87B | $1.98B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 1,120,200 | 196,237 |
| 90 Day Avg. Volume | 1,042,110 | 223,516 |
| Last Close | $32.58 | $43.17 |
| 52 Week Range | $20.37 - $34.96 | $33.15 - $47.66 |
| % from 52W High | -6.81% | -9.42% |
| All-Time High | $45.36 (Nov 08, 2021) | $47.66 (Nov 25, 2024) |
| % from All-Time High | -28.17% | -9.42% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | -0.02% |
| Quarterly Earnings Growth | 0.14% | 0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.31% |
| Operating Margin (TTM) | 0.39% | 0.43% |
| Return on Equity (TTM) | 0.07% | 0.15% |
| Debt to Equity (MRQ) | 0.21 | 0.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $30.39 | $29.83 |
| Cash per Share (MRQ) | $14.20 | $19.13 |
| Operating Cash Flow (TTM) | $121.79M | $215.43M |
| Levered Free Cash Flow (TTM) | $107.24M | $198.17M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.10% | 2.57% |
| Last 12-Month Dividend | $1.06 | $1.05 |
Valuation & Enterprise Metrics Analysis: Veritex Holdings vs OFG Bancorp
| Metric | VBTX | OFG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 15.95 | 10.04 |
| Forward P/E | 15.09 | 10.80 |
| PEG Ratio | 1.14 | 1.82 |
| Price to Sales (TTM) | 4.32 | 3.07 |
| Price to Book (MRQ) | 1.10 | 1.43 |
| Market Capitalization | ||
| Market Capitalization | $1.87B | $1.98B |
| Enterprise Value | $1.41B | $1.55B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.32 | 2.50 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.05 | 0.81 |
| Book Value per Share (MRQ) | $30.39 | $29.83 |
Financial Statements Comparison: Veritex Holdings vs OFG Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | VBTX | OFG |
|---|---|---|
| Revenue/Sales | $109.73M | $166.68M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $37.60M | $59.45M |
| Income Tax | $8.53M | $13.88M |
| Net Income (Profit) | $29.07M | $45.57M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | VBTX | OFG |
|---|---|---|
| Cash & Equivalents | $849.79M | $235.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $155.91M | $275.80M |
| Total Shareholders Equity | $1.63B | $1.30B |
| Retained Earnings | $526.04M | $802.02M |
| Property, Plant & Equipment | N/A | $122.24M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | VBTX | OFG |
|---|---|---|
| Operating Cash Flow | $46.07M | $44.63M |
| Capital Expenditures | $-522,000 | $-4.35M |
| Free Cash Flow | $43.06M | $78.72M |
| Debt Repayment | $-75.00M | N/A |
| Common Stock Repurchase | $-9.52M | $-23.39M |
Short Interest & Institutional Ownership Analysis
| Metric | VBTX | OFG |
|---|---|---|
| Shares Short | 1.72M | 664,670 |
| Short Ratio | 2.06 | 3.48 |
| Short % of Float | 0.03% | 0.02% |
| Average Daily Volume (10 Day) | 1,120,200 | 196,237 |
| Average Daily Volume (90 Day) | 1,042,110 | 223,516 |
| Shares Outstanding | 54.52M | 45.44M |
| Float Shares | 52.44M | 43.97M |
| % Held by Insiders | 0.04% | 0.01% |
| % Held by Institutions | 0.90% | 0.98% |
Dividend Analysis & Yield Comparison: Veritex Holdings vs OFG Bancorp
| Metric | VBTX | OFG |
|---|---|---|
| Last 12-Month Dividend | $1.06 | $1.05 |
| Last 12-Month Dividend Yield | 3.10% | 2.57% |
| 3-Year Avg Annual Dividend | $0.89 | $0.91 |
| 3-Year Avg Dividend Yield | 0.86% | 0.71% |
| 3-Year Total Dividends | $2.66 | $2.73 |
| Ex-Dividend Date | Sep 16, 2025 | Mar 31, 2025 |